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Which Visa gift card can be used internationally?
Visa TravelMoney is a prepaid card that can be used to “make purchases at 25 million merchants worldwide that accept Visa debit cards.” Like a gift card, you pay for this card in advance, meaning you load money onto the card in your home currency then spend the money as needed according to the exchange rate of the day.
Can Vanilla Visa purchase stuff outside of USA?
In short, yes. There are gift cards that can be used internationally. Many of them are issued by retail merchants, credit card companies and financial institutions. These are typically brands that are recognized globally – like Visa and Mastercard – and can be accepted in overseas locations.
Do Visa gift cards work on international purchases?
Most Visa prepaid cards can be used internationally, however, there may be international transaction fees. And with a Visa prepaid card, like with any gift card, there may be merchant limitations. For example, some U.S. Visa gift cards cannot be used for online, telephone, or mail order purchases.
Does Visa vanilla work everywhere?
Vanilla Visa Gift Cards can be used everywhere Visa debit cards are accepted in the United States and District of Columbia. Card funds never expire, use them at any time.
How do I transfer a vanilla gift card to my bank account?
Access the “wallet” feature on your PayPal app or website. Link your Vanilla gift card to your PayPal account using the “link a card” feature. Transfer your money to your bank account by choosing “transfer money” Select the correct bank account to transfer your funds and wait for them to arrive.
What gift card can be used anywhere?
Visa gift cardA Visa gift card is a type of prepaid card you can spend anywhere a Visa debit card is accepted, across the US.
What prepaid cards are international?
International prepaid cards - a listWise multi-currency Mastercard. ... Revolut. ... Travelex Money Card. ... N26. ... Western Union Netspend. ... PayPal Prepaid. ... Netspend. ... Card Prepaid.More items...•
Why is my Visa gift card being declined when I have money?
Is the Gift Card Balance More than the Purchase Amount? Visa gift cards are linked to bank accounts that cannot be overdrawn. If the purchase is greater than the funds available, the card may be declined. To use a Visa gift card for partial payment, ask the cashier to split the purchase into two transactions.
Which prepaid card is best for international online purchases?
The Best International Prepaid Debit CardsWise Multi-Currency Debit Card.Revolut.N26.Ally Bank.NetSpend.
What is the difference between Visa and vanilla Visa?
Where Visa Gift Cards are meant to be used either by the person doing the purchasing or by another recipient, the Vanilla strain has a more specific purpose. Vanilla Visa Rewards Cards are meant to be used as viable payment methods for employees who've received them as a workplace incentive with a card balance.
Where can I use my Vanilla Visa Gift Card?
Where can I use my Vanilla Gift Card? You can use your Vanilla Gift Card virtually anywhere Vanilla Cards are accepted within the United States and District of Columbia, except the Gift Card may not be used for recurring billing or at ATMs.
Can you get scammed with a vanilla gift card?
BBB shows $1,000′s of dollars in gift cards useless. We hear about gift card fraud, scams, and thefts frequently but it's not clear that is what is happening with Vanilla Visa gift cards. One thing is clear, a whole lot of people say they can't use the cards they were gifted.
Where can I use my Vanilla Visa Gift Card?
Where can I use my Vanilla Gift Card? You can use your Vanilla Gift Card virtually anywhere Vanilla Cards are accepted within the United States and District of Columbia, except the Gift Card may not be used for recurring billing or at ATMs.
Why is my vanilla gift card being declined?
There are a number of possible reasons why a purchase could be declined: You don't have enough money left on your card. You haven't activated or registered your card. The address you gave to make an online or phone purchase is different from the address you have on file with your prepaid card provider.
Can you use a vanilla visa gift card on Amazon?
Vanilla gift cards can be used in all stores where Mastercard is accepted. However, you can't use a Vanilla gift card directly on Amazon.
Why is my Visa gift card being declined when I have money?
