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how to use a visa giftcard

by Mrs. Celestine Tromp Published 2 years ago Updated 1 year ago
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How to Use a Visa Gift Card Online

  • Activate Your Card. A Visa card from a retail outlet is activated at the cash register, and you'll receive the activation slip.
  • Register Your Card. To register your card for online use, locate the issuer's 800 number or web address. ...
  • Use Your Card Online. At checkout you'll be given a variety of payment options. This may include PayPal, Amazon or a debit or credit card.
  • Make a Partial Payment. Cardholders should always check their Visa gift card balance before making an online purchase. ...

The Visa Gift Card carries the Visa logo like any other Visa card, so it can be used at the millions of places that accept Visa cards, including online. As with a credit card, when you are ready to pay, simply hand the card to the merchant and sign the purchase receipt.

Full Answer

How do you activate a Visa gift card?

Method 2 Method 2 of 3: Activating the Card Through Your Bank

  1. Call your bank to have a representative activate your card. Call your bank and provide the required information to verify your identity.
  2. Use your bank’s mobile app to quickly activate the card yourself. If you use a mobile app for banking, open the app and log in to your account.
  3. Go to your bank’s website to activate your card online. ...

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How do you send a Visa gift card?

How to Send Visa Gift Cards?

  1. Select Visa. From the main menu on Giftcards.com, select Visa. ...
  2. Select a Design. One of the reasons our Visa gift cards are so popular is because consumers can buy this product and upload a photo to make it a ...
  3. Choose an Amount. ...
  4. Add the Embossed Name. ...
  5. Add a Personal Message. ...
  6. Select a Greeting Card. ...
  7. Personalize the Card Carrier. ...

How do you convert a Visa gift card to cash?

Simple Ways To Convert Visa Gift Cards To Cash

  1. Selling Your Visa Gift Card. If you have a Visa gift card but want cash instead, you can look into selling it and getting as much value as the ...
  2. Use Your Visa Gift Card To Pay Your Bills. Another option you may not have considered is simply using it to pay some bills. ...
  3. Give Away The Card As A Gift. ...
  4. Link Visa Gift Card To Your PayPal Wallet. ...

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How do you activate a gift card?

To activate your card, do the following:

  • Enter in your 15-digit card number without spaces
  • Enter in the Expiration Date
  • There is a four-digit security code on the front of the card. Enter in the four-digit security code.
  • Optional: Enter in your email address. ...
  • Perform the Captcha
  • Click ‘sign in’ and you’ll be able to check your gift card balance. ...

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How does Visa gift card work?

A Visa gift card is a non-reloadable, prepaid debit card. Once it's activated, the card works just like cash. The cardholder can use it to shop or make a one-time bill payment anywhere that accepts Visa for as long as a balance remains. The gift cards are available at banks and retail stores.

Do Visa gift cards have a PIN?

The card does not come with a preset PIN, so you will need to set one prior to making the purchase for the debit option to work.

How do I use my Visa gift card as credit or debit?

If you choose “debit,” you enter the PIN you created when you registered your card. If you did not create a PIN, choose “credit.” If you choose “credit,” you only need to sign your name.

How do I use a Visa gift card for an online purchase?

How do I use my Visa Gift Card online? You can use your card for online purchases by entering the card number, expiry date and the 3 digit code (CVV) found on the back of the card. Occasionally websites will ask for the name on the card, in these instances simply insert “Gift Card” in the field provided.

Where is the PIN on a Visa gift card 2022?

Gift cards issued by department stores typically have a PIN. It is usually found on the back of the card underneath an area that must be scratched off to view.

How do I find my Visa gift card PIN?

How to Add a PIN to a Visa or MasterCard Gift CardCall 1-866-952-5653.Press 1 for English or 2 for Spanish.Press 2 for all other inquires.Enter the 16 digit card number followed by the # sign.Enter the last 3 digits printed on the signature panel followed by the # sign.Press 3 to change (or create) your PIN.More items...•

Why is my Visa gift card being declined?

There are a number of possible reasons why a purchase could be declined: You don't have enough money left on your card. You haven't activated or registered your card. The address you gave to make an online or phone purchase is different from the address you have on file with your prepaid card provider.

