
What are the Capital One savor credit card rewards?
On both Savor cards, food-centric ongoing cash-back rewards are the stars of the show: The Capital One Savor Cash Rewards Credit Card earns 4% cash back on dining, entertainment and streaming services, 3% cash back at grocery stores and 1% on all other purchases.
What are the benefits of the Capital One savor and savorone?
Benefits of the Capital One Savor and SavorOne. 1 1. Bonus cash back on dining and entertainment. On both Savor cards, food-centric ongoing cash-back rewards are the stars of the show: The Capital ... 2 2. Sign-up offers. 3 3. No foreign transaction fees. 4 4. Travel protections and assistance. 5 5. Shopping protections and assistance. More items
Is the savorone card a cash back or points card?
Though the SavorOne is a strictly labeled cash back card and the U.S. Bank Altitude® Go Visa Signature® Card is a points card, the points with the U.S. Bank Altitude® Go Visa Signature® Card can effectively be compared as cash back percentage equivalent, since points are redeemable for cash back.
Is the savor credit card the best cash back option?
If you spend heavily on dining, entertainment and grocery store purchases, the Savor card is one of the most rewarding cash back options available. Plus, it comes with a generous introductory bonus unmatched by any other cash back card.
See more

Can I use my Capital One savor card anywhere?
Yes, you can use your Capital One Savor card pretty much anywhere in the world, as it is a Mastercard. More specifically, your Capital One Savor is accepted by 10.7 million merchants in the U.S. and more than 210 countries, internationally. In addition to that, Capital One Savor has $95 foreign transaction fees.
What type of card is Capital One savor?
Card network-level benefits: Capital One Savor is a World Elite Mastercard. That means it offers the Mastercard network's highest level of benefits. Notable perks include up to $1 million in travel accident insurance and $1,500 per trip in trip cancellation insurance.
Is Capital One savor card a credit card?
The Capital One SavorOne Cash Rewards Credit Card card offers a 0% intro APR on purchases and balance transfers for 15 months; 16.49% - 26.49% variable APR after that; 3% fee on the amounts transferred within the first 15 months.
Is Capital One savor hard to get?
The Capital One Savor credit score requirement is 700+. This means that you need at least good credit to get this card. Some applicants report Capital One Savor card approval with a lower credit score, but the odds are best with scores above that mark.
Is the savor one card hard to get?
Credit score requirement: According to Capital One, you'll need excellent credit to qualify for the Capital One SavorOne Cash Rewards Credit Card. Typically, excellent credit means a credit score of at least 720.
Is savor one a Visa or Mastercard?
MastercardThe SavorOne is a Mastercard, so it should be accepted almost anywhere credit cards are accepted. As a Mastercard, the SavorOne also comes with some decent Mastercard benefits like extended warranty and price protection.
Are Capital One cards Visa or Mastercard?
Is Capital One Visa or Mastercard? Capital One issues Visa credit cards and Mastercard credit cards both.
What is the minimum credit limit for Capital One savor?
It's a World Elite Mastercard, so the minimum credit limit is $5000. If you're not confident you'll be approved for that high a limit, the SavorOne is a Platinum Mastercard with a minimum $1000 limit and no annual fee. The benefits aren't quite as good, but they aren't bad.
Is Capital One savor a Visa or Mastercard?
MastercardIs the Capital One SavorOne a Visa or Mastercard? The SavorOne is a Mastercard, so it should be accepted almost anywhere credit cards are accepted. As a Mastercard, the SavorOne also comes with some decent Mastercard benefits like extended warranty and price protection.
Is Capital One card a Visa or Mastercard?
Browse and compare Capital One Visa credit cards. Comparing interest rates, annual fees, rewards and benefits of Visa cards from Capital One is easy.
Are all Capital One savor cards metal?
Capital One SavorOne is not a metal card. There are only two Capital One metal cards currently on the market, the higher-tier Savor card and the Venture Rewards cards.
Is savor one a World Elite Mastercard?
Mastercard World Elite benefits and perks The Capital One Savor Card is a World Elite Mastercard. This means that all the benefits offered with World Elite cards apply to the Savor card. The list of benefits is extensive.
Maria Adams, Credit Cards Moderator
This answer was first published on 03/05/21 and it was last updated on 03/06/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
Bryan W, Member
This answer was first published on 03/01/19 and it was last updated on 08/27/19. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
How much cash back do you get with a Savor card?
