What type of card is Capital One Venture X?
travel credit cardThe Capital One Venture X is a great travel credit card for someone looking for a straightforward way to earn and spend rewards from their purchases. The Venture X is focused on consumers who solely want travel benefits and it's relatively easy to earn the annual fee back if you travel at least once or twice a year.
Is the Capital One card a Visa or Mastercard?
Browse and compare Capital One Visa credit cards. Comparing interest rates, annual fees, rewards and benefits of Visa cards from Capital One is easy.
What kind of Visa is venture X?
Visa Infinite credit cardSimilar to the Chase Sapphire Reserve, the Venture X is denoted as a Visa Infinite credit card and includes a host of protections when using your card: Trip cancellation and interruption insurance: Up to $2,000 per person for you and immediate family members for pre-paid, non-refundable tickets.
Is the venture one card a Visa card?
The Capital One Venture Card is a Visa, not a Mastercard. Specifically, Capital One Venture is a metal Visa Signature credit card. As a Visa Signature card, Capital One Venture comes with benefits like rental car insurance, lost luggage reimbursement, and extended warranty protection.
What is the hardest Capital One card to get?
Why it's one of the hardest credit cards to get: The Capital One Venture X Rewards Credit Card is hard to get because it requires excellent credit for approval and charges an annual fee of $395.
Can you change Capital One Mastercard to Visa?
Your spending patterns and financial standing will naturally change over time, so it makes sense for the credit cards in your wallet to change, too. Fortunately, if you're a Capital One customer, you can easily upgrade (or downgrade) your credit card with the same issuer. You can also open a new account.
Is venture a Visa or Mastercard?
Visa cardThe Capital One Venture Rewards Credit Card is a Visa card.
What's the difference of Visa and Mastercard?
The only real difference that stands between Visa and Mastercard is that your card works on the payment network that the company operates. A Visa card won't work on Mastercard's network, and vice versa. Ultimately, any other differences in cards come from the specific card you have.
How many Capital One credit cards can you have at once?
twoCapital One will allow you to have only two of its personal credit cards open at once. This is a hard rule and cannot be overridden. This does not apply to Capital One's co-branded store cards, but these are not the types of cards we typically look at to maximize travel rewards.
Is Capital One Venture One a Visa Signature?
Capital One Venture is a Visa Signature card. Actually there are two Venture cards that are Visa Signature: the Capital One Venture Rewards Credit Card and the Capital One VentureOne Rewards Credit Card.
What is the difference between Capital One Venture and Venture One?
Both cards offer a flat-rate rewards program, which means all purchases earn the same amount of rewards. The VentureOne card earns unlimited 1.25X miles per dollar on every purchase, while the Venture card earns a higher 2X miles per dollar on all spending.
What is the difference between a Capital One Venture card and a Capital One Venture One card?
Again, the Capital One Venture card is the clear winner in terms of a rewards rate. It earns an unlimited 2X miles on all purchases, while the Capital One VentureOne card earns an unlimited 1.25X miles on all purchases. Both cards offer 5X miles on hotels and rental cars booked through Capital One Travel.
Is Capital One Platinum card a Visa or Mastercard?
MastercardThe Capital One Platinum Credit Card is a Mastercard, not a Visa. You can use your Capital One Platinum Mastercard at nearly 11 million merchants that accept Mastercard nationwide, and you can use it abroad in more than 200 countries and territories.
Is Walmart Capital One a Visa or Mastercard?
Card Type. The Capital One Walmart Rewards Mastercard* is a co-branded cash back credit card. Unlike some retail cards, you're not limited to only purchases at Walmart. Since it's a Mastercard credit card, you can use it anywhere Mastercard is accepted — and you'll even earn bonus rewards in some non-Walmart categories ...
Which is better Visa or Mastercard?
For most people, it doesn't really matter whether they get a VISA or a MasterCard. Both are equally secure and offer similar benefits. While VISA has a slightly higher market share and greater amount of transactions worldwide, both VISA and MasterCard are equally well-accepted by merchants.
What is the difference between Visa and Mastercard?
The only real difference that stands between Visa and Mastercard is that your card works on the payment network that the company operates. A Visa card won't work on Mastercard's network, and vice versa. Ultimately, any other differences in cards come from the specific card you have.
What is Venture X card?
Introducing the Venture X card from Capital One: Enhance your travel experience with unlimited miles, unlock exclusive perks and access smarter travel tools.
How much is Venture X?
Whether it’s a two-month journey across the globe or a two-day return to your hometown, Venture X provides flexible benefits to reward all of your travel—all for a $395 annual fee. View important rates and disclosures.
What is a visa infinite concierge?
Want a hand making the perfect dinner experience? A Visa Infinite concierge will help make the reservation and more, like line up live stage show, music or sporting event tickets.
