To use a prepaid card online, follow these steps:
- Choose a prepaid card Since there are countless prepaid cards on the market, shop around to explore all your options. ...
- Activate your card online or in store Once you decide on a prepaid card, activate it online or in store. ...
- Cover expenses
How much money can you put on a prepaid Visa card?
Given below are some of the best no limit/high limit prepaid debit cards:
- PayPal Prepaid Mastercard – $15,000
- Brink’s Prepaid Mastercard – $15,000 Limit
- Netspend Prepaid Visa – $15,000
- NexsCard Prepaid Visa – $20,000 Limit
- CashPass Visa – $20,000 Limit
How do I activate a prepaid Visa card?
- Ordinarily, the phone number will be a toll-free number, such as an 800 number.
- Depending upon your card issuer, you may only be able to call at certain times, such as during regular business hours.
- Some card issuers only allow activation by phone.
- You may be asked to call and activate your card from a phone number that the card issuer has on file. ...
Where can I buy a prepaid Visa card online?
You can order them online or collect from any Target store in your area. One of them is the Target Visa Prepaid card, which comes with international use facilities. You can reload this card for $200 to get extra credit of $6. Additionally, Target offers discounts when you shop at their and select partner stores.
Can you shop online with a prepaid Visa card?
While providers of prepaid Visa cards usually require users to register a name, phone number, and address with them before the card can be used to make online purchases, the user’s SIN number and other private information is not collected.
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Why can't I use my prepaid Visa online?
There are a number of possible reasons why a purchase could be declined: You don't have enough money left on your card. You haven't activated or registered your card. The address you gave to make an online or phone purchase is different from the address you have on file with your prepaid card provider.
Can you spend prepaid card online?
Can you use prepaid credit cards online? Yes. Most of these cards are branded with a network logo – such as Visa, Mastercard, American Express or Discover. These cards can be used anywhere the brand is accepted, including for online shopping.
Can you order things online with a Visa gift card?
Your Visa gift card must be activated in order to be used for purchases either online or in-store. Depending on where the gift card was purchased, you will have to activate your card on the issuing bank or provider's website or call the toll free number listed on the back of your card.
How do I use a prepaid Visa on Amazon?
How To Use A Visa Gift Card On AmazonGo to Amazon's 'Reload Your Balance' page.Enter the amount on your Visa gift card into the custom amount box (see arrow in image below).Sign in to your account during checkout; this step may be skipped if you're already logged into your Amazon account.More items...•
How do I transfer money from a prepaid card to my bank account?
You can typically transfer money from your prepaid card to your bank account online, by logging in to prepaid card's app or website. If your prepaid card does not allow transfers to bank accounts, you can use a third party service like MoneyGram to make the transfer.
Can I use vanilla prepaid card online?
You can use your Vanilla Gift Virtual Account with any United States-based online, phone, or mail-order merchants wherever Vanilla debit cards are accepted.
Can you use a prepaid Visa on OnlyFans?
Yes, Visa Prepaid Cards Work On OnlyFans But as long as you aren't using a non-reloadable gift card, you shouldn't have trouble processing a Visa payment because a prepaid card can be used online the same way a credit card can.
How do you use a prepaid debit card?
Once you've added funds to your card, you can spend that money or withdraw it in cash at ATMs. To buy something in person, just swipe or insert the card at the point of sale. If you're shopping online, type in your card number. At an ATM, just insert your prepaid card like any other bank card, and withdraw cash.
Reloadable Visa Prepaid Cards
The all-purpose Visa Prepaid card is a reloadable card you can use in-person and online to:
Choose a card to fit your needs
Pay quickly and conveniently online and in stores — plus get your payday funds faster with direct deposit.
Visa Payroll and Healthcare cards
Your employer may offer you a payroll or healthcare prepaid card so you can manage your payday funds more easily — and enjoy many of the advantages of Visa.
Additional Resources
Get your Child Tax Credit payment fast when it’s directly deposited to a Visa Prepaid card.
credit card advice
Prepaid cards are among the safest and most convenient payment tools on the market. These products are issued by some of the country’s top banks and companies and many other smaller issuers. Not only can you buy things at brick-and-mortar stores with prepaid cards, but you can also use the account numbers to complete online transactions.
Choose the Correct Prepaid Card
Although prepaid cards resemble credit cards, there is no borrowing or repaying involved. You simply purchase the card from a store or obtain one online for free, load the account with cash (either at the register or online), and then use it as you would a debit card that is attached to a bank account.
