Is Capital One Quicksilver a good card?
The Quicksilver card from Capital One could be a good choice. With Quicksilver, you’ll earn unlimited 1.5% cash back on every purchase, every day. There’s no limit to how much you can earn and no minimum for how much you can redeem. Plus, there are lots of other benefits and features that help make this a good card for everyday use.
Is Capital One Quicksilver worth it?
The Capital One Quicksilver Credit Card is a solid choice for people who either don’t spend a lot in any one budget category or prefer one rewards rate instead of multiple rates, depending on the purchase. It’s also a good option if you're looking for a long introductory 0% APR promotion on purchases.
Does Capital One Quicksilver charge foreign transaction fees?
To help you decide, we’ll summarize below the main factors to consider before submitting a Capital One Quicksilver Card application. Like all other Capital One credit cards, the Quicksilver Card does not charge foreign transaction fees. That’s one reason it’s among 2022’s best credit cards for international travel, according to WalletHub’s editors.
Does Capital One have travel benefits?
You’ll earn unlimited double miles on every purchase and 5 miles per dollar on hotels and rental cars booked through Capital One Travel. Book a trip with your miles through Capital One Travel —or use your miles to get reimbursed for past travel purchases made elsewhere.
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Is Capital One Quicksilver a credit or debit card?
The Capital One Quicksilver Cash Rewards Credit Card is a simple flat-rate cash back credit card that offers a low-maintenance way to earn cash back. It earns 1.5 percent back on all purchases and charges no annual fee, which makes it a good choice for more than one type of cardholder.
What's the difference between the Capital One Quicksilver card and the quicksilver one card?
The Capital One Quicksilver lets you earn $200 after spending $500 within the first three months of opening your account. On the other hand, Capital One QuicksilverOne doesn't have any welcome offer. If the required minimum is within your budget, the Quicksilver's cash bonus can add a lot of first-year value.
Is a Capital One card a Visa or Mastercard?
Browse and compare Capital One Visa credit cards. Comparing interest rates, annual fees, rewards and benefits of Visa cards from Capital One is easy.
What kind of card is Capital One quicksilver one?
The Capital One Quicksilver Cash Rewards Credit Card is a simple cash back credit card that can rack up a lot in rewards over time. The card offers 1.5% cash back on every purchase, plus a one-time cash bonus of $200 after you spend $500 on purchases within 3 months from account opening.
What is the highest limit on a Capital One Quicksilver?
Capital One does not list a minimum or maximum credit limit in Quicksilver's terms and conditions.
Which is the highest Capital One credit card?
Which Capital One Card Has the Highest Credit Limit? Among consumer cards, the Capital One Venture Rewards Credit Card comes in first, with reports of a $50,000 credit limit, outflanking the other consumer cards from this issuer.
Is Capital One switching from Visa to Mastercard?
Some Capital One Visa cards have changed from VISA to Mastercard in recent years, including the Capital One Quicksilver Cash Rewards Credit Card. This change only applies to new accountholders, though, and it is not a universal switch for all Capital One Visa cards.
Are all Capital One cards Visa?
Capital One Quicksilver could either be a Visa or a Mastercard. Capital One issues cards on both networks, but there is no way to choose which network your new card will be on. The card network for your new card isn't based on your credit score, card terms, rewards or credit limits either.
Which is better Visa or Mastercard?
For most people, it doesn't really matter whether they get a VISA or a MasterCard. Both are equally secure and offer similar benefits. While VISA has a slightly higher market share and greater amount of transactions worldwide, both VISA and MasterCard are equally well-accepted by merchants.
What is the minimum credit limit for Capital One Quicksilver?
The Quicksilver One card is for rebuilding credit where the Quicksilver card is for those with good credit. The minimum starting limit for the Quicksilver is $1000, and there's no annual fee.
What is the limit on a quicksilver card?
What is the credit limit on the Quicksilver card? The initial credit limit could be as low as $1,000. After 6 months of positive history, you could receive a higher credit limit.
Is Quicksilver one a good first credit card?
The Capital One QuicksilverOne Cash Rewards Credit Card is a worthwhile choice for those with average credit looking for a simple and straightforward cash-back credit card. Even though it has an annual fee, most cardholders will likely spend enough to break even on the fee and score some additional savings.
What are the different Quicksilver cards?
At a glanceCapital One Quicksilver Cash Rewards Credit CardCapital One QuicksilverOne Cash Rewards Credit CardRewardsUnlimited 1.5% cash back.Unlimited 1.5% cash back.Annual fee$0.$39.Sign-up bonusOne-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening.None.5 more rows•May 17, 2022
What is the minimum credit score for a Capital One Quicksilver card?
The Capital One Quicksilver credit score requirement is 700+. This means that you need at least good credit to get this card. Capital One also considers applicants' income and debt when making Capital One Quicksilver card approval decisions.
What credit score do you need for QuicksilverOne?
The Capital One QuicksilverOne Rewards Credit Card is a good choice for people with just average credit. Applicants with at least a fair credit score (580 or higher) or little credit history have good chances for approval.
Can you have 2 Capital One Quicksilver cards?
No. You cannot have two of the same credit card from the same credit card company at the same time, with two notable exceptions: Capital One and Citibank.
When did the QS change to MC?
Also, I apologize as I did not see the "Quicksilver" in your title, I only read the Capital One part. The QS changed from Visa to MC beginning in early 2020. Cap1 flip flopped both the QS and the Journey at that time.
Is Quicksilver a MasterCard?
At this point, all Quicksilver cards are issued as a MasterCard, the lower tier cards are MasterCard Elite, and the upper tier cards are MasterCard World Elite.
Is QS1 a WEMC?
