If you hold a Visa from Chase or U.S. Bank, the extended warranty covers items with a manufacturer warranty of three years or less, and extends coverage by up to 12 months.
Full Answer
What is the Chase extended warranty policy?
Extends the time period of the U.S. manufacturer’s warranty by one additional year, on eligible warranties of 3 years or less when item is purchased with an eligible Chase card or with rewards earned on an eligible Chase card Coverage is secondary to any service contract or extended warranty you have purchased or received
What are the best credit card extended warranty benefits?
With a potential maximum of 7 years of total coverage, it is one of the best credit card extended warranty benefits. Purchase an eligible item with your Capital One card and the manufacturer’s warranty (or 3 years or less) will be doubled. The maximum extension time is 1 additional year. Coverage is capped at $10,000 per item, $50,000 per account.
What is the maximum amount of extended warranty on a visa?
Visa extended warranty protection will double the manufacturer’s warranty for an eligible product, adding up to 1 additional year to warranties lasting 3 years or less. The maximum extended warranty coverage amount on Visa Signature and Visa Infinite cards is $10,000 per claim and $50,000 per cardholder.
How does the American Express extended warranty work?
Bottom Line: Purchasing an eligible item with your American Express card that offers extended warranty coverage will add 1 additional year of coverage for items with manufacturer’s warranties of 5 years or less.
How long is Chase extended warranty?
3 yearsExtends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of 3 years or less.
Does Chase Freedom provide extended warranty?
The Chase Freedom Unlimited® includes extended warranty coverage for eligible purchases. Chase's extended warranty coverage adds one year to the U.S. manufacturer's warranty for eligible items with a warranty of three years or less.
Does Chase Reserve extend warranty?
The Chase Sapphire Reserve extended warranty benefit adds an extra year of coverage to U.S. manufacturer's warranties of 3 years or less on items purchased with this card. This benefit protects most Chase Sapphire Reserve purchases against damage or malfunction, up to $10,000 per claim and $50,000 per account.
How do I claim my Chase extended warranty?
To file a Chase extended warranty claim online, visit Card Benefit Services. If you want to file by phone, call 1-800-874-7702. Certain Chase cards have different phone lines for extended warranty claims, which you can find in your guide to benefits. You must file your claim within 90 days of the product's failure.
Does Chase Freedom offer purchase protection?
Using the Chase Freedom Flex ensures that your purchases are covered for up to $500 per item and for 120 days from the date of purchase. However, keep in mind that items must be purchased directly with the Chase Freedom Flex (and any credit card) to be covered by purchase protection.
Does Chase extended warranty cover accidental damage?
Chase Purchase Protection. Purchase protection provides reimbursement or repair for an item purchased with your card in the event of theft or accidental damage.
Does Costco Visa Extend warranty?
Yes, the Costco Credit Card does offer extended warranty protection. This policy will add up to 24 months to the existing warranty. To benefit from the extended warranty coverage, you will need to use your Costco Credit Card to make the purchase.
Does Apple card provide extended warranty?
All replies. Hi, no the Apple Card MasterCard does not offer any extended warranty or theft protection. Usually, but not always, those type of benefits are associated with credit cards that have an annual fee. A list of benefits can be found in your Apple Card in your Wallet App on your iPhone.
Does Visa double the warranty?
Extended Warranty Protection doubles the time period of the original manufacturer's written U.S. repair warranty up to one (1) additional year on eligible warranties of three (3) years or less for items purchased entirely with your eligible Visa card.
Do I need a receipt to claim warranty?
Your warranty is based on your date of purchase that's on your sales receipt. May we suggest that you contact your bank or the place of purchase, to see if they can produce a copy of the sales transaction. The receipt is all you have to determine warranty coverage, and without it, no warranty repair can be offered.
What is extended warranty protection?
An extended warranty is actually an insurance policy on your vehicle, a safeguard against expensive, unforeseen repairs. It covers repairs for an agreed-upon period of time and miles. True warranties, though, are included in the price of the product.
Does Apple card double warranty?
All replies. Hi, no the Apple Card MasterCard does not offer any extended warranty or theft protection. Usually, but not always, those type of benefits are associated with credit cards that have an annual fee. A list of benefits can be found in your Apple Card in your Wallet App on your iPhone.
What is Chase purchase protection?
According to Chase, purchase protection "protects against theft of, damage to, or involuntary and accidental parting with new retail purchases within 120 days from the date of purchase." You'll need to make a claim within 90 days of the damage, theft, or involuntary and accidental parting, and you're eligible if "your ...
