If you’re a die-hard Disney fan who visits the parks often, then maybe the Disney® Premier Visa® Card is worth it. But if you’re trying to save up for a Disney vacation or you want the ability to use your rewards for non-Disney things, you may actually earn more cash back with another credit card. Which Disney credit card is the best?
Full Answer
Should I get the Disney Premier credit card or Disney Rewards Visa?
Credit-Score Requirements: The Disney Premier Credit Card is the harder of the two to get, requiring good credit or better for approval, whereas folks with limited/fair credit can get the Rewards Visa. Initial Bonus: The Disney Premier Credit Card offers $300 for spending at least $1,000 within 3 months.
What is the difference between the Disney visa and Disney visa Premier?
The Disney Visa is the entry-level product that has no annual fee and currently awards a $150 bonus after you spend $500 on purchases in the first three months. The Disney Visa Premier has a $49 annual fee, but currently awards a $300 statement credit after $1,000 in spending in the first three months.
What is the best Disney Visa credit card?
Because of limited redemption options and the unmagical earnings rate, the Disney Premier Visa card is probably only best for the supercalifragilistic Disney fan. Choose from 10 different card designs. Reasonable ongoing APR for purchases and balance transfers. Enticing perks and discounts to satisfy your Disney needs.
Is the Disney visa worth it?
If you’re looking for the most affordable way to go to Disney World, Disneyland or on a Disney Cruise, you may have wondered if the Disney Visa is worth adding to your wallet. It earns Disney Rewards Dollars that you can use to pay for most things Disney, including trips to the parks or a cruise.
Is Disney Premier Visa hard to get?
You'll likely need at least a good credit score (670 or higher, according to FICO) to get the Disney® Premier Visa® Card. The Disney® Visa® Card is probably easier to qualify for if your credit score isn't as high, and is likely available to those with fair credit or better (580 or higher).
How does the Disney Premier credit card work?
The Disney Premier Visa Card offers a 0% intro APR on purchases for 6 months on select Disney vacation packages, after that 15.49% - 24.49% variable APR on purchases and balance transfers. Balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater applies.
Is it hard to get approved for a Disney credit card?
Yes, the Disney Premier Credit Card will do a hard pull. You will need a credit score of at least 700 to get it and there is no way to get pre-approved.
Can I upgrade Disney visa to Premier?
When you upgrade from a Disney Visa Card to a Disney Premier Visa Card, the Disney Rewards Dollars in your account will automatically move to your new Disney Premier Visa Card account. In addition, any valid Disney Rewards Redemption Cards you have will also move to the new account.
What are the perks of having a Disney credit card?
Cardholders enjoy exclusive benefits and discounts Cardholders save 10% on select merchandise purchases of $50 or more at select locations within the resorts and also 10% off select merchandise at Disney Store locations and shopDisney.com.
How do I cancel my Disney Premier Visa?
To cancel your Disney Premier Credit Card, please call 1-800-432-3117. Alternatively, you can cancel your card online through Chase's Secure Message Center. From your account dashboard, select “Compose Message.” and write a brief message about why you'd like to cancel your card.
What is Disney Premier Visa?
Rather than cash back, the Disney Premier Visa® Credit Card earns users Disney Rewards Dollars with every purchase they make. You Earn 2% in Disney Rewards Dollars on card purchases at gas stations, grocery stores, restaurants and most Disney locations. Earn 1% on all your other card purchases.
Can you use the Disney Visa card anywhere?
Can I use my new Disney® Visa® Card to make other purchases? Once you receive your credit card by mail, you can use your Disney® Visa® Card anywhere Visa credit cards are accepted. Learn how to earn Disney Rewards Dollars and turn everyday purchases into lasting memories.
Is the Disney debit card worth it?
For the most part, you're getting something similar to the discounts of a Walt Disney World annual pass, while a Disneyland Annual Pass is actually significantly better for dining discounts. From discounts on dining and merchandise, the cash savings alone can make this card worth it.
How many credit cards are too many?
Owning more than two or three credit cards can become unmanageable for many people. However, your credit needs and financial situation are unique, so there's no hard and fast rule about how many credit cards are too many. The important thing is to make sure that you use your credit cards responsibly.
How many credit cards should a person have?
Credit bureaus suggest that five or more accounts — which can be a mix of cards and loans — is a reasonable number to build toward over time. Having very few accounts can make it hard for scoring models to render a score for you.
How do I get a Disney 50th Chase card?
Click on the giant CHANGE CARD DESIGN button in blue, and you'll be directed to the real card design change page on Chase.com. Here, with two simple clicks, you can choose your card design (pick Walt Disney World 50th) and submit your options.
Can I use my Disney credit card anywhere?
When you are prompted to choose a payment method, select Disney® Visa® Card. Once you receive your credit card by mail, you can use your Disney® Visa® Card anywhere Visa credit cards are accepted with access to your full credit limit.
What is Disney Premier Visa?
