Visa-Faq.com

how to check if prepaid visa has money

by Clara Mertz Published 3 years ago Updated 2 years ago
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Visa sells its prepaid cards through third-party banks, credit unions and retailers, so there is no single Visa source to check balances. You must go to the website of that card issuer, which is listed on the card's back. The information you must provide varies depending on the issuer.

Full Answer

Where can you buy a Visa prepaid card?

You may want to go online to review this additional information. You can buy prepaid cards at retail locations (such as grocery stores and drug stores), online, over the phone, or from some banks and credit unions. If you buy the card online, you may then be issued a virtual card, or you may receive a physical card in the mail at a later time.

How do I Check my prepaid card balance?

View your AT&T PREPAID usage details online

  • Go to att.com/myprepaid.
  • Go to Account History.
  • Choose start and end dates. You can select up to 30 days at a time.
  • Select a History Type.
  • Select Submit or Export to PDF.

How to use prepaid card?

To use a prepaid card online, follow these steps:

  1. Choose a prepaid card Since there are countless prepaid cards on the market, shop around to explore all your options. ...
  2. Activate your card online or in store Once you decide on a prepaid card, activate it online or in store. ...
  3. Cover expenses

What is a prepaid Visa?

Visa Prepaid card is the quick, easy, and secure way to pay online or in-person—24 hours a day, 7 days a week. The all-purpose Visa Prepaid card is a reloadable prepaid card that you can use to withdraw cash, pay bills, or make purchases at participating retailers and service providers, in-person or online.

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How do I know if my prepaid card has money?

Most cards offer one or more of these ways to check your prepaid card balanceAutomated customer service. You can contact customer service to check your balance. ... Live customer service. ... Online/Mobile App. ... Text message. ... ATM.

How do I check the balance on my Visa card?

How do I check my Visa or Mastercard balance over the phone?Call the toll-free number 855-660-6847.Press Option #2 from the menu.Enter in your 16-digit card number when prompted.Enter in your 3-digit security code (CVV) when prompted.

How do I check a gift card balance?

Every gift card should have their terms and conditions printed on the back of the card. This usually includes a telephone number, which you can call to find out your balance. Visit the store and ask. If the brand has a store nearby, you can always visit and ask the cashier to check your balance for you.

Can I check my gift card balance online?

To check the balance on a gift card, go to the website listed on the back of the card. Then, enter the relevant information, such as your card's number and the expiration date. Next, click "Submit," and view your balance on the next page.

Why is my prepaid card not working?

There are a number of possible reasons why a purchase could be declined: You don't have enough money left on your card. You haven't activated or registered your card. The address you gave to make an online or phone purchase is different from the address you have on file with your prepaid card provider.

Do you have to activate a visa gift card?

Many Visa Gift Cards are activated automatically upon purchase and may be used immediately. However, some Visa Gift Cards must be activated by the recipient before they can be used. Be sure to sign in the designated area on the back before making your first purchase.

How do you check if a gift card has been used?

Be Cautious When Checking Balances If you need to check a gift card balance, go to the site listed on the back of the card itself or, if there is none, go to the website of the company and look for a link to the gift card page.

How do I check the balance on my cash card online?

Just log in to your Cash app account and then go to the balance section where you can check out the balance.

How do I check my balance on my credit card over the phone?

To check your credit card balance over the phone, call the customer service number on the back of your credit card. You'll likely be asked to enter your card number and/or other personal information to verify your identity.

How can I access my Visa account online?

Navigate to Manage my Visa card and enter the following information:Your 16-digit Visa card number.The personal account information e.g. full name, date of birth, postal code, name on the card, phone number.Create a username and password.Confirm the email address where the verification code will be sent.More items...

How do I access my credit card online?

If you obtained a credit card through your current bank or credit union, your credit card account may be accessible through your existing online banking account. If not, check the back of your credit card for the credit card issuer's web address where you can create an online account.

Automated customer service

You can contact customer service to check your balance. You usually won’t be charged a fee if you get your balance through the automated phone system.

Live customer service

You can call customer service to check your balance, but some cards will charge you a fee to talk with a live agent.

Text message

Some prepaid cards give you the option to receive your account balance through text message free of charge, but you may pay a fee to your cell phone provider for the text messages.

Was this answer helpful to you?

Please do not share any personally identifiable information (PII), including, but not limited to: your name, address, phone number, email address, Social Security number, account information, or any other information of a sensitive nature.

Reloadable Visa Prepaid Cards

The all-purpose Visa Prepaid card is a reloadable card you can use in-person and online to:

Choose a card to fit your needs

Pay quickly and conveniently online and in stores — plus get your payday funds faster with direct deposit.

