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is chase slate a visa or mastercard

by Darlene Bashirian Published 2 years ago Updated 1 year ago
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Most Chase cards operate on the Visa network, but the new Chase Freedom Flex℠ operates on the Mastercard network. All Chase bank debit and ATM cards also operate on the Visa network.Sep 17, 2020

What is the chase slate credit card?

The Chase Slate credit card aims to attract people looking to unload their high-interest credit card debt. It charges no APR for 15 months on balance transfers and no transfer fee made within 60 days of account opening. That 15 months of 0% APR also applies to new purchases.

Should you transfer your chase slate balance to another credit card?

If you are going to be traveling outside of the United States, consider applying for a different credit card, potentially like the Capital One Quicksilver Rewards Card, which doesn't charge a foreign transaction fee. If you have high-interest credit card debt, completing a balance transfer with the Chase Slate credit card makes a lot of sense.

What is the special welcome offer on slate edge credit card?

Special welcome offer: Get an automatic review for a higher credit limit when you pay on time, and spend $500 in your first six months from account opening. * , and more. for all the great features that come with your Slate Edge SM card. Is Chase Slate Edge a good credit card? The Chase Slate Edge credit card includes great benefits like:

What are the benefits of a Chase credit card?

The card has no rewards or notable benefits, so you're likely better off applying for another card once you pay off your high-interest credit card debt. Free credit score: Like most card companies, Chase allows users to view their credit score for free.

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Is Chase a Visa or Mastercard?

VisaMost Chase credit cards are on the Visa network, though there are also a few Chase cards on the Mastercard network, such as the Chase Freedom Flex.

What kind of card is the Chase Slate?

balance transfer cardChase Slate® is a type of credit card known as a balance transfer card. This type of card offers you a low or 0% introductory rate for a set period of time so you can transfer and more easily pay off a balance you owe on another card. After that, your interest rate will rise substantially.

What is a Slate Visa card?

The Chase Slate credit card aims to attract people looking to unload their high-interest credit card debt. It charges no APR for 12 months on balance transfers. That 12 months of 0% APR also applies to new purchases.

What is the credit limit on Chase Slate?

What is the minimum credit limit for Chase Slate Edge? The minimum credit limit on the Chase Slate Edge is $500, although the credit limit you're offered could be higher than that. You can qualify for a credit limit increase after making timely payments and spending at least $500 within the first six months.

Is Chase getting rid of Slate?

It looks like Chase has removed the main Chase Slate landing page and all Chase Slate application pages. These now all redirect to the Chase Freedom pages.

Is Chase Slate hard to get?

Credit score requirements Similar to most balance transfer cards, the Chase Slate requires good credit or excellent credit (scores 670 or greater). Keep in mind, even if your credit score falls within the good or excellent range, there is no guarantee you'll be approved for the Chase Slate.

Is Slate visa a good credit card?

The Chase Slate card is one of the best balance transfer credit cards available in recent years. Chase Slate offers 0% for 15 months on balance transfers, along with a $0 balance transfer fee and a $0 annual fee.

Is a Chase Slate card hard to get?

Is Chase Slate Edge hard to get? Yes, it is hard to get the Chase Slate Edge℠ because it requires at least good credit for approval. Unless your credit score is 700 or higher and you have a lot of income, it will be difficult for you to get approved for the Slate Edge.

Is a Chase Slate card hard to get?

Is Chase Slate Edge hard to get? Yes, it is hard to get the Chase Slate Edge℠ because it requires at least good credit for approval. Unless your credit score is 700 or higher and you have a lot of income, it will be difficult for you to get approved for the Slate Edge.

Is Chase Slate hard to get?

Credit score requirements Similar to most balance transfer cards, the Chase Slate requires good credit or excellent credit (scores 670 or greater). Keep in mind, even if your credit score falls within the good or excellent range, there is no guarantee you'll be approved for the Chase Slate.

Is Slate visa a good credit card?

The Chase Slate card is one of the best balance transfer credit cards available in recent years. Chase Slate offers 0% for 15 months on balance transfers, along with a $0 balance transfer fee and a $0 annual fee.

How does Chase Slate work?

You will have 0% intro APR on purchases and balance transfers for 20 billing cycles (after, 16.74% - 26.74% variable). Balances must be transferred within 60 days from account opening. The Chase Slate Edge offers benefits such as purchase protection, extended warranty and rental car coverage.

What is the credit limit for the Chase Slate Edge?

The minimum credit limit for the Chase Slate Edge is $500, but it's possible to be approved for higher amounts depending on your credit worthiness....

Can I upgrade the Chase Slate Edge?

Yes, you can upgrade the Chase Slate Edge to another Chase credit card. To request an upgrade, call the number on the back of your card. Chase gene...

Is the Chase Slate Edge Visa or Mastercard?

The Chase Slate Edge is a Visa credit card.

How long is the introductory period on a Chase Slate card?

Many balance transfer cards offer much shorter introductory periods. Still, a few others, like the Citi Simplicity card, offer periods as long as 18 months. The main drawback is that once the introductory period is over, the Chase Slate loses its competitive edge.

How long does a 0% APR card last?