Review the Fees
Depending on the prepaid card you get, there could be many fees associated with the account that are not charged by traditional credit and debit cards. The terms will be listed on the packaging and website, so take the time to read what they are.
Load With Enough Cash For Your Online Shopping Needs
You’ll need to add money to your card account so you have sufficient funds to make your online purchases. But you don’t want reloading fees to erode your available balance.
Make Sure the Ecommerce Site is Secure
You can use your prepaid card on almost all ecommerce websites, particularly if your card is open-loop.
Register and Fund Your Card to Make Online Purchases
Registering your prepaid card with the issuer is important, particularly if you plan on having it for a while.
What to Do If Things Go Wrong
As with any tool, problems can occur. Here are the most common issues associated with prepaid cards and online shopping — and what you can do about it:
How to transfer money to a prepaid card?
Your bank may charge for the transaction, but the prepaid card issuer generally does not. Use PayPal to add money to your card.
How does a prepaid card work?
With a prepaid credit card, you deposit money onto the card , and then use it to purchase goods or services at any retailer that accepts credit cards. Prepaid cards work much like debit cards, except that the fees for using them are typically higher and more complex.
How to buy a Moneypak?
The MoneyPak is a card with a cash value on it and a code number that you use to transfer that value to your prepaid card. In general, the amount you pay for the MoneyPak will be the amount added to your account, though there are sometimes fees involved. After purchasing the MoneyPak, access your prepaid card account online or by phone and use the MoneyPak code to add the money to your card.
How much maintenance does a prepaid credit card cost?
Before purchasing anything, you should be sure you know your balance because you can get hit with big fees for making a purchase without enough money on your card. This is particularly important if you have not used your card for a long time, as many cards have monthly maintenance fees ranging from $1 to $9.95 that will slowly eat away at your balance.
How long does it take for PayPal to add money to your card?
Use PayPal to add money to your card. With most prepaid cards, adding money via PayPal is free, and the money will show up in your account in 2-3 business days. Here’s how:
How much is a hold on gas card?
3. Pay in the store when buying gas with your prepaid card. If you pay at the pump, most cards will apply a hold to your card of up to $100. This hold might not clear for several days, temporarily reducing the amount you have available to spend on your card.
How far in advance can you rent a car with a prepaid card?
Rent Early – Companies that allow prepaid cars often require you to reserve 4-6 weeks in advance. In most instances, you cannot rent at the counter with a prepaid card.
What happens if you don't have enough money on a prepaid Visa card?
If you don't have enough money on your prepaid Visa to pay for your entire in-store purchase, the cashier will ask for another form of payment to cover the balance. This is a benefit you won't get with regular debit or credit card transactions, which will simply decline if you don't have the available balance to cover a purchase.
What to do if you lose your credit card?
If you suspect your account has been used fraudulently, or if you lose your card, contact your card issuer immediately . If you still have the card in your possession, call the number on the back of your card to file your report.
How to get a Visa prepaid card?
Step 1: Activate and load. Getting started with your Visa Prepaid card is easy. All you need to do is: Activate it online or by phone. Load it online or in-person. Set up direct deposit. Watch video.
How to load money into a Visa Prepaid card?
The best option is to direct deposit all or some of your paycheck, government checks or even your tax refund directly to your Visa Prepaid card. You may also be able to load cash at ATMs, bank branches, and retail locations, or add money from checks by using the mobile check deposit feature on your card issuer’s mobile app. Check with your card issuer to confirm which of these features are offered.
What is an all purpose prepaid card?
The all-purpose Visa Prepaid card is a reloadable prepaid card that you can use to withdraw cash, pay bills, or make purchases at participating retailers and service providers, in-person or online. You can fund the reloadable Visa Prepaid card through a variety of ways, such as through direct deposit or with cash at a participating retail location.
What is a reloadable Visa card?
A reloadable Visa Prepaid card is the quick, easy and secure way to pay online or in person. The all-purpose Visa Prepaid card is a prepaid card that you can use to withdraw cash, pay bills or make purchases anywhere Visa Debit cards are accepted, in-person or online.
What is the difference between a prepaid card and a credit card?
credit cards: When you use a credit card you are borrowing money and building up a balance of debt you owe. With prepaid cards, you’re spending money that has already been loaded onto the card. Unlike credit cards, prepaid cards don’t incur interest charges and don’t require a credit check to obtain.
