How to apply for a Travel Insurance for Schengen Visa
- Complete the online application form. The application form requires you to fill basic information such as name and surname, date of birth etc.
- Select which plan you want. There is usually more than one plan available. ...
- Make the payment. ...
- Download and print the insurance certificate. ...
Full Answer
Which countries can I travel to on a Schengen visa?
- Albania,
- Armenia,
- Azerbaijan,
- Belarus,
- Bosnia & Herzegovina,
- Macedonia,
- Moldova,
- Montenegro,
- Serbia,
- Ukraine.
Who needs a travel insurance to the Schengen Area?
Travel insurance to enter the Schengen area soil is therefore compulsory for anyone needing to apply for a Schengen visa. However, even if you are planning to visit the Schengen zone for less than 90 days and therefore do not need to apply for travel insurance as a legal requirement, we strongly advise you to do so.
What are the requirements for a Schengen visa?
The required documents to apply for a Schengen visa are the following:
- Valid passport. ...
- Schengen Visa application form. ...
- Photography that meets Schengen guidelines. ...
- Proof of paid Schengen visa fees. ...
- Travel Medical Insurance for your entire stay in Europe . ...
- Biometric Data. ...
- Copies of previous visas. ...
- Flight Itinerary. ...
- A Schengen visa cover letter. ...
- Proof of financial status. ...
What are the benefits of a Schengen visa?
Leveraging the Benefits of a Schengen Visa as a Student. Having a Schengen student visa gives you access to study and gain more educational experience in any of the 26 European countries in the Schengen region. You can choose any of these countries where there are universities that offer courses related to your educational goals.
Which insurance company is best for Schengen visa?
We recommend buying Schengen visa insurance from Europ Assistance or AXA. All these companies are accepted by European Embassies and Consulates worldwide.
Is AXA insurance good for Schengen visa?
Another insurer, AXA, offers coverage of medical expenses up to 100,000 Euros (roughly $118,600) for up to 180 days. It's valid in Schengen countries and non-Schengen countries in the European Union, along with Great Britain, Liechtenstein, San Marin, Andorra, Monaco and Vatican City.
Is travel insurance mandatory in Europe?
Yes, if you need a visa to travel to Europe, then you will have to get travel insurance because it is a mandatory part of the visa application process.
What is AXA Schengen?
AXA can help by providing you with Low Cost Schengen Area travel insurance that meets your visa requirements when traveling to the Schengen Area from as little as €0.99 per day - a fee that will cover you for medical expenses up to €30,000 in all Schengen countries - a price that isn't too hard on your wallet ahead of ...
How much does Schengen insurance cost?
The travel insurance for Schengen visa coverage value must be a minimum of 30,000 euros. However, Tata AIG provides a coverage amount up to approximate 4,31,000 euros at premium prices as less as ₹40.82 per day.
Who is the best travel insurance provider?
Best Travel Insurance Companies of 2022Best Overall: Travelex.Runner-Up, Best Overall: Allianz Travel Insurance.Best Value: InsureMyTrip.Most Comprehensive Coverage: World Nomads.Best for Seniors: HTH Travel Insurance.Best for Cruises: Nationwide.Best for Medical Coverage: GeoBlue.
Can I get Schengen visa without travel insurance?
Schengen visas require applicants to have a certain level of travel insurance with health cover. This will continue to be the case for applicants who are resident in EU/EEA countries.
Can you fly without travel insurance?
Is travel insurance a legal requirement? While you're not legally required to have travel insurance, the pandemic has prompted several countries to add travel insurance to their entry requirements. Some require cover for COVID-19 and other countries require cover for all medical costs.
What type of insurance do I need to travel to Europe?
When visiting Europe, travelers should be able to handle and financially cover medical services in case of an accident, injury, or illness, and it is mandatory to have your own travel insurance.
Is AXA good for travel insurance?
AXA Assistance has an A+ rating from the Better Business Bureau. Coverage: AXA offers three plans (gold, silver, platinum). It offers an additional "cancel for any reason" policy, which will cover up to 75 percent of your pre-paid non-refundable trip costs.
How do I claim AXA Schengen insurance?
How to Make a Claim with AXA Schengen Insurance? You can make a Claim with AXA Schengen Insurance online (via your account) or by calling the company directly at the call centre. Make sure you have your insurance policy number with you, and that you contact them as soon as possible.
How do I contact AXA Schengen?
+32 2 552 53 98FAQ.WHAT IS SCHENGEN VISA.ABOUT US.CONTACT US.CONFLICT OF INTEREST.
Is AXA good for travel insurance?
AXA Assistance has an A+ rating from the Better Business Bureau. Coverage: AXA offers three plans (gold, silver, platinum). It offers an additional "cancel for any reason" policy, which will cover up to 75 percent of your pre-paid non-refundable trip costs.
How do I claim AXA Schengen insurance?
How to Make a Claim with AXA Schengen Insurance? You can make a Claim with AXA Schengen Insurance online (via your account) or by calling the company directly at the call centre. Make sure you have your insurance policy number with you, and that you contact them as soon as possible.
How do I contact AXA Schengen?