Why is my Visa gift card being declined when I have money?

Is the Gift Card Balance More than the Purchase Amount? Visa gift cards are linked to bank accounts that cannot be overdrawn. If the purchase is greater than the funds available, the card may be declined. To use a Visa gift card for partial payment, ask the cashier to split the purchase into two transactions.

Can you use a Visa gift card anywhere?

Where to use your Visa Gift card. You can use your gift card anywhere Visa is accepted, supermarket, gas station and even online. And you can make purchases up to the amount that's on the card.

What name do I put for a Visa gift card?

Use Real Name and Current Address. When registering the gift card, enter your first and last name, just as you would on a credit card. Enter current address information as well.

Can I deposit Visa gift cards into my bank account?

Can you put a Visa gift card in your bank account? You can deposit a gift card to your bank account, although not directly. Visa gift cards are treated like Visa credit cards, meaning the balance isn't transferable to an account.

Where are Visa prepaid gift cards accepted?

Visa PREPAID CARDS A prepaid Visa can be spent in any of the 25 million stores worldwide and online – wherever Visa is accepted. They are a great alternative to cash and cheques and preferred over store cards.

Do Vanilla Visa cards have a PIN?

Vanilla Visa gift cards do have a PIN that you'll need to use to do any shopping online. These PIN numbers are not located on the cards themselves. Instead, you'll need to call the number presented on the back of your gift card and enter your gift card number — a sixteen-digit number — to set up your PIN.

Where is the 4 digit PIN on a vanilla gift card?

We recommend that you sign your name on the back of the Gift Card, and record the following information in case your Gift Card is ever lost or stolen: Gift Card number, 4-digit Card Identification Code on the front of the Card, Security Code located on the back of the Card, Customer Service phone number.

How do I pay Shein with a Visa gift card?

Shein only requires the 16 digit visa debit card number, expiration date and 3 digit security code that can be found at the back of the card. This makes it easy and less time consuming to go through the entire process of paying online for an order.

Do Walmart Visa gift cards have a PIN?

Does my Walmart Visa Gift Card have a PIN number? Your PIN is the last four digits of your Card number. However, there is no ATM access, and no cash back.

Why Online Payments Are Different

Electronic gift cards are easy to use online because you don’t have to print out a paper copy of the gift card or enter the number into a mobile wa...

The Tricky Thing About Using Visa Gift Cards Online

The most important thing to know about using a gift card online is that you enter the Visa gift card number into the debit or credit card payment f...

Can I Pay With More Than One Store Gift Card?

Though there are a few reasons why sometimes Visa gift cards do not work online, the most common reason a Visa gift card gets declined online is th...

Can I Pay With More Than One Visa Gift Card?

Many people think that you cannot use a Visa gift card online if the transaction exceeds the dollar value on the Visa gift card. While that is true...

Here’S The Trick: Make Partial Payment With A Visa Gift Card

Perhaps in the future, shopping cart developers will create a new field for open-loop gift cards (rather than re-purposing the debit or credit card...

Where to Buy The Store’S eGift Card

Sometimes you do not know the transaction is going to exceed the gift card balance until the shopping cart gets loaded up with shipping charges and...

How to use Visa gift card?

1. If the Visa gift card balance is greater than the transaction total, then simply enter the Visa gift card number into the credit or debit card field on the checkout form and complete the transaction. 2. If the Visa gift card balance is less than the transaction total, then first use the Visa egift card to buy a store egift card for ...

Why are gift cards easier to use?

Electronic gift cards are easy to use online because you don’t have to print out a paper copy of the gift card or enter the number into a mobile wallet or gift card app in order to take the gift card to the store. You simply type the gift card or egift card number into the website’s shopping cart and complete ...

How to cancel a gift card?

1. Empty the Cart and Start Over When the total purchase is greater than the value of the gift card, one solution is to cancel the items in your cart and buy an egift card instead. When the egift card arrives, you can start over. 2.

What happens if the dollar value of a Visa gift card is greater than the dollar amount?

So if the dollar value of transaction is greater than the dollar amount on your Visa gift card, the transaction will decline and you will not be given the chance to enter a bank card to pay the difference.

Why is my Visa card not working?

