Visa Prepaid cards are easy to use and reloadable, which means you can add funds onto the card at any time! These Cards are great for every day spending such as coffees, groceries and online shopping. They are also ideal to give to younger children as an allowance card or for school field trips.
Full Answer
What can you do with a prepaid Visa card?
And just like a bank-issued debit card, you can use your prepaid Visa card at the register or online to make purchases or pay bills. You can also take advantage of a free ATM withdrawal network and receive a personalized card with your name on it. Some cards offer rewards for your everyday purchases.
Where can I pick up a Visa prepaid card?
Or you can pick up a Visa Prepaid card in person from one of the thousands of retail locations or bank branches that offer Visa Prepaid cards. Simply use the Visa Prepaid card locator tool to search for a location near you. What if I lose my card?
How do I buy a prepaid credit card with my credit card?
To buy a prepaid credit card with your credit card, look for one in a gas station, drug store, or grocery store. You can also buy prepaid credit cards at many banks, credit unions, and currency exchange stores. Alternatively, buy one online for more options. When shopping for a prepaid credit card, make sure you read the fine print for fees.
Do you need a credit check for a prepaid Visa card?
Since there’s no credit involved, prepaid Visa cards will process your card application without a credit check. No credit check is required to get a prepaid card, but you will need to provide your Social Security number to verify your identity.
What can you buy with a prepaid Visa card?
Most prepaid cards have a network logo (Visa, MasterCard, American Express, or Discover) and can be used anywhere that brand is accepted. Some examples include grocery stores, department stores, gas stations, hotels, and for online shopping. Prepaid cards can also usually be used for purchases over the phone.
Can you buy food with a prepaid Visa card?
Since prepaid cards are associated with major card networks — Visa, Mastercard, American Express and Discover — they can be used anywhere debit cards can: to buy groceries, fill up on gas and even pay bills online.
Can you use a prepaid Visa at a store?
Visa Reloadable Prepaid cards can be used anywhere Visa cards are accepted, in store or online. Some Prepaid cards are very similar to credit and debit cards and have Chip, Pin and even PayWave capabilities.
Can I use a prepaid Visa gift card for online purchases?
Yes. Your Visa Gift Card is intended for use anywhere Visa cards are accepted. To make an online or phone purchase, you will need to register your card. You can do this by either calling the provider, or by visiting their website.
How do you withdraw money from a prepaid card?
At an ATM, just insert your prepaid card like any other bank card, and withdraw cash. Be aware that you could be charged a fee for every purchase or ATM visit, though it depends on how the issuer has structured the card.
Do restaurants accept prepaid cards?
“ Like with Visa credit and debit cards, an authorization obtained by a restaurant for payment with a Visa prepaid card is valid for that amount plus 20 percent. A prepaid card will most likely be declined if its balance is less than the known amount of the restaurant check plus 20 percent.”
Can I use a prepaid visa for gas?
Yes, however, it is recommended that you give your card to the station attendant and state exactly how much gas you want to purchase, instead of swiping your card at the pump.
Can you put a prepaid visa in your bank account?
Can you put a Visa gift card in your bank account? You can deposit a gift card to your bank account, although not directly. Visa gift cards are treated like Visa credit cards, meaning the balance isn't transferable to an account.
Can u use a prepaid visa on Amazon?
You can use a prepaid Visa gift card to make purchases on Amazon, but you have to work around the system to make it happen. Amazon will not allow split payments between gift cards loaded onto an account and other payment methods, so you have to line up the price of your purchases with your gift card balance.
Why is my Visa gift card being declined?
There are a number of possible reasons why a purchase could be declined: You don't have enough money left on your card. You haven't activated or registered your card. The address you gave to make an online or phone purchase is different from the address you have on file with your prepaid card provider.
Do Visa gift cards have a PIN?
How does my Visa Gift Card work? To make a purchase, make sure you know the amount remaining on the card then select credit and sign for the purchase. The debit option requires a PIN to work. The card does not come with a preset PIN, so you will need to set one prior to making the purchase for the debit option to work.
Why is my Visa gift card being declined when I have money?
Is the Gift Card Balance More than the Purchase Amount? Visa gift cards are linked to bank accounts that cannot be overdrawn. If the purchase is greater than the funds available, the card may be declined. To use a Visa gift card for partial payment, ask the cashier to split the purchase into two transactions.