Does Chase Freedom card cover rental car insurance?
The Chase Freedom Flex℠ and Chase Freedom Unlimited® both offer insurance coverage for the financial cost of damage or theft to a rented vehicle. However, coverage through the collision damage waiver (CDW) is secondary insurance -- it only kicks in after other forms of insurance (like your personal car insurance).
Does Costco Visa Extend warranty?
Yes, the Costco Credit Card does offer extended warranty protection. This policy will add up to 24 months to the existing warranty. To benefit from the extended warranty coverage, you will need to use your Costco Credit Card to make the purchase.
How does Chase extended warranty work?
Chase extended warranty protection provides an additional year of coverage to original eligible warranties of three years or less. The item will ha...
Does Chase's extended warranty cover all purchases?
Chase's extended warranty doesn't cover all purchases. For example, it doesn't cover motorized vehicles, items intended for resale, computer softwa...
How do I file an extended warranty claim?
To file a Chase extended warranty claim, visit its Card Benefit Services site. Sign in to your account or, if you don't have an account yet, create...
How does Chase extended warranty protection work?
Chase extended warranty protection adds a year of coverage to original eligible warranties of three years or less.
How to file an extended warranty claim with Chase?
You can file a Chase extended warranty claim online by going to its Card Benefit Services website. It's fastest to file online, but you can also call 1-800-874-7702. Certain Chase cards have different phone lines you can call for extended warranty claims. You must file within 90 days of the product failure. If not, your claim may be denied.
How long do you have to file a claim with Chase?
Certain Chase cards have different phone lines you can call for extended warranty claims. You must file within 90 days of the product failure. If not, your claim may be denied. During the claim process, you'll receive a claim form. You should also get information about where to get your product repaired.
How long is a warranty on a car?
Eligible items with a valid original U.S. repair warranty of up to three years written by the manufacturer. Eligible items purchased outside the United States with a valid original manufacturer-written U.S. repair warranty, a store-purchased dealer warranty, or an assembler warranty of up to three years.
Does Chase have warranty protection?
Warranty protection covers your purchases for a certain amount of time in case they break or need repairs. There are few things more frustrating than needing warranty coverage, only to find it just expired. But it's less likely if you paid with a Chase credit card, because you might qualify for Chase extended warranty protection.
Does Chase warranty cover spilled coffee?
If you spill coffee on it, warranty coverage doesn't apply. The same rules apply with a Chase extended warranty. Every warranty specifies what it does and doesn't cover in its terms, so you can read yours to clear up any confusion.
Do you have to pay for Chase rewards?
To receive this benefit, you need to pay for at least a portion of the purchase with your Chase card or rewards from that Chase card.
How long is a manufacturer warranty on a Chase card?
Extends the time period of the U.S. manufacturer’s warranty by one additional year, on eligible warranties of 3 years or less when item is purchased with an eligible Chase card or with rewards earned on an eligible Chase card. Coverage is secondary to any service contract or extended warranty you have purchased or received.
Is warranty coverage secondary?
Coverage is secondary to any service contract or extended warranty you have purchased or received. As an option, Cardholders who register their products with the Benefit Administrator can keep their important warranty information on file for easier access.
How long is the warranty on a Chase microwave?
The Chase Freedom Unlimited® extended warranty coverage will add one year to the warranty, for a total of two years. However, if the microwave has a four-year warranty, the extended warranty coverage will not apply. The Chase Freedom Unlimited® extended warranty coverage also has monetary caps.
Does Chase Freedom Unlimited extend warranty?
The Chase Freedom Unlimited® extended warranty coverage will add one year to the warranty, for a total of two years. However, if the microwave has a four-year warranty, the extended warranty coverage will not apply.
Can you give a gift with Chase Freedom Unlimited?
So if you purchase a gift with your Chase Freedom Unlimited® and give it to someone else, you can still make an extended warranty claim for that item.
Do gifts qualify for extended warranty coverage?
Gifts with eligible warranties can qualify for extended warranty coverage. So if you purchase a gift with your Chase Freedom Unlimited® and give it to someone else, you can still make an extended warranty claim for that item.
Evelyn Boros, Credit Cards Moderator
This answer was first published on 05/21/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
People also ask
Nearly all Mastercard, Visa and American Express credit cards provide the extended warranty benefit. That doesn’t necessarily mean all Mastercard, Visa, and Amex credit cards have extended warranty benefits, though. A credit card’s benefits are up to the card issuer.
