BC titaniumtux wrote: ↑ Short answer: yes Long answer: consider ATM fees, exchange rates, FTF surcharges, your ability to set/reset the PIN, and whether the issuer blocks usage abroad /in Canada. I think this is the case for most of those prepaid Visa/MC GCs you can buy in US stores.
Full Answer
Where can I use my Visa prepaid card?
Ways to use your card. Visa Reloadable Prepaid cards can be used anywhere Visa cards are accepted, in store or online. Some Prepaid cards are very similar to credit and debit cards and have Chip, Pin and even PayWave capabilities.
Why can't I get a US prepaid credit card in Canada?
The problem is most websites that offer US prepaid credit cards, such as Netspend, etc, won't let Canadians sign up for one. I already have a Visa prepaid US card from RBC, but I require another card like this. I applied for an RBC US credit card but failed the credit check since I have only decent credit score in Canada and no US credit history.
What is the all-purpose Visa prepaid card?
The all-purpose Visa Prepaid card is a reloadable card you can use in-person and online to: 1 Pay bills 2 Add funds 3 Make purchases anywhere Visa Debit cards are accepted More ...
What is a visa reloadable prepaid card?
With Visa Reloadable Prepaid Cards, you can add funds whenever you need to top up the balance of your card. There are a variety of different ways to load your card.
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Do Canadian prepaid visas work in the US?
Yes. You can use your Visa Gift Card anywhere Visa cards are accepted. Just always ensure that the remaining balance on your card will cover the amount of your planned purchases. If the remaining balance doesn't cover the entire transaction, let the merchant know how much funds you have remaining.
Can Canadian prepaid Visa cards be used internationally?
Visa Travel Cards are replaceable and can be used worldwide at merchants that accept Visa cards or to obtain local currency at any ATM that displays a Visa symbol.
Do Canadian gift cards work in the US?
Gift Cards purchased in either the U.S. or Canada are accepted in both countries. Cross-acceptance and cross-currency redemption is only possible between the U.S. and Canada at this time.”
Which prepaid Visa cards can be used internationally?
Visa TravelMoney is a prepaid card that can be used to “make purchases at 25 million merchants worldwide that accept Visa debit cards.” Like a gift card, you pay for this card in advance, meaning you load money onto the card in your home currency then spend the money as needed according to the exchange rate of the day.
Can prepaid Visa gift cards be used internationally?
Most Visa prepaid cards can be used internationally, however, there may be international transaction fees. And with a Visa prepaid card, like with any gift card, there may be merchant limitations. For example, some U.S. Visa gift cards cannot be used for online, telephone, or mail order purchases.
Can I use a Canadian prepaid Mastercard in the States?
Accepted worldwide Use Mastercard Prepaid Travel Cards everywhere Mastercard is accepted – at hotels, restaurants, entertainment venues, ATMs and more.
Can I use Canadian Starbucks gift card in US?
Starbucks Cards can also be used interchangeably at most stores in the U.S., Canada, Puerto Rico, United Kingdom, Ireland, Australia and Mexico. Was this answer helpful?
Can I use Canadian Amazon gift card in US?
No, Amazon.com Gift Cards can only be used to purchase eligible goods and services on Amazon.com. However, the gift card recipient can use the Gift Card on Amazon.com and then ship to their address of choice either in the US or in another country.
Can Canadian Walmart gift cards be used in the US?
Issued by Wal-Mart Canada Corp. Balance inquiries: 1-888-537-5503. Card only valid for purchases at Walmart Canada (excludes licensees), walmart.ca and Marketplace.
Are Vanilla gift cards International?
You can use your Vanilla Gift Card virtually anywhere Vanilla Cards are accepted within the United States and District of Columbia, except the Gift Card may not be used for recurring billing or at ATMs.
Can my Vanilla card be used internationally?
MyVanilla gives you spending flexibilty all over the world while keeping your account safely and conveniently at your finger tips.
Where can I use a prepaid Visa card?
Most prepaid cards have a network logo (Visa, MasterCard, American Express, or Discover) and can be used anywhere that brand is accepted. Some examples include grocery stores, department stores, gas stations, hotels, and for online shopping.
What kind of gift cards can be used internationally?
If you need to send a gift card to someone abroad, there are several options. You can buy a gift card from a retailer in their country. You can also opt for a virtual Visa or Mastercard prepaid card, which are accepted in many different countries internationally.
Can you use prepaid card abroad?
Most Visa cards that you purchase are US-bound. However, Visa does offer some gifts cards that can be used abroad through banks, such as the PNC Bank Visa Gift card. You can find a variety of prepaid cards online that can be used internationally. Be sure to check the fine print to be aware of any transaction fees.
Can I use a prepaid Visa card in Europe?
Can VISA Prepaid Cards Be Used Abroad? Having a prepaid card that works internationally is as important as having an International SIM card that actually works abroad. So, the short answer is: yes. You see, Visa is not a bank, it's a multinational financial corporation that makes sure to “finance” your payments.
