is quicksilver capital one visa or mastercard

by Tabitha Davis Published 3 years ago Updated 2 years ago

Re: So is Capital One Quicksilver Visa or Mastercard? At this point, all Quicksilver cards are issued as a MasterCard, the lower tier cards are MasterCard Elite, and the upper tier cards are MasterCard World Elite. I categorically refuse to do AZEO! Message 8 of 41

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Full Answer

Is Capital One Quicksilver a good card?

The Quicksilver card from Capital One could be a good choice. With Quicksilver, you’ll earn unlimited 1.5% cash back on every purchase, every day. There’s no limit to how much you can earn and no minimum for how much you can redeem. Plus, there are lots of other benefits and features that help make this a good card for everyday use.

Is Capital One Quicksilver worth it?

The Capital One Quicksilver Credit Card is a solid choice for people who either don’t spend a lot in any one budget category or prefer one rewards rate instead of multiple rates, depending on the purchase. It’s also a good option if you're looking for a long introductory 0% APR promotion on purchases.

Does Capital One Quicksilver charge foreign transaction fees?

To help you decide, we’ll summarize below the main factors to consider before submitting a Capital One Quicksilver Card application. Like all other Capital One credit cards, the Quicksilver Card does not charge foreign transaction fees. That’s one reason it’s among 2022’s best credit cards for international travel, according to WalletHub’s editors.

Does Capital One have travel benefits?

You’ll earn unlimited double miles on every purchase and 5 miles per dollar on hotels and rental cars booked through Capital One Travel. Book a trip with your miles through Capital One Travel —or use your miles to get reimbursed for past travel purchases made elsewhere.

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Is Capital One quicksilver one a Visa?

The Capital One Quicksilver Student Cash Rewards Credit Card is a Mastercard, not a Visa. You can use your Capital One Quicksilver Student Card at nearly 11 million merchants that accept Mastercard nationwide, and you can use it abroad in more than 200 countries and territories.

What type of card is Quicksilver Capital One?

The Capital One Quicksilver Cash Rewards Credit Card is a simple cash back credit card that can rack up a lot in rewards over time. The card offers 1.5% cash back on every purchase, plus a one-time cash bonus of $200 after you spend $500 on purchases within 3 months from account opening.

Is a Capital One card a Visa or Mastercard?

Browse and compare Capital One Visa credit cards. Comparing interest rates, annual fees, rewards and benefits of Visa cards from Capital One is easy.

What's the difference between Capital One Quicksilver and Capital One quicksilver one?

The Capital One Quicksilver lets you earn $200 after spending $500 within the first three months of opening your account. On the other hand, Capital One QuicksilverOne doesn't have any welcome offer. If the required minimum is within your budget, the Quicksilver's cash bonus can add a lot of first-year value.

Are all Capital One cards Visa?

Editorial and user-generated content is not provided, reviewed or endorsed by any company. Capital One issues Visa credit cards and Mastercard credit cards both. Unlike Capital One, which is a bank, Visa and Mastercard are card networks.

What is the hardest Capital One card to get?

Why it's one of the hardest credit cards to get: The Capital One Venture X Rewards Credit Card is hard to get because it requires excellent credit for approval and charges an annual fee of $395.

Is Capital One switching from Visa to Mastercard?

Some Capital One Visa cards have changed from VISA to Mastercard in recent years, including the Capital One Quicksilver Cash Rewards Credit Card. This change only applies to new accountholders, though, and it is not a universal switch for all Capital One Visa cards.

What is the highest credit limit on Capital One?

Almost all cardholders have credit limits between $1,000 and $10,000, with over a third at $3,000 or less. The Capital One QuicksilverOne Cash Rewards Credit Card is aimed at consumers with fair credit or worse. Top credit limits probably range from $2,000 to $5,000.

Is Capital One Quicksilver A World Elite Mastercard?

The Capital One Quicksilver Cash Rewards Credit Card offers new cardholders Mastercard World Elite benefits that can protect purchases and travel experiences.

Is Capital One Quicksilver a unsecured credit card?

