Is Capital One Quicksilver a good card?
The Quicksilver card from Capital One could be a good choice. With Quicksilver, you’ll earn unlimited 1.5% cash back on every purchase, every day. There’s no limit to how much you can earn and no minimum for how much you can redeem. Plus, there are lots of other benefits and features that help make this a good card for everyday use.
Is Capital One Quicksilver worth it?
The Capital One Quicksilver Credit Card is a solid choice for people who either don’t spend a lot in any one budget category or prefer one rewards rate instead of multiple rates, depending on the purchase. It’s also a good option if you're looking for a long introductory 0% APR promotion on purchases.
Does Capital One Quicksilver charge foreign transaction fees?
To help you decide, we’ll summarize below the main factors to consider before submitting a Capital One Quicksilver Card application. Like all other Capital One credit cards, the Quicksilver Card does not charge foreign transaction fees. That’s one reason it’s among 2022’s best credit cards for international travel, according to WalletHub’s editors.
Does Capital One have travel benefits?
You’ll earn unlimited double miles on every purchase and 5 miles per dollar on hotels and rental cars booked through Capital One Travel. Book a trip with your miles through Capital One Travel —or use your miles to get reimbursed for past travel purchases made elsewhere.
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What type of card is Quicksilver Capital One?
The Capital One Quicksilver Cash Rewards Credit Card is a simple cash back credit card that can rack up a lot in rewards over time. The card offers 1.5% cash back on every purchase, plus a one-time cash bonus of $200 after you spend $500 on purchases within 3 months from account opening.
Is a Capital One card a Visa or Mastercard?
Browse and compare Capital One Visa credit cards. Comparing interest rates, annual fees, rewards and benefits of Visa cards from Capital One is easy.
What is the difference between Capital One Quicksilver and Quicksilver one?
The Capital One Quicksilver is a solid flat cash back option, while the QuicksilverOne is a credit-building card with cash back perks.
Is Capital One Quicksilver a World Mastercard?
Additionally, the Capital One Quicksilver Cash Rewards Credit Card comes with World Elite Mastercard benefits.
What is the hardest Capital One card to get?
Why it's one of the hardest credit cards to get: The Capital One Venture X Rewards Credit Card is hard to get because it requires excellent credit for approval and charges an annual fee of $395.
Is Capital One switching from Visa to Mastercard?
Some Capital One Visa cards have changed from VISA to Mastercard in recent years, including the Capital One Quicksilver Cash Rewards Credit Card. This change only applies to new accountholders, though, and it is not a universal switch for all Capital One Visa cards.
What credit score do you need for Capital One QuicksilverOne?
The Capital One QuicksilverOne Rewards Credit Card is a good choice for people with just average credit. Applicants with at least a fair credit score (580 or higher) or little credit history have good chances for approval.
How often do you get a credit increase with Capital One Quicksilver?
every 6 monthsIn general, we don't change an account's credit line more often than every 6 months, but that can vary based on account. Please wait several months after your last credit line change before requesting a credit line increase. This Capital One account was recently past due.
How often does Quicksilver increase credit limit?
6 monthsCapital One may increase your credit limit after you make your first 6 monthly payments on time. After the first 6 months, they will review your account periodically to see if you deserve a higher limit. Pay more than the minimum each month, if possible, to boost your chances.
What is the highest level Mastercard?
Mastercard World Elite tierThe Mastercard World Elite tier is the highest tier credit card from Mastercard. In addition to the benefits that come with the previous tiers, World Elite comes with perks like Fandango discounts and World Elite concierge service.
Is Mastercard or Visa better?
For most people, it doesn't really matter whether they get a VISA or a MasterCard. Both are equally secure and offer similar benefits. While VISA has a slightly higher market share and greater amount of transactions worldwide, both VISA and MasterCard are equally well-accepted by merchants.
What are the benefits of Capital One Quicksilver?
Top Benefits and Features of QuicksilverNo Annual Fee. Enjoy all the rewards and perks Quicksilver offers, with a $0 annual fee.Unlimited 1.5% Cash Back. Make the most out of your everyday spending. ... Rewards Redemption. ... Fraud Alerts. ... Save Money While Shopping. ... Travel Perks. ... Card Lock. ... No Foreign Transaction Fees.More items...
Are all Capital One cards Visa?
Capital One Quicksilver could either be a Visa or a Mastercard. Capital One issues cards on both networks, but there is no way to choose which network your new card will be on. The card network for your new card isn't based on your credit score, card terms, rewards or credit limits either.
Is Capital One Platinum card a Visa or Mastercard?
MastercardThe Capital One Platinum Credit Card is a Mastercard, not a Visa. You can use your Capital One Platinum Mastercard at nearly 11 million merchants that accept Mastercard nationwide, and you can use it abroad in more than 200 countries and territories.