Can I use prepaid Mastercard internationally?
Accepted worldwide. Use Mastercard Prepaid Travel Cards wherever Mastercard debit is accepted––at hotels, restaurants, entertainment venues, ATMs and more.
How much does a Visa prepaid card cost?
However, many casinos and gambling houses accept prepaid cards. One last thing to know about Visa prepaid cards: they have a monthly fee. Most charge you $9 (USD) to use it. Sometimes the price can be reduced if you subscribe to their service or if you receive amounts higher than $500 per month.
What does a visa mean?
This means they guarantee you, and the seller of an item or service, that you can pay for it . All Visa does is provide you with a payment method with security measures; they don’t give you the card, the bank of your preference does. Since Visa is such a huge company and is present in almost every country, their credit, debit, ...
Is it easier to use a prepaid card than a cash card?
Also, it’s actually quite a bit easier to use a prepaid card than to carry around cash in your pockets. So, here it is, the ultimate answer about using prepaid Visa cards internationally.
Do prepaid cards have fees?
Despite the convenience of these prepaid cards, you need to know that they have fees to be paid. However, the more you use your cards, the more benefits you’ll get – at least from most of them. To choose the one that better suits you, you need to check the fees and the conversion rates in the country you plan to use them.
Reloadable Visa Prepaid Cards
The all-purpose Visa Prepaid card is a reloadable card you can use in-person and online to:
Choose a card to fit your needs
Pay quickly and conveniently online and in stores — plus get your payday funds faster with direct deposit.
Visa Payroll and Healthcare cards
Your employer may offer you a payroll or healthcare prepaid card so you can manage your payday funds more easily — and enjoy many of the advantages of Visa.
Additional Resources
Get your Child Tax Credit payment fast when it’s directly deposited to a Visa Prepaid card.
What is a travel card?
The Visa Travel Card is a Prepaid card specifically designed to conveniently meet the needs of travellers. Visa Travel cards are replaceable and can be used worldwide at merchants that accept Visa or to obtain local currency at any ATM that displays a Visa symbol.
Does Visa cover Canada?
1 Visa's Zero Liability Policy covers Canada-issued cards and does not apply to anonymous Visa Prepaid*, Visa Purchasing, Visa Corporate, Visa Commercial, or any transactions not processed by Visa. Visa Cardholders must notify their financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please refer to your issuer cardholder documentation.
What is a prepaid visa?
It's a Prepaid Visa card that allows you to load foreign currency onto. Visa Travel Cards are replaceable and can be used worldwide at merchants that accept Visa cards or to obtain local currency at any ATM that displays a Visa symbol.
How long do you have to keep a Visa travel card?
Keep your Visa Travel Card even after you have used the funds on it. This way you will have it in case you need to make a return. You'll need to contact the merchant and follow the merchants return procedures. The value of the merchandise will be available on your card in three to seven days after the return.
How many merchants accept Visa cards?
Make purchases at the 25 million merchants worldwide that accept Visa cards.
How long does it take to get a replacement card?
Get card and cash replacement almost anywhere in the world, generally within one business day.
Can I pay for a meal with a Visa card?
Can I pay for meals with my Visa Travel Card? Yes, but be aware that some restaurants will verify that your card has enough funds to cover the purchase plus a 15-20 percent tip, or they'll decline the transaction.
Do you need a credit card to rent a car?
At gas stations tell the attendant how much gas you intend to buy and sign the receipt for that amount. Some rental car companies may require that you use a credit card to make a reservation. Your Visa Travel Card is always welcome for final payment.
Does Visa cover Canada?
1 Visa's Zero Liability Policy covers Canada-issued cards and does not apply to anonymous Visa Prepaid*, Visa Purchasing, Visa Corporate, Visa Commercial, or any transactions not processed by Visa. Visa Cardholders must notify their financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please refer to your issuer cardholder documentation.
What to consider when considering a prepaid travel card?
When considering one of these prepaid travel cards, it’s also important to consider things like maximum ATM withdrawal amounts, maximum load and reload balance amounts and other spending restrictions. There are advantages and disadvantages to each card type, so you should always do your research carefully.
Why do people use prepaid cards?
Prepaid cards have long been a favorite among budget-minded folks and those who want to gain more control over their finances. Surveys show travelers – especially those who travel abroad – are using prepaid travel cards more frequently during their journeys.
Is a prepaid card safe?
The advantages of prepaid cards are obvious: they ’re safer than cash, easy to get, universally accepted and convenient to use. Some prepaid cards can even save you on exchange fees if you pre-load them with the local currency before you leave home.
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Do Americans use prepaid cards?
While travelers from Europe, Asia and the Middle East have been using prepaid travel cards for years, they are a relatively new phenome non for American travelers . As such, there are fewer prepaid card choices available for Americans traveling abroad.