Why can't I use a Visa gift card at a restaurant?
The most common reasons are that the card hasn't been activated, the cashier is running the wrong type of transaction, the dollar amount being charged is greater than the card's balance or the credit card processing machine is bumping up the charge amount to either place a hold on the card or to allow for a gratuity.
Can you use a Visa gift card at fast food restaurants?
But like many fast food restaurants, McDonald's has accepted credit cards for years, whether you make purchases at the drive-thru or in the restaurant. You can even order using the McDonald's app, paying with your card through your mobile wallet. If you have a Visa gift card, it works like any other Visa card.
Can you use a Visa gift card at Wendy's?
At Wendy's, payment is accepted through prepaid cards. Along with the common payment methods like cash, credit cards, master cards at Wendy's you can also use prepaid cards for payment. Prepaid cards are acceptable at their restaurants and drive-thru.
Can you order pizza with a Visa gift card?
It is very safe to carry, and almost all places accept prepaid cards. Pizza huts prefer prepaid cards over cash or other cards.
How to get a Visa prepaid card?
Step 1: Activate and load. Getting started with your Visa Prepaid card is easy. All you need to do is: Activate it online or by phone. Load it online or in-person. Set up direct deposit. Watch video.
How to load money into a Visa Prepaid card?
The best option is to direct deposit all or some of your paycheck, government checks or even your tax refund directly to your Visa Prepaid card. You may also be able to load cash at ATMs, bank branches, and retail locations, or add money from checks by using the mobile check deposit feature on your card issuer’s mobile app. Check with your card issuer to confirm which of these features are offered.
What is an all purpose prepaid card?
The all-purpose Visa Prepaid card is a reloadable prepaid card that you can use to withdraw cash, pay bills, or make purchases at participating retailers and service providers, in-person or online. You can fund the reloadable Visa Prepaid card through a variety of ways, such as through direct deposit or with cash at a participating retail location.
What is a reloadable Visa card?
A reloadable Visa Prepaid card is the quick, easy and secure way to pay online or in person. The all-purpose Visa Prepaid card is a prepaid card that you can use to withdraw cash, pay bills or make purchases anywhere Visa Debit cards are accepted, in-person or online.
What is the difference between a prepaid card and a credit card?
credit cards: When you use a credit card you are borrowing money and building up a balance of debt you owe. With prepaid cards, you’re spending money that has already been loaded onto the card. Unlike credit cards, prepaid cards don’t incur interest charges and don’t require a credit check to obtain.
Does Visa have zero liability?
Visa’s Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use and for additional details.
Can you spend more money on a prepaid card?
Then each purchase you make is deducted from that balance. In most cases, you can’t spend more money than you have already loaded onto your prepaid card. Overspending or overdrafts can occur in some cases where a prepaid card may be linked with a checking.
What Is a Prepaid Visa Card?
A prepaid Visa card is different from a Visa gift card or a secured credit card in many ways. Unlike a gift card, your prepaid Visa card will link to an online account that allows you to continually add money that you can spend using your card.
How Does a Prepaid Card Work?
This may include visiting a partnered convenience store or grocery store where you can hand money to the cashier and have it instantly added to your card account.
Can a prepaid card help your credit score?
Visa prepaid cards are not tied to a credit account, so they cannot help you build or rebuild your credit score. While a prepaid card is a useful financial tool, it is not one that affects your credit history.
Is a prepaid card a credit card?
But a prepaid card is not a credit card. It is not connected to a revolving line of credit, and you cannot spend more than the amount of money you have loaded into your card account.
Do prepaid Visa cards tie to credit?
In many ways, a Visa prepaid card allows you to maintain a bank account without dealing with a bank. And since these cards do not tie to a credit account, you won’t have to worry about a credit check that uses your credit history or credit score against you.
Do prepaid gift cards expire?
On the other hand, a prepaid gift card is typically a one-use product that expires once you’ve spent the money loaded into the card account.
Does a credit card charge a monthly fee?
Your card may charge a monthly fee or a per-transaction fee to pay for your account maintenance, though some card issuers will reduce or waive this fee if you meet specific guidelines outlined in your cardholder agreement .
How to withdraw money from a prepaid card?