Does Visa have zero liability?
Visa’s Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use and for additional details.
Can you spend more money on a prepaid card?
Then each purchase you make is deducted from that balance. In most cases, you can’t spend more money than you have already loaded onto your prepaid card. Overspending or overdrafts can occur in some cases where a prepaid card may be linked with a checking.
How to shop online with a prepaid Visa card?
Shop online with your virtual prepaid Visa card. Select your purchase and go to the payment and billing stage of the Web site's purchase page. Fill out the billing information with your name, address, telephone number and e-mail address. Provide additional information if you want the item shipped to a different address from the billing address.
When to use a virtual prepaid Visa card?
Use the virtual prepaid Visa card when you do not have a reliable source of credit. This type of Visa card is also convenient to use when you want to keep online shopping separate from your debit or credit card to maintain a balanced checking or savings account.
How to use Visa for payment?
Choose the type of payment you plan to use for the purchase. Select Visa as the card type and place in the card's number, expiration date and security code number in the boxes provided. Double-check to make sure all information is correct before pressing the "Submit" button to allow your payment to be processed.
How to make a phone order for Visa?
Make a phone order by contacting customer service. Provide the Visa card information to make the transaction. Supply your name, address and telephone number to complete the telephone order.
How to use Visa gift card?
1. If the Visa gift card balance is greater than the transaction total, then simply enter the Visa gift card number into the credit or debit card field on the checkout form and complete the transaction. 2. If the Visa gift card balance is less than the transaction total, then first use the Visa egift card to buy a store egift card for ...
Why is my Visa card not working?
YES: Though there are a few reasons why sometimes Visa gift cards do not work online, the most common reason a Visa gift card gets declined online is that the dollar amount on the gift card is less than the total amount due. When checking out on a store’s website, you typically have the option to apply a store gift card to ...
Why are gift cards easier to use?
Electronic gift cards are easy to use online because you don’t have to print out a paper copy of the gift card or enter the number into a mobile wallet or gift card app in order to take the gift card to the store. You simply type the gift card or egift card number into the website’s shopping cart and complete ...
How to cancel a gift card?
1. Empty the Cart and Start Over When the total purchase is greater than the value of the gift card, one solution is to cancel the items in your cart and buy an egift card instead. When the egift card arrives, you can start over. 2.
What happens if the dollar value of a Visa gift card is greater than the dollar amount?
So if the dollar value of transaction is greater than the dollar amount on your Visa gift card, the transaction will decline and you will not be given the chance to enter a bank card to pay the difference.
Can you split a gift card payment?
The split tender or partial gift card payment transaction is possible when paying with a store gift card because you enter the store gift card into the gift card field and you enter your debit or credit card into the other field. But since a Visa gift card is entered into the debit or credit card field, there’s no other place to enter your debit ...
Can you use multiple gift cards in one transaction?
In fact, some store websites will let you apply multiple store gift cards to a single transaction. Doing this is called “partial payment” (pay part of the bill with one form of payment and the remaining portion with another) or “ split-tender transaction ” (split the transaction into multiple forms of payment).
How to use a Visa gift card online?
If you’re not sure how you can use a Visa gift card for your online purchase, just follow these three simple steps: 1. Activate Your Visa Gift Card: First, you have to make sure you’re Visa gift card is activated.
How to register a Visa gift card?
Registering your Visa gift card is a very similar process as activating it. Call the 800 number or go to the website associated with the gift card and put in the card information. But this time you’ll also have to include your personal information: name, address and phone number.
What to do if you get an error on a Visa gift card?
If you get an error when trying to make an online purchase with a Visa gift card, the first thing you should always do is check if the name, address, card number, and security card are all correct. It’s very easy for a finger to slip and cause a typo.
What is AVS in credit card processing?
You have to go through this process because many online merchants use a security procedure called AVS (Address Verification System) when accepting debit or credit cards online. Since your Visa gift card is an “open-loop” gift card, it’s processed and dealt with as if it were a debit card. 3.
Does a brick and mortar store accept Visa gift cards?
Any online or brick and mortar store that accepts Visa debit cards, which is most of them do, will also accept Visa gift card. But before you use your Visa gift card online you have to make sure it’s activated and registered. Registering your gift card is only required for online purchases. 1.1 1.
Can you activate a gift card online?
If you bought it in a brick and mortar retail store then your gift card was most likely activated when you bought it at the cash register. If you bought your gift card online it is possible that you have to activate it.
