Really just saw the topic and haven't read many posts, but yes... the Disney Rewards Visa is totally worth it. My parents have been doing it for years and always talk about how great it is. Probably not much help...
Full Answer
What are the perks of a Disney Visa card?
- $49 annual fee
- Get a $200 statement credit after you spend $500 on purchases in the first 3 months from account opening with a new Disney Premier Visa Card.
- Earn 2% in Disney Rewards Dollars on card purchases at gas stations, grocery stores, restaurants and most Disney locations. ...
Is the Disney visa worth it?
The Disney Visa card is best for those who make yearly visits to the park and frequently use their card for everyday purchases. Also, don’t forget, if you carry a balance on your credit cards, the penalties you are accruing in interest and fees will likely wipe out any rewards you’ll be earning by using the Disney Visa card. Kathleen Hesketh
Are the Disney Visa credit cards worth it?
Yes, a Disney credit card can build credit. Chase, the card issuer, reports card activity to the three consumer credit bureaus. By using a Disney credit card and following good credit habits, such as paying on time, you can increase your credit score.
What are advantages of using a Disney Visa credit card?
What are advantages of using a Disney Visa credit card? Disney Vacations. Cardholders can enjoy benefits at Walt Disney World Resort,Disneyland Resort,Disney Cruise Line and other U.S. Shopping. Cardholders save 10% off every day on select purchases at Disney store locations and also save 10% on select purchases at shopDisney.com. Entertainment.
What are the benefits of a Disney Visa?
The Disney's Premier Visa® Card offers better value, earning 2% back in rewards at gas stations, grocery stores, restaurants and most Disney locations. All other spending earns 1%. So if you fill up your gas tank for $50 with the card, you'll get 1 Rewards Dollar back.
Is the Disney Visa card hard to get?
You'll likely need at least a good credit score (670 or higher, according to FICO) to get the Disney® Premier Visa® Card. The Disney® Visa® Card is probably easier to qualify for if your credit score isn't as high, and is likely available to those with fair credit or better (580 or higher).
Can you use the Disney Visa card anywhere?
Can I use my new Disney® Visa® Card to make other purchases? Once you receive your credit card by mail, you can use your Disney® Visa® Card anywhere Visa credit cards are accepted. Learn how to earn Disney Rewards Dollars and turn everyday purchases into lasting memories.
What is the credit limit on a Disney Visa?
If approved for a Signature account, your credit access line will be at least $5000. If approved for a Platinum account, your credit limit will be at least $500....Disney Premier Credit Card's Additional Info.cash advance fee5% (min $10)grace period21 days6 more rows
What is a 5 24 rule?
What is the 5/24 rule? Many card issuers have criteria for who can qualify for new accounts, but Chase is perhaps the most strict. Chase's 5/24 rule means that you can't be approved for most Chase cards if you've opened five or more personal credit cards (from any card issuer) within the past 24 months.
Can you use Disney rewards for park tickets?
Disney Rewards Dollars can be redeemed toward your favorite Disney experiences such as Disney Theme Park tickets, Resort stays, shopping, dining, movies and more.
Does the Disney Visa have an annual fee?
The standard Disney® Visa® Card has no annual fee, while the Disney® Premier Visa® Card has a $49 annual fee. Both cards charge a 3% balance transfer fee or $5 minimum, whichever is greater.
Can you cancel Disney credit card?
To cancel your Disney Premier Credit Card, please call 1-800-432-3117. Alternatively, you can cancel your card online through Chase's Secure Message Center. From your account dashboard, select “Compose Message.” and write a brief message about why you'd like to cancel your card.
What can you do with Disney rewards?
Disney Rewards Redemption Cards can be used toward purchases at most U.S. Disney locations, in combination with cash or accepted credit or debit cards and in conjunction with other offers. Order a Redemption Card when you have at least 20 Disney Rewards Dollars.
What credit score do you need for Chase Disney?
Disney® Visa® Card: 570+ Credit Score Needed.
What bank is Disney credit card?
JPMorgan Chase Bank, N.A.Disney Visa Credit Cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Offer subject to change. This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months.
What is a good credit limit?
A good credit limit is above $30,000, as that is the average credit card limit, according to Experian. To get a credit limit this high, you typically need an excellent credit score, a high income and little to no existing debt. What qualifies as a good credit limit differs from person to person, though.
What bank is Disney credit card?