+32 2 552 53 98FAQ.WHAT IS SCHENGEN VISA.ABOUT US.CONTACT US.CONFLICT OF INTEREST.
How good is AXA car insurance?
How good is AXA car insurance? The AXA Direct Car Insurance policy is rated as five star by Defaqto. Its Car Plus policy got a four-star rating and its standard policy three stars. Note: Not all Defaqto products with the same star ratings have the same covers and terms.
Schengen Visa Insurance Is A Must
Extract from “Regulation (EC) No 810/2009 of the European Parliament and of the Council of 13 July 2009”, which entered into force on April 5 of 2010:
Who Must Purchase Schengen Travel Insurance For Europe?
Anyone travelling temporarily to Europe from a country that is subject to visa requirements, be it an individual visitors or group visitors, touris...
Who Provides Schengen Travel Insurance?
First and foremost, the health insurance policy that one already possesses through the employment contract might cover international medical emerge...
Helpful Tips About Europe Visa Insurance
As aforementioned, before purchasing another travel insurance policy for your upcoming travel to Europe make sure that the one you already have doe...
What Does Europe Visa Travel Insurance usually Cover?
1. Medical emergency (accident or sickness) while in the Schengen Area 2. Emergency evacuation 3. Repatriation of remains 4. Return of a minor 5. T...
What Is Presumably Excluded Or Optional in A Common Schengen Travel Insurance Policy?
Every travel insurance company is different; however, there are ones that offer to cover additional costs if necessary. If not, additional insuranc...
What Is Travel Health Insurance?
The concept of travel health insurance relates to covering up medical expenses in case an injury or unexpected sickness arises during one’s trip. I...
What Are The Common Restrictions and Limitations?
1. As previously mentioned there are insurance companies that don’t provide coverage for a preexisting condition in an international domain. In cas...
What is Schengen travel insurance?
Schengen travel insurance provides you with travel and medical insurance for all the 26 countries that make up the Schengen Area - covering you for trips across the continent or holidays in any nation within the Schengen Zone. AXA is the leading provider of this type of insurance.
What should I do if I have a medical issue while in the Schengen Area?
Please contact us as soon as possible on the phone number given with the special conditions you receive after taking out your policy. Our helpful staff will then do all we can to resolve your issue and get you treatment or travel home, in line with the conditions of your policy.
How To Buy Schengen Visa Insurance?
To purchase one, visit the company website, look for the “Get a Quote” or “Start Now” button, and:
What is Schengen travel insurance?
Schengen travel insurance is designed to cover your medical costs while you are visiting the European countries included in the Schengen Zone. Depending on the policy you choose, travel insurance can also protect you from losses due to trip disruptions, such as a delayed flight, if you need to cut the trip short, or personal liability.
What Does Schengen Insurance Not Cover?
In most cases, you will not have travel insurance coverage in the following situations:
What Are the Companies Offering the Best Schengen Visa Insurance?
Here is a list of companies offering the best travel insurance for Schengen Visa:
How Exactly Does Travel Medical Insurance Work?
Travel health insurance protects you from financial losses as a result of medical emergencies while you are visiting Europe. If you have a valid insurance policy during your trip, then when you seek medical attention, the insurance company will take over the costs. There are two ways it usually works:
How Much Does Schengen Medical Travel Insurance Cost?
There are three main factors which affect the price of your travel insurance policy:
Does Schengen Medical Insurance Cover me for Countries That Are Not Part of the Schengen Area?
Usually, Schengen insurance is aimed only at the countries within the Schengen Area. However, if you plan to travel somewhere outside the Schengen Zone, you can get an international travel insurance plan or an additional insurance plan aimed specifically at those countries.
What is Schengen travel insurance?
Schengen Travel Insurance FAQ´s 1 One of the most commonly issued categories of the Schengen Visa is the short stay visa (category C) which is for the purposes of tourism, business, family or private visit. It is mandatory to have the travel insurance for this category. 2 The airport transit visa is required for the travelers who are going from one country to another while transiting through the territories of the Schengen states. This category of Visa does not require travel insurance
Where to present health insurance policy for Schengen visa?
The health insurance policy document should be presented at the Consulate from which you are applying for a Schengen visa along with other Visa documents and should also be carried along on the trip to the Schengen countries.
Does Schengen require travel insurance?
All the above 26 countries mandatorily require Schengen travel insurance, without which it is not possible to obtain a Schengen visa. Hence, anyone who is planning to travel to any country in the Schengen zone is needed to buy suitable Schengen travel visa insurance also known as Schengen visa insurance or Schengen visa health insurance.
Is travel insurance accepted in the Schengen area?
Make sure the insurance company you choose for your Travel insurance is licensed and accepted in the Schengen Area. Not every insurance provider is accepted by the embassy or consulate.
Does Schengen travel insurance cover everything?
Although the Schengen travel insurance insures you for most likely situations, not everything is covered in a Schengen travel insurance policy. Below are some of the exclusions-. Any kind of pre-existing medical conditions unless it’s a life-threatening condition.
Can you extend your Schengen visa?