Once you have your PIN, you can insert your prepaid card into a compatible ATM, enter the PIN, and withdraw an amount up to either the balance on your card or the maximum daily limit imposed by the card issuer or ATM owner , whichever is less.
How Much Cash Can I Withdraw From a Prepaid Card?
Typically, issuers of prepaid debit cards limit balances, but the maximum balance may be as high as $15,000 to $20,000.
What are the benefits of debit cards?
One of the benefits of debit cards is the ability to get cash back when you make an in-store purchase. This store sets the maximum amount it will allow you to withdraw through this method.
Is MetaBank a Visa prepaid card?
The similarity of this card to the Netspend cards is not surprising, as all are Visa prepaid card offering s issued from MetaBank®, and all offer cash withdrawals at Netspend Reload Network locations across the country.
Do debit cards have overdraft protection?
Prepaid debit cards at least avoid overdraft fees. However, some cards offer optional overdraft protection that may be subject to overdraft fees if the shortfall isn’t quickly corrected.
Do prepaid debit cards charge a fee?
After all, you already pay a monthly or per-use transaction fee, and many prepaid debit cards charge you when you load money. Unfortunately, charging customer fees to add money and to withdraw it is standard procedure in the prepaid card market.
Is a Visa gift card reloadable?
We are limiting our scope to prepaid debit cards issued under the Visa brand. This excludes gift cards (including the Visa gift card) which, while prepaid, are not reloadable and are difficult to convert into cash. We also omitted other types of debit cards, including a stimulus debit card or an EIP card.
How Do I Choose a Prepaid Card Account?
There are many prepaid debit cards out there, and you might find yourself staring at the cards at Dollar General wondering what to buy.
How to reload prepaid phone cards?
A common way to reload prepaid phone cards is by texting an activation code and sending it to the service provider’s number. You can follow the instructions included in the individual reload card for a more detailed explanation.
What is Netspend debit card?
Netspend is a leading brand in prepaid debit cards. You can use it as a bank debit card without worrying about bank requirements. Netspend offers Visa, Paypal Mastercard, UFan, and a Western Union Mastercard.
What is a reloadable debit card at Dollar General?
Reloadable Prepaid Debit Cards at Dollar General. Prepaid debit cards are affordable alternatives to bank cards. With this kind of card, you can reload an amount that’s within your budget. You can get prepaid VISA and Mastercards for the following brands at Dollar General. 1.
What kind of cards does Dollar General sell?
But, what kind of cards do they sell besides Visa prepaid cards? They have prepaid cards of all sorts. Aside from prepaid Visa or Mastercards, they also have gift cards and phone cards. Being a one-stop shop for your convenience, Dollar General provides you with a wide prepaid card collection for all your needs.
What is a simple mobile phone card?
SIMPLE Mobile Prepaid Phone Card. Simple Mobile offers prepaid cellular plans that require no contract. Best for people who are not heavy phone users
What can I use a Nintendo gift card for?
Nintendo Gift Card. You can use a Nintendo gift card to buy game products for Nintendo Switch, Wii U, and Nintendo DS. Google Play Gift Card. If you need to buy paid apps on the Play store, a Google Play gift card is another way to top up your account balance. Apple Gift Cards.
How much does it cost to add money to a credit card?
Adding money at a retail store usually entails a charge ranging from $2 to $6. Some, however, charge for all deposits. For these cards, you’ll want to add funds infrequently in large amounts, so make sure they don’t have limits on how much you can add at one time or in a given month.
Does Green Dot accept credit cards?
As with retail stores, some location might not accept credit cards as a form of payment, though this is rare. As in the case of the Green Dot prepaid Visa, the fees associated with these cards are often less than if you purchased the same card in a retail store.
Do gas stations accept prepaid cards?
Most gas stations, drug stores, grocery stores, and big box stores sell prepaid credit cards. Though it is up to individual stores whether they accept credit cards for such purchases, the vast majority of them do. Generally, the amount on the card will be the amount you paid.
Do prepaid credit cards work like regular credit cards?
Yes, as prepaid credit cards act like regular credit cards.
Do prepaid credit cards have fees?
When shopping for a prepaid credit card, make sure you read the fine print for fees. Since prepaid credit cards aren’t regulated like regular credit cards, many of them have fees for activation, transactions, and withdrawals.