Is the Gift Card Balance More than the Purchase Amount? Visa gift cards are linked to bank accounts that cannot be overdrawn. If the purchase is greater than the funds available, the card may be declined. To use a Visa gift card for partial payment, ask the cashier to split the purchase into two transactions.
credit card advice
Opinions expressed here are ours alone, and are not provided, endorsed, or approved by any issuer. Our articles follow strict editorial guidelines and are updated regularly.
9. Take Advantage of Card Services
Do any of your credit card providers offer travel assistance? Are there any special promotions currently going on? Maybe one of your card’s rewards will build up faster in certain situations?
7. Know Which Issuers Are Accepted Where
When it comes to Europe, places that accept Visa are slightly more prevalent than MasterCard. American Express is widely accepted, too, but just like in the United States, it isn’t always taken.
6. Use Your Debit Card When You Can to Avoid Fees
You might be so concerned about credit card ATM fees that you don’t look at the problem from a slightly different angle. Surprisingly, one of the best ways to avoid some ATM fees, including cash advance fees, is to just try using your debit card. Most of the time you don’t have to pay a network access fee that way.
5. Pay in Local Currency
When in Rome, pay as the Romans do. Basically, pay in the currency you’re dealing with when a merchant offers you the ability to pay in dollars instead of the local currency — no matter if it’s the Euro or Pound.
4. Carry More Than Cards Alone
In this regard, your wallet is sort of like investing. If all of your eggs are in one basket, you’re in trouble if something bad happens to that basket. However, if you diversify your payment portfolio with cash and other methods, you’ll fare much better if something does go wrong, such as your main card is blocked or declined.
3. Notify Your Card Issuer of Your Trip
Before you even start your trip, do yourself and your card companies and banks a favor: Notify them that you’re going to be out of the country. If you don’t, that first purchase is going to set off all the bells and whistles back home, and you might even get your card blocked.
Gift Cards for Use in Canada and Other Countries
I am finding an increasing number of popular U.S. store and restaurant gift cards can be redeemed at locations in Canada and a few that can be redeemed in the United Kingdom and other countries as well. Amazon has several options, of course.
Gift Cards for Domestic Travel
If you are traveling within the United States, a gift card is a great alternative to cash and travelers’ checks. Cash can easily get lost or stolen with no hope for recovery and traveler’s checks are somewhat inconvenient to use. But gift cards, on the other hand, are flexible, easy to use, and can be replaced if lost or stolen.
Gift Cards for Foreign Travel
If you’re planning to travel abroad and want to buy a gift card in lieu of bringing cash or buying travelers’ checks, you have several prepaid options–each from various financial institutions. Below are two gift cards that work internationally:
Better than a Credit Card
If either one of these gift cards is lost or stolen, you won’t be responsible for unauthorized purchases. Though credit cards often come with that same guarantee, the nice thing about using a prepaid card when you’re traveling is that the amount of financial damage that can be done to you as a result of losing the card is limited.
Check for Fees
Before you choose a prepaid travel card, however, check the specific terms and conditions to be sure the card will work for your needs. Pay particular attention to fees. Most issuers will charge to activate the card and some will charge additional fees to reload the card, use it to get cash back at a merchant or swipe it at an ATM.
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The international reach of some gift cards
Your level of success using gift cards abroad will depend on the card. Unlike credit cards, gift cards are usually issued by a retailer or bank. For this reason, most branded gift cards are US-bound. However, some gift cards can be used at select international locations.
Visa and Mastercard giftcards
In addition to some strong rewards credit cards, Mastercard offers an international prepaid gift card and a prepaid travel card. You can also get gift cards and prepaid cards with the Mastercard logo at big box stores like Walmart, Target and Sam’s Club. You can also get a prepaid card at a post office.
Other options for international spending
If you’re going the prepaid and debit cards route to make purchases abroad, you won’t have to deal with credit checks and paying interest. Also, these cards can be reloaded, which means you can simply put more money on the card when needed.
Bottom line
Most gift cards are meant to be used in the US, however some will allow for use abroad, according to their terms and conditions. While these can be helpful in a pinch, the safest international spending will be done through a credit card with no foreign transaction fees.