Yes, with the some of the insurance companies, the Schengen Visa Travel Insurance can be easily extended if your travel dates are changed due to any reason or your holidays are extended. This would not be possible with all insurance companies, so please clarify this option before you purchase an insurance cover.
Do you need travel insurance for a Schengen transit visa?
This category of Visa does not require travel insurance.
Why do you need travel insurance for a Schengen visa?
There are many reasons why you need travel insurance for a Schengen visa, but here are just a few.
What is Travel Insurance?
Generally, travel insurance covers you for medical expenses for injury or sickness while you are visiting a foreign country. It’s important that when you travel outside of your own country you have travel insurance to prevent you from having to pay expensive medical bills. Travel insurance doesn’t just over health related issues, most policies also cover against lost baggage and cancellation of flights, so it really is a good idea to consider this type of insurance before you travel – you just don’t know what might happen, so it’s best to cover against all potential disasters!
What is not covered under Travel Insurance?
In addition, the terms and conditions regarding any exclusions may vary between insurance companies, so it’s advisable to check thoroughly before purchasing the policy. If these are not covered, you may wish to consider taking additional cover to ensure you are fully protected.
What happens if you don't have travel insurance?
Not only that, some countries might not even give you access to medical help if you do not have travel insurance .
Why is travel insurance important?
It may have never happened to you before and the likelihood is small, but lost luggage, cancelled or delayed flights do happen which could seriously affect your trip, so this is another reason why travel insurance is so important.
Why is it important to check on the website of the Spanish embassy?
It’s best to check on the website of the embassy or consulate you are dealing with because they may have additional requirements regarding travel insurance. For example, the Spanish embassy in London states:
Does Schengen travel insurance cover all countries?
Yes. Even if you are traveling to just one Schengen country, the travel insurance must cover all 26 countries
How to Buy Health Insurance for Schengen Visa from the Philippines?
To purchase Schengen travel medical insurance from the Philippines, you will need to follow these simple steps:
Can I Buy Travel Insurance From a Filipino Travel Insurance Company?
Yes, there is a list of approved Filipino travel insurance companies, where you can purchase travel medical insurance for the Schengen visa procedure.
Do Filipinos Need a Schengen Travel Insurance to Visit Europe?
Filippino citizens planning to travel to Europe need to apply for and get a Schengen visa before they take a journey to the Schengen Area. The application process for a Schengen visa in the Philippines includes a series of procedures that every Filippino passport holder needs to follow and criteria that must be met.
What Does Schengen Visa Insurance Include?
Schengen Visa Insurance includes various benefits. The following are some of the standard benefits available with most policies.
What does Schengen travel insurance cover?
That is another mandatory benefit for Schengen travel insurance. If you become injured or seriously ill during your trip, this coverage pays for transportation to the closest medical facility where you can receive care.
How Does a Schengen Visa Work?
Those who have the most common visa may travel throughout the area for business purposes, or as a tourist for 90 days or fewer during a period of six months.
What are the Different Types of Schengen Visas?
There are four main category types of a Schengen Visa; these are A, B, C, and D.
How long does a Schengen visa last?
Your passport must remain valid for an additional three months after you expect your stay to be over.
How long do you need a visa to enter the Schengen area?
Citizens or residents of the Schengen Area or those who live in the EU or EEA will need a visa for up to 90 days in the Schengen area if they are a traveler with a residence permit issued by a non-Schengen state in the EU.
Where to apply for Schengen visa?
Travelers should apply for their Schengen visa in the country where they live. To get the process started, they can schedule an application appointment at the consulate of the destination country they plan to visit. They must go to the consulate whose jurisdiction covers where they currently reside.
What is the most important thing about Schengen travel insurance?
The most important thing about Schengen travel insurance is that it qualifies you for Schengen visa. Other benefits of travel insurance are highlighted below:
What is the Validity of a Schengen Travel Insurance Certificate?
Your insurance certificate will only last you for the duration of your travel. You can’t use one insurance policy for two different trips except you are moving within the Schengen states. You need a new one for every fresh trip from Ghana.
How long does Schengen travel insurance last?
It must also be valid throughout all the Schengen states. If you intend to visit a Schengen state for 60 days, your insurance policy must be valid for at least 60 days. It’s even better if your cover exceeds your travel period. This encourages the visa officer to grant more days for the visa.
What is travel insurance?
The travel insurance is intended to cover all expenses that may be caused by trip cancellation, baggage loss, accident, medical care, and possible repatriation. You’ll be denied a Schengen visa if you use a substandard insurance cover. Moreover, you enjoy all the insurance policy has to offer including free medical care while abroad.
Which countries require travel insurance?
Your travel insurance must cover the entire period of your stay and be valid throughout the territory of all the Schengen states: Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, the Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden and Switzerland.
Can I get a Schengen visa if I have insurance?
You may be refused a Schengen visa application if your insurance is less than the requirement. You might ask where do I get this amount of money? Well, no one expects you to have 30,000 EUR in your account before applying for a Schengen visa. This fee will be provided by the accredited insurance company in Ghana.
When does travel insurance expire?
Your travel insurance activates right from the first day of your start date. So, a ten days insurance policy starting on March 4, 2020, will expire on March 14, 2020.