JPMorgan Chase Bank, N.A.Disney Visa Credit Cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Offer subject to change. This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months.
How does the chase Disney card work?
Individuals who use the Chase Disney credit cards for eligible purchases earn Disney Rewards Dollars on their purchases at a rate of 1 or 2 Disney "cents" per dollar spent. Specifically: Disney Rewards Visa cardholders earn 1% back in Disney Rewards Dollars on all purchases.
How does the chase Disney debit card work?
With the Chase Disney Visa Debit card, you'll get discounts on Disney merchandise, dining, and tours when you pay with your card. For example: Save 10% on select merchandise purchases of $50 or more at Disney Store and Disneystore.com (mention the discount or use promotion code “DRVCMEMBER” online)
How do I use my Disney Chase card immediately?
If instantly approved for the Disney® Visa® Card, you can immediately use your card on this site to purchase most Disney vacation packages and Theme Park tickets up to your initial credit line. When you are prompted to choose a payment method, select Disney® Visa® Card.
Is it worth it to get the Disney card?
Disney fans will enjoy the 1% cash-back on all purchases that can be redeemed for Disney Dream Reward Dollars. You can use your Disney Dollars for...
What are the benefits of the Disney card?
There are many perks that come with the Disney card, such as special Disney and Star Wars character meet & greets. You also get 10% off purchases o...
Where can I get the Disney card?
Apply for the card using one of our links or via Chase.com.
Where can the Disney card be used?
The card can be used for all of your everyday purchases. You can then use your cash-back for redemptions on Disney products by redeeming Disney Dre...
Is there an annual fee on the Disney card?
No. There is no annual fee.
What are Disney Dream Reward Dollars?
Disney Dream Reward Dollars are currency you can use toward Disney products or offerings. One Disney Dollar is equal to $1 when you redeem them. Be...
When do Disney Dream Reward Dollars post to your account?
Disney Dream Reward Dollars post to your account at the end of the billing cycle in which they accrued.
Where do I redeem cash-back for Disney Dream Reward Dollars on my Disney Rewards card?
You redeem Disney Dream Reward Dollars by requesting a Disney Rewards Redemption Card. The Disney Rewards Redemption Card holds your Disney Dream R...
When do Disney Dream Reward Dollars expire?
Your Reward Dollars on your account expire 60 billing cycles after the billing cycle in which they first posted to your monthly billing statement.
Which Disney rewards card is best?
There are 2 major differences between the Disney card and the Chase Disney Premier Visa® Card: annual fee and cashback. While the Disney card has n...
Reason 1: The only card that allows you to earn Disney Rewards Dollars
Cardmembers earn rewards that they can redeem toward their Disney dream—everything from vacations and experiences to movie tickets and merchandise. 4
Reason 2: Receive savings on Disney merchandise and get access to exclusive in-store events
Get all the Disney swag you could ever want with 10% off select purchases at shopDisney.com and Disney store, or enjoy 10% off select merchandise purchases of $50 or more at Disney Parks.
Reason 3: You can meet some of your favorite Disney and Star Wars Characters
Hang with some special Characters during your visit with access to Cardmember-exclusive Character Experience locations and complimentary digital photos to commemorate it. 3
Reason 4: Save on dining experiences at the Parks
Dine in style with 10% off at select dining locations at the Disneyland ® Resort and Walt Disney World ® Resort. 2
How long does it take for Disney Rewards to arrive?
Once ordered, it takes 2 to 3 weeks for Disney Rewards Redemption Cards to arrive. You may only have 2 active cards at one time. There is no expiration date. After you request a card, Disney Dream Reward Dollars cannot be transferred from your Redemption Card back into your rewards account balance.
Does Disney have an annual fee?
Bottom Line: The Disney card comes at no annual fee , earns cash-back that is redeemable for anything Disney-related, and has 10 different choices for card designs! You’ll also get a few insurance options, like baggage delay coverage. Great Card If. You visit Disney Parks and vacation properties frequently.
How many Disney Rewards do you get for every $100 you spend?
Rewards are earned in the form of Disney Rewards Dollars, and for every $100 you spend on the card, you’ll earn 1 Dis ney Reward Dollar to redeem toward Disney goods and services. That sounds like a problem-free philosophy, right?
What is the APR for Disney Visa?
As a Disney Visa Card holder, you qualify for a special 0% Intro APR on purchases for 6 months on select Disney vacation packages, then a standard APR of 15.99% Variable APR on purchases and balance transfers applies. Certain Disney Resort packages, all Adventures by the Sea packages, Aulani and Disney Cruise Line packages qualify for the special rate.