Also unlike some other credit card options for bad credit, the Capital One QuicksilverOne Rewards Credit Card is an unsecured credit card. This means you can use it to build your credit score through responsible use without having to put down a cash deposit as collateral.

What credit score do you need for QuicksilverOne?

You'll need good-to-excellent credit (a score of at least 690 on the FICO scale) to qualify for the Capital One Quicksilver Cash Rewards Credit Card. Generally, cards that require higher credit scores tend to come with better features than those that require scores on the lower end of the scale.

Is Quicksilver a metal card?

No, Capital One Quicksilver is not a metal card. Capital One issues only two metal cards, the Capital One Venture Rewards Credit Card and the Capital One Savor Cash Rewards Credit Card. While Capital One Quicksilver comes in plastic, it still has plenty to offer.

When did the QS change to MC?

Also, I apologize as I did not see the "Quicksilver" in your title, I only read the Capital One part. The QS changed from Visa to MC beginning in early 2020. Cap1 flip flopped both the QS and the Journey at that time.

Is Quicksilver a MasterCard?

At this point, all Quicksilver cards are issued as a MasterCard, the lower tier cards are MasterCard Elite, and the upper tier cards are MasterCard World Elite.

Is QS1 a WEMC?

Previous to Feb. '20, the QS was issued as a Visa if your SL was<$5,000, or a Visa Signature if your SL was>$5,000. Now all QS cards seem to be issued as a WEMC regardless of SL. QS1 is, and always has been issued as a platinum MC.

Maria Adams, Credit Cards Moderator

This answer was first published on 12/13/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

What is Capital One shopping?

Capital One Shopping is an online shopping tool that automatically applies available coupon codes to your order. Learn more about Capital One Shopping.

Does cash back expire on a bank account?

Redeem cash back for any amount at any time with no expiration date for the life of the account.

Can statement credits be used to meet minimum payment obligations?

Statement credits lower your account balance but cannot be used to meet any minimum payment obligations.

Can you apply cash back to a recent purchase?

Apply your cash back to directly cover a recent purchase.

Can you use Capital One Rewards to pay with PayPal?

Use your Capital One rewards to make purchases at millions of online stores when you check out with PayPal.

How much cash back can you get with Quicksilver?

With Quicksilver, you’ll earn unlimited 1.5% cash back on every purchase, every day. There’s no limit to how much you can earn and no minimum for how much you can redeem. Plus, there are lots of other benefits and features that help make this a good card for everyday use.

What happens when you add a phone number to Capital One?

When you add your mobile phone number to your account, you’ll get alerts if Capital One notices potentially suspicious activity.

What is card lock?

Card lock is a handy feature if your card is ever lost or stolen. With just a few taps, you can easily lock your card from use. 2 This can also be helpful if you misplace your card. And if you find your card or want to use it again, you can unlock it just as easily. 7.

Does Quicksilver charge foreign transaction fees?

With Quicksilver, you won’t pay foreign transaction fees when making purchases outside the United States. It’s one less thing to worry about once you’re comfortable traveling internationally again.

Does Creditwise help with 3.0 credit score?

CreditWise is a free tool that allows you to monitor your VantageScore® 3.0 credit score. You can access it from your desktop or from your phone, so you have it at your fingertips. Using CreditWise to keep an eye on your credit won’t hurt your score. And it’s available to everyone, not just Capital One customers.

Do you have to have good credit to get a Quicksilver card?

While you’ll typically need excellent credit to get approved for a Quicksilver card, QuicksilverOne is available for people with fair credit. You’ll still earn unlimited 1.5% cash back on every purchase, but there’s an annual fee and a higher APR.

Why trust us?

Our editorial team and expert review board work together to provide informed, relevant content and an unbiased analysis of the products we feature. The editorial content on our site is independent of affiliate partnerships and represents our unique and impartial opinion. Learn more about our partners and how we make money .

Summary

Deciding which card is better for you depends on how high your credit score is and what you’re looking for in a credit card.