It charges no APR for 15 months on balance transfers and no transfer fee made within 60 days of account opening. That 15 months of 0% APR also applies to new purchases. But the card doesn't have a rewards program, limiting its usefulness beyond the balance transfer and over the long term.

Is Chase Slate a good credit card?

With a 15-month introductory 0% APR offer and $0 balance transfer fees on transfers completed during your first 60 days of cardmembership, the Chase Slate is an excellent choice if you're looking to transfer a substantial amount of credit card debt. Taking advantage of the introductory terms could help you save hundreds or even thousands of dollars, and give you a boost in clearing a big balance.

Is Chase slate card available?

The Chase Slate Card is not currently available or accepting new applications on the Chase.com website. The following review covers the product as it was most recently offered but will be updated with the latest features, terms, and conditions should it become available again in the future.

Does Chase have a free credit score?

The card offers a few benefits, including: Free credit score: Like most card companies, Chase allows users to view their credit score for free. Purchase protection: New purchases are covered for 120 days against damage or theft, up to $500 per claim and $50,000 per account.

Does Chase Slate have a balance transfer fee?

If you have high-interest credit card debt, completing a balance transfer with the Chase Slate credit card makes a lot of sense. It has no annual fee , and you’ll get 0% APR for 15 months, giving you over a year to pay down your balance without paying interest fees. And, if you complete the transfer within the first 60 days of opening an account, you won’t have to pay a balance transfer fee.

Does Chase Slate have a penalty?

No Penalty APR: If you miss a payment with the Chase Slate card, you won’t be subject to a penalty APR. Many credit cards will boost your APR indefinitely if you miss a payment, so this feature is a useful added benefit.

What is Chase Slate Edge?

The Chase Slate Edge is a Visa credit card.

How much credit do you need to get a Chase slate edge?

The minimum credit limit for the Chase Slate Edge is $500, but it's possible to be approved for higher amounts depending on your credit worthiness. If you make at least $500 in purchases over the first six months and make all your payments on time, Chase will automatically review your account for a credit limit increase.

How long does Chase card have intro APR?

This Chase card has a 0% intro APR on purchases and balance transfers for 12 months from account opening. There are two ways to take advantage of this offer:

How much does it cost to transfer credit card debt?

Note there is a balance transfer fee of 3% with a $5 minimum for the first 60 days. After that, the fee goes up to 5% with the same $5 minimum.

How much bonus do you get on your bank statement when you spend $500?

Receive a $100 bonus on your statement when you spend $500 in your first six months from account opening.

Does Chase Slate Edge have rewards?

The biggest drawback of the Chase Slate Edge℠ is that it doesn't earn purchase rewards. Although the lack of rewards isn't as much of an issue when you're working on your credit, you'll probably eventually want to upgrade to one of the top rewards credit cards.

Does Chase increase credit limit?

If you spend at least $500 in the first six months and pay on time, Chase will automatically review your account for a credit limit increase. There's no guarantee Chase will increase your credit limit, and this is something you could request on your own. It's still helpful that Chase does it automatically.

Raise your credit limit

Special welcome offer: Get an automatic review for a higher credit limit when you pay on time, and spend $500 in your first six months from account opening. * Same page link to Offer Details

Keep tabs on your credit health

Chase Credit Journey helps you monitor your credit with free access to your latest score, critical alerts * Same page link to Offer Details , and more.

No Annual Fee

You won't have to pay an annual fee † Same page link to Pricing and Terms for all the great features that come with your Slate Edge SM card.

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Summary

The Chase Slate Edge and Chase Freedom Unlimited are two credit cards that provide introductory APRs. While the two cards share some similarities, depending on your situation, you’ll definitely want to choose one over the other.

Rewards rate

The Chase Slate Edge does not come with a rewards program or a traditional sign-up bonus

Introductory APR

Both the Chase Slate Edge and the Chase Freedom Unlimited offer 0% introductory APR rates on both new purchases and balance transfers. The Chase Slate Edge is marketed as a balance transfer card, its 0% intro period lasts 18 months until the APR goes up to 14.99% to 23.74% variable.

Chase Slate Edge: Best for those with some debt

If you have carried balances and you need a simple balance transfer card to pay it off, the Chase Slate Edge would make a fine addition to your wallet. Its lack of rewards will not distract you from paying off your debt.

Chase Freedom Unlimited: Best for steady rewards

Perhaps you have a little debt leftover from your high-interest card, but you’d still like to earn rewards on the new purchases you’re bound to make (like that Lyft back from the bar )? The Chase Freedom Unlimited perfectly fits your needs.

Bottom line

The best card for you will depend on your specific situation. If you have a large credit card balance that you’d like to transfer, the Chase Slate Edge is the way to go. However, if your balance is small or you don’t carry a balance at all, then the Chase Freedom Unlimited and its generous rewards structure will make it easy to maximize.

What is Chase Offers?

With Chase Offers you can activate deals on the things you love in the Chase Mobile ® app or on chase.com.

What is Chase Credit Journey?

Chase Credit Journey gives you unlimited access to your credit score, email alerts that can help identify fraud and more.

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