How long is Venture X return protection?
Keep your options open with 90 days of Return Protection, here to help when you make a qualifying purchase with your Venture X card.
How many miles can you earn on Capital One?
Earn unlimited 5X miles on flights when you book through Capital One Travel.
Can you add additional cardholders to Venture X?
Share Venture X’s benefits with someone you trust and earn rewards on every dollar they spend. Additional cardholders can be added at no extra cost.7
Can you shop online with virtual card numbers?
Shop online more securely with virtual card numbers. Learn more about how virtual card numbersfrom the Eno browser extension can disguise your actual card number and help protect you from potential fraud when shopping online.
What is a capital one venture card?
The Capital One Venture Card is a Visa. Capital One is the issuer of the Venture Card, which can be used anywhere Visa is accepted.
Which is better Capital One Venture or Savor?
At the end of the day, Capital One Venture is the obvious choice for frequent travelers. But if you’re a big spender on dining and entertainment and don’t travel much, then go with the Savor card.
How much does Capital One pay for dismemberment?
Capital One will pay up to $250,000 for death or dismemberment caused by travel companies like airlines, trains and buses. Cardholders, their spouses and any dependents younger than age 18 are covered. For an incident to be eligible for coverage, you must have paid the entire fare with your Venture card or miles.
Does Capital One travel insurance cover rental cars?
Capital One Venture travel insurance covers you for serious accidents caused by a travel provider. It also covers rental cars and lost or damaged luggage. Capital One Venture’s travel insurance benefits don’t cost extra, either. They’re covered by Venture’s $95 annual fee and kick in automatically when you pay for travel w
Is Visa a good credit card?
Visa Signature benefits aren’t the only good qualities of a Visa card. Visa is accepted virtually anywhere domestically and in over 200 countries/territories around the world. This makes it one of the most universal credit cards available.
Does Capital One pay for collision damage?
Capital One will pay up to the cash value of the vehicle. Notable exceptions include expensive and exotic cars, vans, motorcycles, trucks and limousines.
Is Capital One a Mastercard?
The Capital One Venture Card is a Visa, not a Mastercard. Specifically, Capital One Venture is a metal Visa Signature credit card. As a Visa Signature card, Capital One Venture comes with benefits like rental car insurance, lost luggage reimbursement, and extended warranty protection. Visa Signature benefits aren’t the only good qualities ...
Why trust us?
Our editorial team and expert review board work together to provide informed, relevant content and an unbiased analysis of the products we feature. The editorial content on our site is independent of affiliate partnerships and represents our unique and impartial opinion. Learn more about our partners and how we make money .
Summary
The Capital One Venture X is the perfect card for someone looking to upgrade to a premium travel card but who is uneasy about the high annual fee some of the others require. Here are all the perks it comes with and info on how to decide if it’s worth it for you.
A premium travel card from Capital One
When you sign up for the Capital One Venture X, you’ll get 100,000 bonus miles if you spend $10,000 within the first six months of opening your account.
Is the Venture X a good card for me?
Many of the premium travel credit cards on the market are associated with a particular airline or hotel chain. The Capital One Venture X Rewards card joins a relatively small field of premium cards that can be used across a broader travel spectrum.
Bottom line
The Capital One Venture X is the newest premium travel credit card on the market, offering an impressive sign-up bonus, high spending rewards and plenty of other travel perks. Whether the Venture X is the right card for you depends on your spending and travel habits, as well as what other credit cards you’ve already got in your collection.
What is Capital One Venture X?
The Capital One Venture X is a premium rewards card intended for folks looking to elevate their travel experience without having to pay an eye-watering annual fee.
How much is Venture X bonus?
At launch, the Venture X card’s sign-up bonus is 100,000 miles after spending $10,000 on purchases in the first six months. In addition, cardholders will receive up to $200 in statement credits for vacation rental purchases (like Airbnb and Vrbo) charged to the account within the first year of account opening.
How many guests can you have with Venture X?
Primary Venture X cardholders can enter Capital One Lounges and Priority Pass spaces with up to two guests for free.
What credit cards will be available in 2021?
In 2021, premium credit cards, such as The Platinum Card® from American Express and Chase Sapphire Reserve, took center stage with major updates, including the addition of new perks and statement credits.
How much does a Sapphire Reserve card cost?
However, both of these cards come with significantly higher annual fees — $550 for the Sapphire Reserve and $695 for the Platinum (see rates and fees ).
What are the benefits of Venture X?
In addition, there are a lot of under-the-radar perks on Venture X, including Visa Infinite benefits with a robust array of trip, luggage, car rental and purchase protections. Add in a burgeoning network of airport lounges, no-fee authorized users and Capital One’s robust transfer partners, and you have a card that is nearly a no-brainer.