Is Walmart Capital One a Visa or Mastercard?
Card Type. The Capital One Walmart Rewards Mastercard* is a co-branded cash back credit card. Unlike some retail cards, you're not limited to only purchases at Walmart. Since it's a Mastercard credit card, you can use it anywhere Mastercard is accepted — and you'll even earn bonus rewards in some non-Walmart categories ...
Does Capital One issue Visa cards?
Capital One issues Visa credit cards and Mastercard credit cards both. Unlike Capital One, which is a bank, Visa and Mastercard are card networks.
When did the QS change to MC?
Also, I apologize as I did not see the "Quicksilver" in your title, I only read the Capital One part. The QS changed from Visa to MC beginning in early 2020. Cap1 flip flopped both the QS and the Journey at that time.
Is Quicksilver a MasterCard?
At this point, all Quicksilver cards are issued as a MasterCard, the lower tier cards are MasterCard Elite, and the upper tier cards are MasterCard World Elite.
Is QS1 a WEMC?
Previous to Feb. '20, the QS was issued as a Visa if your SL was<$5,000, or a Visa Signature if your SL was>$5,000. Now all QS cards seem to be issued as a WEMC regardless of SL. QS1 is, and always has been issued as a platinum MC.
Maria Adams, Credit Cards Moderator
This answer was first published on 12/13/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
People also ask
Capital One issues Visa credit cards and Mastercard credit cards both. Unlike Capital One, which is a bank, Visa and Mastercard are card networks. That means Visa and Mastercard do not issue credit cards but instead help to process their transactions and provide some supplemental benefits.
What is Capital One shopping?
Capital One Shopping is an online shopping tool that automatically applies available coupon codes to your order. Learn more about Capital One Shopping.
Does cash back expire on a bank account?
Redeem cash back for any amount at any time with no expiration date for the life of the account.
Can statement credits be used to meet minimum payment obligations?
Statement credits lower your account balance but cannot be used to meet any minimum payment obligations.
Can you apply cash back to a recent purchase?
Apply your cash back to directly cover a recent purchase.
Can you use Capital One Rewards to pay with PayPal?
Use your Capital One rewards to make purchases at millions of online stores when you check out with PayPal.
What Is the Highest Credit Limit For the Capital One Quicksilver?
We’ve seen a review that pegged a Quicksilver initial credit limit at $30,000, a number we consider highly unusual. Most Quicksilver cards have credit limits in the $1,000 to $10,000 range, with 35% between $1,000 and $3,000.
How much cash back is on Capital One Quicksilver?
At the opposite extreme is the Capital One Quicksilver Cash Rewards Credit Card that provides an unlimited 1.5% cash back on all purchases, every day.
What Is the Difference Between Quicksilver and QuicksilverOne?
The major difference between the two is that Quicksilver is designed for consumers with good-to-excellent credit, and the Capital One QuicksilverOne Cash Rewards Credit Card competes for folks with average credit, fair credit, or worse.
What credit card is good for Quicksilver?
If your credit isn’t strong enough for a Quicksilver card, consider the Capital One Platinum Credit Card instead. It is a basic card, so it offers no rewards, sign-up bonus, nor 0% introductory APR. On the positive side, the card charges no annual or foreign transaction fees, and it provides $0 fraud liability coverage, access to CreditWise from Capital One, and ATM location services when traveling.
Is Quicksilver a World Elite Mastercard?
Each credit card offer features the same cashback rewards rate, but the QuicksilverOne card charges an annual fee, offers no signup bonus nor 0% introductory APR, and its regular APR is higher than Quicksilver’s top rate. The QuicksilverOne card is not a World Elite Mastercard.
Is Quicksilver a good credit card?
Quicksilver is a nice choice for those of you who have good credit and want a cash back card with a simple rewards scheme. However, if the Quicksilver’s credit score requirement or reward structure presents a problem, consider one of these five worthy competitors.
How to get a Capital One limit increase?
If some time has gone by and you haven’t been treated to an unsolicited limit increase, give the friendly Capital One customer reps a call at 1-800-955-7070. If you make a compelling case, you may get your increase approved right on the spot, but don’t be surprised if it takes a few days to get a verdict.
Re: So is Capital One Quicksilver Visa or Mastercard?
Trick question lol. Cap 1 is one of my oldest creditors and I have both. I think the confusion is that Quicksilver is the not the same as Quicksilver One. I want to say at first I had a fee on my first quicksilver one card. After a year with the card my credit was recovering and I was not going to pay them a fee.
Re: So is Capital One Quicksilver Visa or Mastercard?
Trick question lol. Cap 1 is one of my oldest creditors and I have both. I think the confusion is that Quicksilver is the not the same as Quicksilver One. I want to say at first I had a fee on my first quicksilver one card. After a year with the card my credit was recovering and I was not going to pay them a fee.