Previous to Feb. '20, the QS was issued as a Visa if your SL was<$5,000, or a Visa Signature if your SL was>$5,000. Now all QS cards seem to be issued as a WEMC regardless of SL. QS1 is, and always has been issued as a platinum MC.
Maria Adams, Credit Cards Moderator
This answer was first published on 12/13/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
People also ask
Capital One issues Visa credit cards and Mastercard credit cards both. Unlike Capital One, which is a bank, Visa and Mastercard are card networks. That means Visa and Mastercard do not issue credit cards but instead help to process their transactions and provide some supplemental benefits.
What is Capital One shopping?
Capital One Shopping is an online shopping tool that automatically applies available coupon codes to your order. Learn more about Capital One Shopping.
Does cash back expire on a bank account?
Redeem cash back for any amount at any time with no expiration date for the life of the account.
Can statement credits be used to meet minimum payment obligations?
Statement credits lower your account balance but cannot be used to meet any minimum payment obligations.
Can you apply cash back to a recent purchase?
Apply your cash back to directly cover a recent purchase.
Can you use Capital One Rewards to pay with PayPal?
Use your Capital One rewards to make purchases at millions of online stores when you check out with PayPal.
How much cash back can you get with Quicksilver?
With Quicksilver, you’ll earn unlimited 1.5% cash back on every purchase, every day. There’s no limit to how much you can earn and no minimum for how much you can redeem. Plus, there are lots of other benefits and features that help make this a good card for everyday use.
What happens when you add a phone number to Capital One?
When you add your mobile phone number to your account, you’ll get alerts if Capital One notices potentially suspicious activity.
What is card lock?
Card lock is a handy feature if your card is ever lost or stolen. With just a few taps, you can easily lock your card from use. 2 This can also be helpful if you misplace your card. And if you find your card or want to use it again, you can unlock it just as easily. 7.
Does Quicksilver charge foreign transaction fees?
With Quicksilver, you won’t pay foreign transaction fees when making purchases outside the United States. It’s one less thing to worry about once you’re comfortable traveling internationally again.
Does Creditwise help with 3.0 credit score?
CreditWise is a free tool that allows you to monitor your VantageScore® 3.0 credit score. You can access it from your desktop or from your phone, so you have it at your fingertips. Using CreditWise to keep an eye on your credit won’t hurt your score. And it’s available to everyone, not just Capital One customers.
Do you have to have good credit to get a Quicksilver card?
While you’ll typically need excellent credit to get approved for a Quicksilver card, QuicksilverOne is available for people with fair credit. You’ll still earn unlimited 1.5% cash back on every purchase, but there’s an annual fee and a higher APR.
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Summary
Deciding which card is better for you depends on how high your credit score is and what you’re looking for in a credit card.
Comparing Capital One Quicksilver vs. Capital One Platinum card features
Deciding which card is best for you depends on how high your credit score is and what you’re looking for in a credit card. Do you want a cash back card that rewards you for spending, or do you want to improve your credit with responsible use?
Capital One Platinum: Best for building credit
Suited for someone building or rebuilding their credit, the Platinum card discourages you from overspending with its lack of a rewards program, intro APR and sign-up bonus. Its high regular APR of 26.99% variable also strongly deters you from carrying over a balance.
Capital One Quicksilver Cash Rewards: Best for easy rewards
If you have good to excellent credit, choosing the Quicksilver card over the Platinum card is a no-brainer. Not only will the interest likely be lower, but its flat rate cash back, easy-to-earn sign-up bonus and no penalty rate make the Quicksilver a nice, reliable cash back card.
Bottom line
If your credit is good to excellent, the Quicksilver card is a great low-maintenance cash back card to use for everyday spending. For those who don’t use their credit card very often and don’t care about maximizing rewards too much, the Quicksilver is a good addition to your wallet.
How many credit cards do I need to maximize cash back?
I've found to maximize cash back, you need 9 credit cards (any more is not worth the pulls/management). But with only 3 out of this 9, you are already at 80% of the potential rewards. Here are the cards with their categories of use:
What is the Alliant cashback rate?
Alliant CashBack - 2.5% flat rate (Can replace with a regular 2% flat rate card if requirements precludes obtaining the card)
Does a visa have an annual fee?
I think the visa has no annual fee but the master card does.
Can you have your partner only use a couple of cards?
Even though I say this, I still will try to maximize my rewards. I find it enjoyable. But it does allow me to simplify it for others. You can have your partner only use a couple cards but still get most of the the rewards.
Is a travel credit card better than a cash back credit card?
Note: I am only talking about cash back credit cards, travel cards will offer better value if you travel a lot. For the most part I'm also ignoring sign up bonuses. Finally, this assumes a monthly spending of up to $2000 across a wide range of categories, if you spend more or spend heavily in one category results may differ.
Will the Amex Platinum concierge service track down a rare gun for you?
I collect firearms and there's a certain rare gun I 've been want ing. I have an Amex Platinum and I've never used their concierge service before, but I 've heard they'll do shopping for you , like trying to find something you want to buy.
Does Capital One have a recon department?
Capital one is an odd bank when it comes to credit cards, they have a thing for declining people with +800 credit scores (and no, I'm not of those) and also if you get declined for one of their cards they have no recon department to talk to
Is mine a visa?
Mine is a visa. But it could have changed I suppose
Does Capital One have a visa?
Capital One switches back and forth between Visa and MC every few years or so, on a per card basis, but in general they prefer MC. Right now the Venture and VentureOne are Visas, while the Quicksilver, Savor, and SavorOne are MC.
Is “pay yourself back” on Chase UR an efficient way to use points?
I see most people saying to use chase UR points by transferring to a travel partner. I use Airbnb often and it looks like that’s as good as option as any for point per dollar… is that the case or am I missing something?