Earn 3% cash back at grocery stores when you use your Savor card.
What is Capital One shopping?
Capital One Shopping is an online shopping tool that automatically applies available coupon codes to your order. Learn more about Capital One Shopping.
Who manages bazaarvoice reviews?
These reviews are managed by Bazaarvoice and comply with the Bazaarvoice Authenticity Policy, which is supported by anti-fraud technology and human analysis.
Can you use a cardholder's benefits to the primary cardholder?
Some cardholder benefits are only available to the primary cardholder and not authorized users.
Does Capital One use category codes?
We use these codes to figure out how much cash back you earn. Please note, Capital One is not responsible for codes used by merchants.
Does Capital One endorse third party products?
Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The third parties listed are not affiliated with Capital One and are solely responsible for their products and services. All trademarks are the property of their respective owners. 4.
Is Creditwise free with Capital One?
CreditWise availability will vary depending on ability to obtain your credit history from TransUnion® and is free for everyone whether or not you have a Capital One credit card .
Maria Adams, Credit Cards Moderator
This answer was first published on 12/14/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
People also ask
The Capital One SavorOne annual fee is $0, meaning it has no annual fee. Capital One SavorOne’s $0 annual fee is lower than the average annual fee among new credit card offers right now. It’s not the only fee you need to worry about with the Capital One SavorOne Cash Rewa rds Credit Card Card, though. … read full answer
What is Capital One Savor?
The Capital One Savor is the SavorOne’s beefier sibling. With extra benefits, pumped-up cash back rewards and a bigger welcome bonus, the Capital One Savor provides a healthy option for those who want more and are willing to pay the $95 annual fee.
How much cash back does Capital One Savor give?
With the Capital One Savor you’ll earn 4% cash back on all dining, entertainment and popular streaming services, 3% cash back at grocery stores and 1% on all other purchases. There are some additional rewards like the 8% back on ticket purchases with Vivid Seats the Savor offers. In trade-off, there is no introductory 15-month 0% APR period on purchases like there is with the SavorOne.
How much cash back does Vivid Seats give?
Plus, earn 8% cash back on tickets at Vivid Seats through January 2023
Does Forbes Advisor get commissions?
Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors' opinions or evaluations.
Does Capital One have a 24-hour concierge?
With cultivated food and entertainment experiences available through Capital One’s member-focused curation programs, automatic coupon application with Capital One Shopping and an array of travel benefits including 24 Hour Complimentary Concierge Service and 24-Hour Travel Assistance services, Capital One makes this entry-level card quite appetizing.
Is The Capital One SavorOne Credit Card For You?
The Capital One SavorOne offers a niche card for the casual spender who loves to eat out and be entertained. Though augmented rewards can be earned with the Capital One Savor, the tradeoff of an annual fee may not make the card worthwhile for some.
How much is the Savor card?
Since the Savor comes with a $95 annual fee, you’ll want to be sure that this card is worth adding to your cards portfolio. Here are three options worth considering while you’re at it:
What is the 4% cash back on the Savor card?
This 4% is the highest cash-back amount currently offered across all credit cards for both dining and entertainment — two categories that many people spend significant money on.
What is Capital One's reward card?
The Capital One Savor Cash Rewards Credit Card offers strong cash-back earning rates on popular and often overlooked categories, including 4% back on dining, entertainment and popular streaming services. If you spend enough in those categories to offset the card’s modest $95 annual fee, the Savor card can be a great addition to your wallet. Card Rating*: ⭐⭐⭐½
Do Capital One rewards expire?
One of the biggest benefits of cash-back rewards is that there’s no “analysis paralysis ” where you have to agonize over getting the best possible redemption value. One dollar will always be worth one dollar, so you should cash out your rewards on the Capital One Savor as frequently as possible and get that money back into your checking or investment account. Savor Rewards never expire so long as your account stays open and there’s no minimum redemption amount.
Does Capital One Savor have cash back?
With most cash-back cards today, the name of the game is simple, with uncapped bonus categories that reward you where you spend the most. This is exactly what the Capital One Savor aims to do, offering unlimited cash back at the following rates:
Does the Savor card have concierge?