How to qualify for Disney financing?
To qualify for the financing, you or your travel agent must book through the Walt Disney Travel Company, Disney Cruise Line or Adventures by Disney Travel Services and prepay for the package with your Disney Visa Card before you start your vacation.
How much is Disney merchandise discount?
Merchandise Discounts. Discounts at Disney theme parks and resorts, the Disney Store and shopDisney.com: Receive a 10% discount on purchases of at least $50 made with your Disney Visa Card or Disney Rewards Dollars at the Disney Store or at participating shopping locations at Disney parks and resorts.
How much does a Disney Premier card cost?
The Disney Premier Card also comes with an annual fee of $ $49. The card also earns 2% back on purchases made in the following categories: gas stations, grocery stores, restaurants, and on most Disney purchases. However, the most notable difference is the redemption aspect.
How many Disney credit cards does Chase have?
Chase issues two Disney credit cards: the Disney Visa Card and the Disney Premier Visa Card. How are the cards different?
What credit card gives you 2% cash back?
Perhaps, a more flexible and a more rewarding credit card for cash back lovers is the Citi® Double Cash Card. The credit card earns 2% cash back on every single purchase you make: 1% when the statement closes and another 1% when you pay off the balance.
How many credit cards does Disney have?
Disney offers two credit cards, their regular Disney Visa Card and then a Disney Premier Visa Card. Let’s get started with the basics of the two cards.
Is Disney Visa free money?
Free Money: Okay, maybe it’s not entirely free because you have to jump through a few hoops, but who doesn’t love a little extra cash? As a new card member, you can earn a statement credit after qualifying purchases. Wondering how much you’ll see in rewards and what counts as a qualifying purchase? Well, that depends on which card you have. The Disney Visa offers $50 back after your first purchase. They have some restrictions as far as what qualifies (e.g. balance transfers and cash advances don’t count), but otherwise it’s fairly easy to meet this requirement. Buy your next coffee with this card, and you’re all set. The Premier card is good for a $200 credit, but you have to spend $500 on purchases in the first three months.
Can you use a Disney card for a Disney store?
Disney World and Disneyland offer character meet and greets for cardholders only. If you have a Disney Store near you, you may also be able to attend card member events at the store. You can even use the card for an exclusive VIP package for Disney on Broadway or buy a cardmember collectible pin.
Is Disney Visa worth it?
In the end, the decision about whether either card is worth it depends on what else you have available to you. For the most part, you’re better off with other cards. It’s easy to find cards that offer better rewards and greater flexibility. If you’re okay with the effect another card will have on your credit, then the basic Disney Visa Card can still be a good option. And if you spend a lot of money on Disney every year, then even the Premier Disney Visa is better than just paying cash assuming you pay your statement in full every month to avoid any interest fees.
How much are Disney Rewards Dollars worth?
Disney Rewards Dollars are worth $1 each — when redeemed toward eligible goods or services. So, first, the good news about what qualifies there: With the Premier version of the card, you can use your Disney Rewards Dollars as a statement credit toward airline travel. Redemptions start at 50 Disney Reward Dollars for a $50 airline statement credit.
How much does a Disney card save?
The savings here can be significant. For example, a one-day Ultimate Day of Thrills VIP Tour can cost up to $349 per person before tax, which means cardholders would save about $52.
How many Disney Rewards do you need to reload a Chase card?
Once you've accumulated a minimum of 20 Disney Rewards Dollars, you can contact Chase and order a Disney Rewards Redemption Card, which functions similarly to a prepaid card but can be used only on qualifying purchases. You can either wait for the card to be mailed to you or pick it up from Guest Relations at a Disney theme park. You need to have earned at least 10 Rewards Dollars to reload the card.
How to redeem Disney Rewards?
And for those options, the rewards redemption process is clunky: 1 Once you've accumulated a minimum of 20 Disney Rewards Dollars, you can contact Chase and order a Disney Rewards Redemption Card, which functions similarly to a prepaid card but can be used only on qualifying purchases. You can either wait for the card to be mailed to you or pick it up from Guest Relations at a Disney theme park. You need to have earned at least 10 Rewards Dollars to reload the card. 2 The Disney Rewards Dollars expire after five years, which means if you were hoping to accumulate a stash of points over time to pay for a Disney trip, you'd better make sure you do it within that time frame.