Visa Payroll and Healthcare cards

Your employer may offer you a payroll or healthcare prepaid card so you can manage your payday funds more easily — and enjoy many of the advantages of Visa.

Additional Resources

Get your Child Tax Credit payment fast when it’s directly deposited to a Visa Prepaid card.

How many digits are on a Visa card?

Keep your Visa card handy and then, in the appropriate online form, fill in the 16-digit card number, expiration date, and CVV number. Making a purchase over the phone? You’ll likely need the same three pieces of information.

How to check gift card balance?

Or you can check your balance by visiting the card issuer’s site and entering your card’s 16-digit number and security code.

How to give a gift card as a present?

How to give a Visa Gift card as a present. When gifting a card, remember to give the recipient all the materials you received with the card at the time of purchase. These materials should include the issuer's terms and conditions for use. If gifting to kids or teens, review the materials together. Is there an amount limit for a Visa Gift card.

What to do if your Visa gift card is stolen?

What to do if your card is lost or stolen. Report a lost or stolen card immediately to the card issuer by calling the toll-free number listed on the issuer’s website or in the card documentation. You’ll need to provide the lost or stolen Visa Gift card number for cancellation and replacement. Registering your card is always a good idea.

Do Visa gift cards have to be activated?

Many Visa Gift cards are activated upon purchase and ready to use. However, if yours requires activation, you’ll typically see a sticker with instructions and a toll-free phone number.

Do hotels require a credit card?

Hotels and car rentals often require a credit card and that’ll mean that they have to put a “hold” on your card—so part of the balance of your gift card may not be available. And, for tipping, the merchant or issuer may decide to authorize your transaction for an additional 20% above your total bill. The amount of your tip is still your choice though.

When do prepaid Visa cards expire?

2. Prepaid VISA and Mastercard Gift Cards expire on the last day of the month on the date printed on the front of the card.

How many digits are on a credit card?

3. Enter in your 16-digit card number when prompted

How to tell if a gift card is from Granny?

1. Check the back of your card to be sure it's from Gift Card Granny. You should see the Gift Card Granny logo in the bottom right-hand corner. If you do not see that logo, please look for a website address or phone number and contact the appropriate company.

What does it mean when your credit card balance is incorrect?

5. If you believe your balance is incorrect and lower than expected, typically this is due to what's called a "Pre-authorization" which means a merchant you swiped the card at, may have authorized the card for a large dollar transaction that what the actual purchase amount was. The differing amount will revert back to your card typically within 7 days of when the merchant authorized your card.

What to do if your prepaid card expires?

If your prepaid card expires while you still have money on it, you may be able to request a replacement card to access the funds. You may also try to close out your account by requesting that your balance be mailed to you in the form of a check. The provider might charge you a fee for this. Be sure to check your cardholder agreement to see if you can get back the money that may still be on the card when it expires.

How long are gift cards good for?

Gift card funds must be good for at least five years under federal law, and some states laws give you more time. Under federal law, inactivity fees can only be charged after 12 months of inactivity and if other conditions are met.

Can I share my PII?

Please do not share any personally identifiable information (PII), including, but not limited to: your name, address, phone number, email address, Social Security number, account information, or any other information of a sensitive nature.

How to withdraw money from a prepaid card?

Once you have your PIN, you can insert your prepaid card into a compatible ATM, enter the PIN, and withdraw an amount up to either the balance on your card or the maximum daily limit imposed by the card issuer or ATM owner , whichever is less.

How Much Cash Can I Withdraw From a Prepaid Card?

Typically, issuers of prepaid debit cards limit balances, but the maximum balance may be as high as $15,000 to $20,000.

What are the benefits of debit cards?

One of the benefits of debit cards is the ability to get cash back when you make an in-store purchase. This store sets the maximum amount it will allow you to withdraw through this method.

Is MetaBank a Visa prepaid card?

The similarity of this card to the Netspend cards is not surprising, as all are Visa prepaid card offering s issued from MetaBank®, and all offer cash withdrawals at Netspend Reload Network locations across the country.

Does Netspend have a monthly fee?

This is the NetSpend® Visa® Prepaid Card version that charges a monthly plan fee rather than per use. After purchasing the Netspend card, you can request the monthly plan option instead of the default Pay As You Go Plan. In all other respects, the Netspend cards are identical.

Do debit cards have overdraft protection?

Prepaid debit cards at least avoid overdraft fees. However, some cards offer optional overdraft protection that may be subject to overdraft fees if the shortfall isn’t quickly corrected.

How much does a teller charge for withdrawals?

The fee for a teller cash withdrawal is typically in the range of $2.50 to $9.95. Some cards charge a flat amount while others a percentage of the withdrawal amount up to a maximum fee.

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