Re: So is Capital One Quicksilver Visa or Mastercard?
Both. I have changed two cards (a Platinum and a VentureOne, originally a Venture) into Quicksilvers. Ventures are issued as Visas.
Re: So is Capital One Quicksilver Visa or Mastercard?
Both. I have changed two cards (a Platinum and a VentureOne, originally a Venture) into Quicksilvers. Ventures are issued as Visas.
Re: So is Capital One Quicksilver Visa or Mastercard?
Based upon all currently available metrics, I'm betting you PCed those cards prior to 2021.
Re: So is Capital One Quicksilver Visa or Mastercard?
Based upon all currently available metrics, I'm betting you PCed those cards prior to 2021.
Re: So is Capital One Quicksilver Visa or Mastercard?
Based upon all currently available metrics, I'm betting you PCed those cards prior to 2021.
How much cash back can you get with Quicksilver?
With Quicksilver, you’ll earn unlimited 1.5% cash back on every purchase, every day. There’s no limit to how much you can earn and no minimum for how much you can redeem. Plus, there are lots of other benefits and features that help make this a good card for everyday use.
What happens when you add a phone number to Capital One?
When you add your mobile phone number to your account, you’ll get alerts if Capital One notices potentially suspicious activity.
What is card lock?
Card lock is a handy feature if your card is ever lost or stolen. With just a few taps, you can easily lock your card from use. 2 This can also be helpful if you misplace your card. And if you find your card or want to use it again, you can unlock it just as easily. 7.
Does Quicksilver charge foreign transaction fees?
With Quicksilver, you won’t pay foreign transaction fees when making purchases outside the United States. It’s one less thing to worry about once you’re comfortable traveling internationally again.
Does Creditwise help with 3.0 credit score?
CreditWise is a free tool that allows you to monitor your VantageScore® 3.0 credit score. You can access it from your desktop or from your phone, so you have it at your fingertips. Using CreditWise to keep an eye on your credit won’t hurt your score. And it’s available to everyone, not just Capital One customers.
Do you have to have good credit to get a Quicksilver card?
While you’ll typically need excellent credit to get approved for a Quicksilver card, QuicksilverOne is available for people with fair credit. You’ll still earn unlimited 1.5% cash back on every purchase, but there’s an annual fee and a higher APR.
How many credit cards do I need to maximize cash back?
I've found to maximize cash back, you need 9 credit cards (any more is not worth the pulls/management). But with only 3 out of this 9, you are already at 80% of the potential rewards. Here are the cards with their categories of use:
What is the Alliant cashback rate?
Alliant CashBack - 2.5% flat rate (Can replace with a regular 2% flat rate card if requirements precludes obtaining the card)
Does a visa have an annual fee?
I think the visa has no annual fee but the master card does.
Can you have your partner only use a couple of cards?
Even though I say this, I still will try to maximize my rewards. I find it enjoyable. But it does allow me to simplify it for others. You can have your partner only use a couple cards but still get most of the the rewards.
Is a travel credit card better than a cash back credit card?
Note: I am only talking about cash back credit cards, travel cards will offer better value if you travel a lot. For the most part I'm also ignoring sign up bonuses. Finally, this assumes a monthly spending of up to $2000 across a wide range of categories, if you spend more or spend heavily in one category results may differ.
Will the Amex Platinum concierge service track down a rare gun for you?
I collect firearms and there's a certain rare gun I 've been want ing. I have an Amex Platinum and I've never used their concierge service before, but I 've heard they'll do shopping for you , like trying to find something you want to buy.
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Summary
Deciding which card is better for you depends on how high your credit score is and what you’re looking for in a credit card.
Comparing Capital One Quicksilver vs. Capital One Platinum card features
Deciding which card is best for you depends on how high your credit score is and what you’re looking for in a credit card. Do you want a cash back card that rewards you for spending, or do you want to improve your credit with responsible use?
Capital One Platinum: Best for building credit
Suited for someone building or rebuilding their credit, the Platinum card discourages you from overspending with its lack of a rewards program, intro APR and sign-up bonus. Its high regular APR of 26.99% variable also strongly deters you from carrying over a balance.
Capital One Quicksilver Cash Rewards: Best for easy rewards
If you have good to excellent credit, choosing the Quicksilver card over the Platinum card is a no-brainer. Not only will the interest likely be lower, but its flat rate cash back, easy-to-earn sign-up bonus and no penalty rate make the Quicksilver a nice, reliable cash back card.
Bottom line
If your credit is good to excellent, the Quicksilver card is a great low-maintenance cash back card to use for everyday spending. For those who don’t use their credit card very often and don’t care about maximizing rewards too much, the Quicksilver is a good addition to your wallet.