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Summary
Chase offers purchase protection on all of its cards. Some eligible cards also come with return protection and extended warranty coverage.
Purchase protection
Chase offers purchase protection on all of its credit cards. This benefit provides coverage for an item purchased with a Chase card if the item is stolen or accidentally damaged within 120 days from the date of purchase. The issuer can reimburse you, send you a replacement or offer you a repair, depending on the benefit administrator’s decision.
Return protection
If you’d like to return an item but the store won’t take it back, you’re in luck if you’ve paid for it with your Chase Sapphire Reserve or United Club Infinite Card.
Extended warranty coverage
If an item you’ve bought with a Chase card has a warranty of three years or less, it may be eligible for extended warranty coverage. Chase’s extended warranty increases the original manufacturer’s warranty by one year, up to $10,000 per claim and $50,000 per account.
Final thoughts
Chase credit cards are known for their abundance of desirable perks and benefits. While purchase protection might not get as much attention as other Chase’s benefits, it’s a valuable benefit that can save you hundreds or even thousands of dollars.
What is an extended warranty?
An extended warranty is a credit card feature offered by Visa, Mastercard, Discover and American Express that will match and exceed the length of a manufacturer’s warranty on eligible purchases. Purchases that typically do not have a manufacturer’s warranty would not be eligible for an extended warranty.
How long is the Wells Fargo extended warranty?
Wells Fargo extended warranties. Your Wells Fargo policy doubles your original warranty up to one additional year. There may be limitations on how long the original warranty can be — for example, one or three years. You’ll find extended warranties with these cards: Wells Fargo Propel American Express® Card.
How long does a credit card warranty last?
The extended warranty from your credit card will take place after the manufacturer’s warranty ends, given that it is less than five years. Once a claim is submitted, it is at the credit card companies discretion if they will repair or replace your purchase — they also have the option to reimburse you.
What happens if you cancel a credit card?
If you cancel the card you used for the purchase, the extended warranty will also be voided. Fill out a claims form that your credit card company will provide. Back to top.
Does Capital One offer extended warranties?
Capital One advertises extended warranties through Visa and Mastercard with most of its credit cards. Your original manufacturer warranty will be doubled — up to a maximum of 12 months — on eligible items. Even if Capital One doesn’t advertise the benefit for your card, your account may be equipped with the feature.
Does Amex have extended warranties?
American Express extended warranties apply to original warranties of five years or less. Your coverage will be extended by up to one additional year. Extended warranties apply to most Amex cards, but they don’t apply to these products: Blue Cash Everyday® Card from American Express. American Express Cash Magnet® Card.
Does a credit card have a warranty?
Easy to access. Many rewards and premium credit cards now come with complimentary extended warranty on eligible purchases.
What credit card companies offer extended warranties?
An extended warranty is offered by several credit card networksincluding American Express, Visa, and Mastercard. Card issuers such as Chase, American Express, Citi, Capital One, etc., subsequently decide which of their credit cards will offer the coverage.
What is Extended Warranty Coverage?
When you purchase an eligible item that has a manufacturer’s warranty, the extended warranty coverage that comes on your credit card extends the manufacturer’s warranty for an additional period of time.
How long is Citi warranty?
Citi provides up to a maximum of 24 months of additional warranty coverage, not to exceed a total of 7 years, for manufacturer’s warranties of up to 5 years in length. For example, if you have an item with a manufacturer’s warranty of 4 years, you would receive an additional 24 months for the extended warranty.
How long is American Express warranty?
Coverage is extended on items with manufacturer’s warranties of 5 years or less for 1 additional year.
How to find out if my credit card has extended warranty?
You can find out if your specific card has extended warranty coverage by calling the number on the back of your card, accessing your online card account to review the Guide to Benefits, or reviewing the paper benefits guide that came with your card.
Is extended warranty coverage all inclusive?
The extended warranty on your credit card will also reflect that limited scope of coverage. What is Generally Excluded. Items such as those mentioned below are examples of exclusions you might find for extended warranty coverage. The list is also not all-inclusive as coverage can differ depending on the card.
Does Chase offer warranty?
Several Chase credit cards offer extended warranty coverage. The coverage applies to items with manufacturer’s warranties of 3 years or less and serves to extend the coverage for 1 additional year. Benefit limits are $10,000 per item with a maximum of $50,000 per account.