Rather than cash back, the Disney Premier Visa® Credit Card earns users Disney Rewards Dollars with every purchase they make. You Earn 2% in Disney Rewards Dollars on card purchases at gas stations, grocery stores, restaurants and most Disney locations. Earn 1% on all your other card purchases.
How do I know if I have Disney plus premier access?
Browse the Disney Plus library to find Premier Access titles when they're available. After you select the film you want, click "Unlock Now" on the movie's title page. Enter your credit card information to pay the $30 Premier Access fee. The Premier Access movie will now be available to stream on Disney Plus.
How do I use my Disney Chase card at Disney?
Disneyland® Resort Sign in to your Disney account to link it with your Chase.com Disney® Visa® Card account. Once connected, you can: Check your Disney Rewards Dollars balance. Request a Disney Rewards Redemption Card.
Is the Disney Premier card worth it?
Disney fans can find great value from the card. You earn 2% cash-back at supermarkets, restaurants, gas stations, and select Disney locations, plus...
What are the benefits of the card?
The Disney Premier card comes with perks like 10% off purchases of $50+ at Disney Store and DisneyStore.com, and 10% off merchandise and dining fro...
Is there an annual fee on the Disney Premier card?
The annual fee is $49.
What are Disney Dream Reward Dollars?
Disney Dream Reward Dollars are currency you can redeem toward Disney products and offerings or airline travel. Every Disney Dollar is equal to $1...
When do Disney Dream Reward Dollars post to your account?
Disney Dream Reward Dollars post to your account at the end of the billing cycle in which they accrued.
How do you use Disney Rewards Redemption Cards?
To use your Disney Dream Reward Dollars for products or offerings, you load them on a Disney Rewards Redemption Card. The Redemption Card is accept...
How do you redeem for airline tickets?
Redeem Disney Dream Reward Dollars for airline tickets on any airline to any destination. Simply purchase tickets on your card and pay yourself bac...
Which card is better, the Disney Premier card or Chase Disney Rewards® Visa® Card?
There are 2 major differences between the cards: annual fee and cash back. The Disney Premier card has a $49 annual fee, while the Chase Disney Rew...
Does the Disney Premier card have a foreign transaction fee?
Yes, there is a 3% foreign transaction fee.
Does the Disney Premier card have a 0% APR offer?
No, however, you do receive a 0% APR for 6 months on select Disney vacation packages.
What is a Disney Premier Visa?
The Disney® Premier Visa® Card * offers the bare necessities for those who love all things Disney. Instead of cash back, the Disney Premier card earns Disney Reward Dollars which can only be spent at a limited number of Disney-themed locations. Because of this and the unmagical earnings rate, the Disney Premier Visa card is probably only best for the supercalifragilistic Disbonusney fan.
How much is the Disney Premier Visa card?
This will more than offset the $49 annual fee that comes with the card, at least for the first year.
How many Disney Rewards dollars can you redeem?
The process for redeeming Disney Rewards Dollars is a bit convoluted. Once you have at least 20 Disney Rewards Dollars, you can order a Disney Disney Rewards Redemption Card. The Disney Rewards Redemption Card works in a similar fashion to a prepaid debit card, but is only good in certain locations.
What is 10% off Disney?
10% Off Select Disney and Star Wars Purchases: Discounts on merchandise at Disney Store, ShopDisney.com, and certain theme park outlets. Exclusions apply, most notably on theme park tickets.
Can you redeem Disney Rewards Dollars at Disney Stores?
Disney Rewards Dollars can be redeemed at most Disney locations, including Disney stores, theme park tickets, resort stays and more. The process for redeeming Disney Rewards Dollars is a bit convoluted. Once you have at least 20 Disney Rewards Dollars, you can order a Disney Disney Rewards Redemption Card. The Disney Rewards Redemption Card works in a similar fashion to a prepaid debit card, but is only good in certain locations. You can reload your Rewards Redemption card at any time with a minimum of 10 Disney Rewards Dollars.
Does the Disney Premier Visa card earn cash back?
Rather than earning cash back, the Disney Premier Visa card earns Disney Rewards Dollars.
Does Disney Visa have a fee?
The Disney® Visa® Credit Card is Chase and Disney’s no-annual-fee card. It only earns 1% in Disney Rewards Dollars on all card purchases. Cardholders of the $0-annual-fee Disney Visa Rewards card do not have the ability to redeem Disney Rewards Dollars as an airline statement credit.
What are the benefits of Disney Premier?
The rest of the benefits are also listed. Baggage delay insurance– Reimbursement for essential purchases for baggage delays exceeding 6 hours.
How much cash back does Chase Disney Premier Visa card give?
The Chase Disney Premier Visa Card earns 2% cash-back in gas stations, restaurants, grocery stores, and at Disney. You also get other special perks!
What are the Disney Card perks?
Disney Card Perks. The Disney Card also comes with a bunch of perks, like 10% off Disney Store and DisneyStore.com purchases of $50 or more, including selected Star Wars merchandise. Get the same discount on dining and more from select Walt Disney World and Disneyland locations. But that’s not all.