YES: Though there are a few reasons why sometimes Visa gift cards do not work online, the most common reason a Visa gift card gets declined online is that the dollar amount on the gift card is less than the total amount due. When checking out on a store’s website, you typically have the option to apply a store gift card to ...

Can you split a gift card payment?

The split tender or partial gift card payment transaction is possible when paying with a store gift card because you enter the store gift card into the gift card field and you enter your debit or credit card into the other field. But since a Visa gift card is entered into the debit or credit card field, there’s no other place to enter your debit ...

Can you use multiple gift cards in one transaction?

In fact, some store websites will let you apply multiple store gift cards to a single transaction. Doing this is called “partial payment” (pay part of the bill with one form of payment and the remaining portion with another) or “ split-tender transaction ” (split the transaction into multiple forms of payment).

How to activate a gift card online?

1. Visit the activation link listed on the sticker on front of your card. If you don’t feel like making a phone call, you can usually activate your gift card online. There should be an activation link listed either on back of your card or on the sticker on the front of your card.

How long does it take for a Visa card to set up?

If it was bought right before you received it ,there's a 1 hour period for the card to officially set up before you can use it. Try again later. If not, call Visa about it.

How to replace a lost credit card?

Record the card’s information in the event that you lose it. Write down the account number and registered information associated with the card and store it somewhere safe. In the event that you lose your card, you can’t replace it. However, you can still use it for online purchases if you have the account information stored somewhere.

What does activating a credit card do?

Activating your card allows you to use it for purchases you make an in-person purchase. Registering your card allows you to use the account associated with the card, which is what you do when you make an online purchase. You may be asked to provide your full name, address, date of birth, or Social Security number.

Why do you sign the back of a credit card?

Sign the back of your card to prevent identity theft. Flip your card over and sign the strip on the back to prevent future issues surrounding fraudulent purchases. When using your card, merchants may check the signature on the back and compare it to the sales receipt in order to verify the card’s use. ...

Where is the customer service number on a credit card?

The customer service number is found on the back of your card.

Do Visa gift cards have a pin?

Some Visa gift cards come with a PIN automatically assigned to it. You will be given your card’s PIN when you activate it.

How to check my Visa gift card balance?

Or you can check your balance by visiting the card issuer’s site and entering your card’s 16-digit number and security code. Here's a selection of Visa Gift card issuers where you can check your balance online:

How many digits are in a Visa gift card?

In a store, you’ll just slide or insert your Visa card to pay. For an online checkout, you’ll enter your Visa gift card’s 16-digit number, expiration date and CVV in the appropriate form field.

How long are gift cards good for?

Under federal law, gift card funds must be good for at least five years and, depending on the state you purchased the card in, you may actually have more time than that. Check with the gift card’s issuer for more details.

What to check before buying a card?

Check to make sure there are sufficient funds on the card before making a purchase.

How to report a lost credit card?

Report a lost or stolen card immediately to the card issuer by calling the toll-free number listed on the issuer’s website or in the card documentation.

When gifting a card, remember to give the recipient all the materials you received with the card at the time of?

When gifting a card, remember to give the recipient all the materials you received with the card at the time of purchase. These materials should include the issuer's terms and conditions for use. If gifting to kids or teens, review the materials together.

Do Visa gift cards have to be activated?

Many Visa Gift cards are activated upon purchase and ready to use. However, if yours requires activation, you’ll typically see a sticker with instructions and a toll-free phone number.

What to do if you have a gift card?

If you have a remaining balance on a gift card issued by a retailer, and there isn’t anything in the store you want to buy, you have some alternatives: Ask the retailer to give you cash. Some states have laws that require retailers to cash out balances on gift cards they issue.

How much cash do you have to give for gift cards in California?

In California, for example, stores generally must give you cash for any gift card they issued that has a balance below $10. In Rhode Island, though, the balance has to be less than $1.

How long does an olive garden gift card last?

Whatever you do, don't wait too long. Some gift cards may expire five years after being issued or after the date funds were last loaded.

Can you sell an Xbox gift card for less than a dollar?

There are restrictions, though. Amazon and Microsoft (which owns Xbox) won't sell you an e-gift card for amounts of less than a dollar. Other retailers may also set minimum amounts.

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