Comparing Capital One Quicksilver vs. Capital One Platinum card features

Deciding which card is best for you depends on how high your credit score is and what you’re looking for in a credit card. Do you want a cash back card that rewards you for spending, or do you want to improve your credit with responsible use?

Capital One Platinum: Best for building credit

Suited for someone building or rebuilding their credit, the Platinum card discourages you from overspending with its lack of a rewards program, intro APR and sign-up bonus. Its high regular APR of 26.99% variable also strongly deters you from carrying over a balance.

Capital One Quicksilver Cash Rewards: Best for easy rewards

If you have good to excellent credit, choosing the Quicksilver card over the Platinum card is a no-brainer. Not only will the interest likely be lower, but its flat rate cash back, easy-to-earn sign-up bonus and no penalty rate make the Quicksilver a nice, reliable cash back card.

Bottom line

If your credit is good to excellent, the Quicksilver card is a great low-maintenance cash back card to use for everyday spending. For those who don’t use their credit card very often and don’t care about maximizing rewards too much, the Quicksilver is a good addition to your wallet.

What Is the Highest Credit Limit For the Capital One Quicksilver?

We’ve seen a review that pegged a Quicksilver initial credit limit at $30,000, a number we consider highly unusual. Most Quicksilver cards have credit limits in the $1,000 to $10,000 range, with 35% between $1,000 and $3,000.

How much cash back is on Capital One Quicksilver?

At the opposite extreme is the Capital One Quicksilver Cash Rewards Credit Card that provides an unlimited 1.5% cash back on all purchases, every day.

What Is the Difference Between Quicksilver and QuicksilverOne?

The major difference between the two is that Quicksilver is designed for consumers with good-to-excellent credit, and the Capital One QuicksilverOne Cash Rewards Credit Card competes for folks with average credit, fair credit, or worse.

What credit card is good for Quicksilver?

If your credit isn’t strong enough for a Quicksilver card, consider the Capital One Platinum Credit Card instead. It is a basic card, so it offers no rewards, sign-up bonus, nor 0% introductory APR. On the positive side, the card charges no annual or foreign transaction fees, and it provides $0 fraud liability coverage, access to CreditWise from Capital One, and ATM location services when traveling.

Is Quicksilver a good credit card?

Quicksilver is a nice choice for those of you who have good credit and want a cash back card with a simple rewards scheme. However, if the Quicksilver’s credit score requirement or reward structure presents a problem, consider one of these five worthy competitors.

How to get a Capital One limit increase?

If some time has gone by and you haven’t been treated to an unsolicited limit increase, give the friendly Capital One customer reps a call at 1-800-955-7070. If you make a compelling case, you may get your increase approved right on the spot, but don’t be surprised if it takes a few days to get a verdict.

Is there a cap on Capital One Quicksilver Cash Rewards?

All purchases are equally rewarded, and there is no cap on the rewards you can collect.

How many credit cards do I need to maximize cash back?

I've found to maximize cash back, you need 9 credit cards (any more is not worth the pulls/management). But with only 3 out of this 9, you are already at 80% of the potential rewards. Here are the cards with their categories of use:

What is the Alliant cashback rate?

Alliant CashBack - 2.5% flat rate (Can replace with a regular 2% flat rate card if requirements precludes obtaining the card)

Does a visa have an annual fee?

I think the visa has no annual fee but the master card does.

Can you have your partner only use a couple of cards?

Even though I say this, I still will try to maximize my rewards. I find it enjoyable. But it does allow me to simplify it for others. You can have your partner only use a couple cards but still get most of the the rewards.

Is a travel credit card better than a cash back credit card?

Note: I am only talking about cash back credit cards, travel cards will offer better value if you travel a lot. For the most part I'm also ignoring sign up bonuses. Finally, this assumes a monthly spending of up to $2000 across a wide range of categories, if you spend more or spend heavily in one category results may differ.

Will the Amex Platinum concierge service track down a rare gun for you?

I collect firearms and there's a certain rare gun I 've been want ing. I have an Amex Platinum and I've never used their concierge service before, but I 've heard they'll do shopping for you , like trying to find something you want to buy.