Do Disney Dream redemption cards expire?
Currently, Redemption Cards do not have an expiration date. However, you cannot transfer Disney Dream Reward Dollars from your Redemption Card backinto your rewards account balance. Each movie cash voucher can be redeemed for 1 box office admission, excluding “no coupon, no pass” showings.
Reason 1: The only card that allows you to earn Disney Rewards Dollars
Cardmembers earn rewards that they can redeem toward their Disney dream—everything from vacations and experiences to movie tickets and merchandise. 4
Reason 2: Receive savings on Disney merchandise and get access to exclusive in-store events
Get all the Disney swag you could ever want with 10% off select purchases at shopDisney.com and Disney store, or enjoy 10% off select merchandise purchases of $50 or more at Disney Parks.
Reason 3: You can meet some of your favorite Disney and Star Wars Characters
Hang with some special Characters during your visit with access to Cardmember-exclusive Character Experience locations and complimentary digital photos to commemorate it. 3
Reason 4: Save on dining experiences at the Parks
Dine in style with 10% off at select dining locations at the Disneyland ® Resort and Walt Disney World ® Resort. 2
How much does a Disney Premier card cost?
First of all, the Disney Premier Card requires good or excellent credit for approval and charges a $49 annual fee. That simply clues you into the fact that it better have some good rewards or long 0% intro terms because those things are available from cards with the same credit requirements and.
How can I choose my Disney Premier Credit Card due date?
If your Disney Premier Credit Card isn't in default, to change your due date, go to the "Things you can do" tab when signed in to your account.
Where can I get a Disney Premier Credit Card cash advance?
The Disney Premier Visa cash advances locations are all ATMs that take Visa credit cards, both in the U.S. and around the world.
Can you get approved for Disney Premier Credit Card after bankruptcy?
You cannot get approved for the Disney Premier Credit Card a short time after a bankruptcy. You will need to wait for it to be discharged and have a credit score of at least 700 to qualify for the card.
How much is the Disney bonus?
You’ll receive a $100 initial bonus for spending at least $500 within the first three months of account opening, in addition to 2% back on Disney purchases as well as at gas stations, restaurants and grocery stores, plus 1% back on everything else. Your earning potential therefore depends on.
How much credit do you get for buying presents at Disney?
It gets much better for you if you have kids and you have to buy presents from the Disney store. You will get a 100 dollar credit after first use, earn two percent. in reward dollars on card purchases at gas stations, grocery stores, and MOST Disney locations.
What are the criteria for Disney Premier?
Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.
How much is the Disney Premier credit card?
Initial Bonus: The Disney Premier Credit Card offers $300 for spending at least $1,000 within 3 months. The Disney Rewards Credit Card gives you $150 after spending $500 in the first 3 months from account opening. Ongoing Rewards: Premier gives you 2% back on Disney purchases as well as gas, groceries and dining out, plus 1% back on everything else.
How much money do you get back on a Disney credit card?
Up To 2% Back On Purchases: Perhaps the most underrated aspect of the Disney Credit Card is the extent to which it rewards you in important everyday spending categories. More specifically, you will earn the “Rewards Dollar” equivalent of 2% cash back not only on Disney purchases but also on purchases made at gas stations, grocery stores and restaurants.For the average person — who spends a collective $9,213 in these categories each year, according to data from the Bureau of Labor Statistics — this 2% earning rate would yield about $184 in free Disney goodies annually. And when you factor in the 1% on all other purchases — $19,310 per year for the average person — as well as the $49 annual fee, the earnings grow to $328.
How much foreign transaction fee does Disney charge?
3% Foreign-Transaction Fee: While the credit-card market increasingly distances itself from foreign-transaction fees — with the average falling by nearly 7% in the past year to 1.46% — the Disney Credit Card has not joined the party. Its 3% foreign fee is therefore reason enough not to use it when traveling abroad or making purchases through internationally based merchants.
How long does Disney Rewards last?
Instead, you have to order a Disney Rewards Redemption Card, wait two to three weeks for it to arrive and load your earnings onto it through your online account. Then you can spend your money. Finally, it’s worth noting that Reward Dollars expire 60 billing periods (i.e. five years) after they are earned.
How long is 0% APR on Disney Vacation Club?
0% promotional APR for 6 months on select Disney vacation packages or purchase of a real estate interest, including a Member Add On, in a Disney Vacation Club® Resort. Terms Apply.
How much is the balance transfer fee on Disney?
5% (min $5) Balance-Transfer Fee: The Disney Card’s lack of a 0% introductory balance-transfer APR should be enough to discourage you from using this plastic for such a transaction. But if that’s not enough, the presence of an additional 5% (min $5) surcharge should do the trick.
What is the APR of Disney?
Below-Average Regular APR: The Disney Card’s standard interest rate is 15.99% (V), which is below the 19.41% market average for people with good credit but is still expensive. As a result, you should avoid carrying a balance from month to month when using this card.