The Savo r card doesn’t offer a long list of perks like the top premium credit cards do, but there are a few worth mentioning. In addition to waiving foreign transaction fees, cardholders will enjoy secondary car rental insurance, travel accident insurance, extended warranty and complimentary concierge services (24 hours a day). Personally, I believe that premium concierge services are among the most underrated credit card perks, and I frequently use mine for restaurant reservations or trip planning advice.
Is Capital One a cash back card?
The Capital One Savor Cash Rewards Card is a strong option in the world of cash-back cards. Sure, you could get more value playing with points. But what you gain in value, you lose in simplicity.
How much does Capital One Savor cost?
Both cards — one with an annual fee of $0, and one with an annual fee of $95 — feature robust ongoing rewards on food and fun, alongside other compelling perks.
Why is Capital One's bonus category so tantalizing?
These bonus categories are especially tantalizing because Capital One's definitions of “dining and entertainment” are relatively broad. According to the issuer:
What is the bonus on Vivid Seats?
Bonus cash back on Vivid Seats purchases: Earn 8% cash back on tickets at Vivid Seats through January 2023. (As of May 18, 2021, Capital One SavorOne Cash Rewards Credit Card also offers 8% cash back at Vivid Seats.) Vivid Seats is an online ticket marketplace where you can buy tickets to concerts, sporting events and theater productions.
Does Capital One charge foreign transaction fees?
Like all Capital One credit cards, these cards don’t charge foreign transaction fees. That means that you won’t have to deal with any 3% charges while making international purchases.
Does the Savor card have a 0% APR?
Both Savor cards start off with decent sign-up bonuses. While they're not the most valuable on the market, these boosts could potentially cover dinner and a movie a few times over. The $0-annual-fee card also comes with a 0% APR offer, which could give you some extra time to pay down any major purchases, interest-free.
Our Take
NerdWallet's ratings are determined by our editorial team. The scoring formula takes into account the type of card being reviewed (such as cash back, travel or balance transfer) and the card's rates, fees, rewards and other features.
Quick Facts
Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
About the authors
Claire Tsosie is an assigning editor for NerdWallet. Her work has been featured by Forbes, USA Today and The Associated Press. Read more
How much is Capital One Savor?
The Capital One Savor sign-up bonus is an eye-catching feature – $300 if you spend $3,000 in the first three months. This is one of the highest flat cash back bonuses you can get on a cash back card and a nice extra for new cardholders.
How good is Capital One?
The Capital One app does rank well among users, however, rating 4.8 out of 5 in the Google Play Store and 4.7 out of 5 in the Apple App Store .
What is the bonus category on Bank of America?
A popular choose your bonus category rewards card, the Bank of America Customized Cash Rewards credit card offers 3 percent cash back in a category of your choice and 2 percent cash back on grocery store and wholesale club purchases (on up to a combined $2,500 in purchases quarterly, then 1 percent). Bonus category choices include gas, online shopping, dining, travel, drug stores and home improvements/furnishings. You can change your bonus category choice once per calendar month, making the card ideal if your spending habits change from month to month.
What happens if you find a lower price on your savor card?
Price protection – For items purchased on your Savor card, if you find a lower price within 120 days you can be reimbursed for the difference. Car rental insurance – When you book and pay for a car rental with the Savor, you can receive secondary coverage in the case of damage or theft.
Does the Savor card have a high reward rate?
When compared to other rewards cards, the Savor earns a high rate on every dollar you spend. In fact, when we compared it to rewards cards that also offer rewards on dining or entertainment, it had one of the highest rewards values per dollar spent (factoring in average earning rate and point value). (Note: To calculate the average earning rate we estimated both category and overall spend based on information from the Bureau of Labor Statistics.)
Does Capital One have an annual fee?
If you are eager to start earning cash back on dining and entertainment purchases but hesitant to pay an annual fee, Capital One also offers a great no-annual-fee option – the Capital One SavorOne Cash Rewards Credit Card. Compared to the Savor, the SavorOne has a slightly lower earning rate and fewer perks, as well as a much smaller introductory bonus. However, it doesn’t charge an annual fee – making it a better choice for cardholders on a budget.
Is Chase Sapphire Reserve better than Capital One?
Though the Chase Sapphire Reserve has a lower rate on dining purchases than the Capital One Savor, it is a great choice for frequent travelers who also want to earn dining rewards. It is packed with travel benefits, including a flexible $300 travel credit every year.