How much is Capital One Travel credit?
The $300 annual statement credit perk with Capital One Travel is simple. Every account year, you receive up to $300 in statement credits toward purchases made through Capital One Travel, including hotel bookings, car rentals and airfare.
When did Capital One Venture Rewards start?
When the Capital One Venture Rewards Credit Card first launched in 2010, it looked very different than the Venture we know and love today.
How many miles per dollar on Capital One?
10 miles per dollar on hotels and rental cars booked through Capital One Travel.
When should you get the Venture?
The Capital One Venture card is packed with features and a solid welcome bonus. (Photo by Eric Helgas/The Points Guy)
What is the $200 vacation rental credit?
The $200 vacation rental statement credit is a limited-time offer valid for the first year of account opening. We don’t know when this will no longer be offered to new applicants, so you’ll want to apply for the Venture X before they eliminate this credit as part of the sign-up bonus.
Does Capital One have a cellphone protection card?
This is the first Capital One card to come with cellphone protection, a pretty amazing benefit if your phone gets damaged, stolen or even lost if it’s unrecoverable. To qualify, you’ll need to pay your monthly cellphone bill with the Venture X for reimbursement of up to $800 per claim and two claims ($1,600 maximum) per year, with a $50 deductible per claim.
Do you need Venture X to fly?
But if you already have another card that grants you Priority Pass or some other type of lounge access, carrying the Venture X may not be necessary for you.
Is Venture X the most exciting card?
Capital One enters the premium card market with a splash, as the Venture X is perhaps the most exciting card launch we’ve seen in all of 2021. For most travelers, the Venture X is the uncontested winner. However, the Venture continues to stand its ground with its own set of benefits and a $95 annual fee that is much more approachable for award travel beginners.
Which is Better: Mastercard Black Card or Capital One Venture?
Still need help deciding which travel credit card is better? Read the in-depth reviews below. You may also be interested in comparing Mastercard Black Card or Chase Sapphire Preferred.
Articles on Capital One Venture Rewards Credit Card
Want to earn more miles on everything you spend? Want travel rewards without jumping through hoops? Capital One Venture Rewards Credit Card might be what you need.
The Value of a Welcome Bonus
The best rewards-earning cards feature a unique window of opportunity to earn a large number of rewards in a short period of time. Just meet the appropriate minimum spending requirements during that window to earn the bonus.
Capital One Miles vs. American Express Membership Rewards Points
Rewards earned on your card can fund your travel goals. Gaylord Rockies Resort & Convention Center. Image Credit: Marriott
Travel Benefits and Protections
The primary benefits of holding a rewards-earning credit card are to earn rewards on every purchase you make and redeem those rewards for something of value. However, the best rewards-earning cards also come with several useful benefits.
Shopping Benefits and Protections
Eligible purchases made with your card could receive shopping discounts or protection after the purchase. Image Credit: LIGHTFIELD STUDIOS via Adobe Stock
Annual Fees and Authorized Users
Annual fees play a role in whether you’ll receive bottom-line value when holding a rewards-earning credit card. Any fees incurred when adding authorized users would also contribute to the cost of card ownership.
Final Thoughts
Both the CapOne Venture X card and the Amex Gold card have the potential to be the right card for a traveler. The better card for you will depend on your spending mix, how you prefer to redeem your rewards, and which benefits deliver personal value.
Why trust us?
Our editorial team and expert review board work together to provide informed, relevant content and an unbiased analysis of the products we feature. The editorial content on our site is independent of affiliate partnerships and represents our unique and impartial opinion. Learn more about our partners and how we make money .
Summary
Both cards offer great ways to earn solid rewards through a welcome bonus and regular spending. But if you’re a serious traveler, the Venture X is most likely the best option for you.
Earning miles
Both the Venture X and Venture Rewards card earn Capital One miles and offer 2X miles per dollar on all non-category purchases (as well as rewards on hotel and rental car bookings).
Redeeming miles
You can redeem Capital One miles earned with the Venture and Venture X for a variety of options, including:
Annual fee
As the more premium travel credit card, the Venture X charges a $395 annual fee. The Venture Rewards card, on the other hand, charges a $95 annual fee. While the Venture X’s high annual fee may deter some potential cardholders, the variety of perks offered by the card more than make up for the yearly charge.
Travel benefits and statement credits
Both of these Capital One credit cards offer notable perks, but the breadth of benefits offered by the Venture X makes it easy to see why it’s considered a premium travel credit card.
Venture X: Best for frequent travelers and big spenders
If you’re a frequent traveler and can snag the 100,000-point welcome bonus (earned after spending $10,000 on purchases in the first six months), the Venture X is probably the right choice for you. To spend upwards $1,665 a month for six months, you likely have the spending power to really take advantage of this card.