How long do Disney Rewards last?
The Disney Rewards Dollars expire after five years, which means if you were hoping to accumulate a stash of points over time to pay for a Disney trip, you'd better make sure you do it within that time frame.
Which is better, a Disney card or a cash back card?
The cards offer some fan perks, but a general-purpose cash-back or travel card will likely be a better choice in terms of financing a Disney vacation.
Why should every purchase be on a credit card?
by Virginia C. McGuire, Paul Soucy. Credit cards are convenient and secure, they help build credit, they make budgeting easier, and they earn rewards. And no, you don't have to go into debt, and you don't have to pay interest.
How much money do you get back on a Disney credit card?
Up To 2% Back On Purchases: Perhaps the most underrated aspect of the Disney Credit Card is the extent to which it rewards you in important everyday spending categories. More specifically, you will earn the “Rewards Dollar” equivalent of 2% cash back not only on Disney purchases but also on purchases made at gas stations, grocery stores and restaurants.For the average person — who spends a collective $9,213 in these categories each year, according to data from the Bureau of Labor Statistics — this 2% earning rate would yield about $184 in free Disney goodies annually. And when you factor in the 1% on all other purchases — $19,310 per year for the average person — as well as the $49 annual fee, the earnings grow to $328.
How long does Disney Rewards last?
Instead, you have to order a Disney Rewards Redemption Card, wait two to three weeks for it to arrive and load your earnings onto it through your online account. Then you can spend your money. Finally, it’s worth noting that Reward Dollars expire 60 billing periods (i.e. five years) after they are earned.
How much is the Disney Premier credit card?
Initial Bonus: The Disney Premier Credit Card offers $300 for spending at least $1,000 within 3 months. The Disney Rewards Credit Card gives you $150 after spending $500 in the first 3 months from account opening. Ongoing Rewards: Premier gives you 2% back on Disney purchases as well as gas, groceries and dining out, plus 1% back on everything else.
How much foreign transaction fee does Disney charge?
3% Foreign-Transaction Fee: While the credit-card market increasingly distances itself from foreign-transaction fees — with the average falling by nearly 7% in the past year to 1.46% — the Disney Credit Card has not joined the party. Its 3% foreign fee is therefore reason enough not to use it when traveling abroad or making purchases through internationally based merchants.
How long is 0% APR on Disney Vacation Club?
0% promotional APR for 6 months on select Disney vacation packages or purchase of a real estate interest, including a Member Add On, in a Disney Vacation Club® Resort. Terms Apply.
How much is the balance transfer fee on Disney?
5% (min $5) Balance-Transfer Fee: The Disney Card’s lack of a 0% introductory balance-transfer APR should be enough to discourage you from using this plastic for such a transaction. But if that’s not enough, the presence of an additional 5% (min $5) surcharge should do the trick.
What is the APR of Disney?
Below-Average Regular APR: The Disney Card’s standard interest rate is 15.99% (V), which is below the 19.41% market average for people with good credit but is still expensive. As a result, you should avoid carrying a balance from month to month when using this card.
What is the biggest perk of a Disney Visa?
The biggest perk of the Disney Visa card is the rewards dollars –because those rack up fast. But they’re different for both the Disney Visa card and the Disney Premier Visa card.
What is the Disney Visa Card?
If this is the first time you’ve considered putting your Disney vacation on a credit card, this can be overwhelming to understand.
What are the Disney Chase Visa perks?
So, that’s all great, and shows you the basic differences between the two Disney cards, but what are the Disney Chase Visa perks?
Can you purchase Disney gift cards with the Disney Visa?
Yes, you can. I don’t know why you would. It’s not going to get you any additional savings, but you can buy gift cards with the Disney Visa Card.
How to use Disney Rewards Dollars?
The only way to use your Disney Rewards Dollars is to either redeem them on the airline travel for Disney Visa Premier card holders, or to request a Disney Rewards Redemption Card.
How much is a Disney Premier Visa?
The Disney Premier Visa rewards dollars are earned at $2 in rewards for every $100 that you spend on gas station purchases, grocery store purchases and most restaurant purchases as well as purchases at most Disney locations.
How to check Disney Rewards balance?
If you want to check the balance on your Disney Rewards Redemption Card, you can go to DisneyRewards.com/ManageAccount and login to your account or call 1-800-300-8575 if you’re not able to get online.
