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what is amazon visa

by Lea Miller Published 2 years ago Updated 2 years ago
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The Amazon Prime Rewards Signature Visa Card is a co-branded credit card offering rewards like 5% cashback on purchases made on Amazon and at Whole Foods. Besides good credit, you must have a Prime membership to be eligible for a Prime Rewards Signature Visa.

Full Answer

What is the Amazon Rewards Visa card?

The Amazon Rewards Visa Card is one of two credit cards offered by Chase in partnership with Amazon.com. With the card, you’ll earn 3% cash back on Amazon purchases.

Can I use my Amazon Visa card anywhere?

You can expect to use your Amazon credit card anywhere that takes Visa, most likely anywhere in the U.S., and over 150 countries worldwide. Unlike store cards tied to use at a specific retailer, a visa card connected to Amazon.com is a regular credit card in many ways.

Are there any alternatives to the Amazon Prime Visa credit card?

The Amazon Rewards Signature Visa card is another alternative if you don't have a Prime membership but want the convenience and the benefits of an Amazon Visa credit card.

What credit cards does Amazon offer?

Amazon offers two store-only cards, similar to its credit cards, as the Amazon Prime store card offers its Prime member holders more perks. Synchrony Bank issues the Amazon.com Store Card and the Amazon Prime Store Card, and the cards are useful if you are a frequent shopper on Amazon.com.

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What does the Amazon Visa card do?

The Amazon Prime Rewards Visa Signature Card, issued through Chase, has some enticing rewards: 5 percent back on purchases you make on Amazon and at Whole Foods, as well as 2 percent back at restaurants, gas stations and qualifying drug stores, plus 1 percent on all other purchases.

How much does Amazon Visa cost?

Rates and fees You must have an Amazon Prime membership to get the card, which is currently $14.99 per month or $139 each year (if you opt to pay for a whole year at once).

Is the Amazon Visa card real?

The Amazon Rewards Visa Signature Card* is one of two credit cards offered by Chase in partnership with Amazon.com. With the card, you'll earn 3% cash back on Amazon purchases.

Is Amazon Visa only for Amazon?

The Amazon Prime Rewards Visa Signature Card* is the premium Amazon credit card, available only to Amazon Prime members.

How do I pay my Amazon Visa card?

The easiest way you can pay your Amazon.com Credit Card is online, by either logging in to your account or using the mobile app, or over the phone at (800) 436-7958. Alternatively, you can pay your credit card bill at any of the issuer's ATMs or branches, by mail, or via Western Union.

Can I use Amazon credit card anywhere?

You can expect to use your Amazon credit card anywhere that takes Visa. This means you can use it anywhere in the U.S., and in over 150 countries worldwide. Unlike store cards that are tied to use at a specific retailer, a Visa card connected to Amazon is a regular credit card in many ways.

What bank is Amazon credit card?

SYNCHRONY BANKIMPORTANT DETAILS ABOUT OFFERS AND BENEFITS OF AMAZON CREDIT CARDS ISSUED BY SYNCHRONY BANK: THE AMAZON STORE CARD AND PRIME STORE CARD (EACH, A “STORE CARD”), and. THE AMAZON SECURED CARD AND AMAZON PRIME SECURED CARD (EACH AN “AMAZON SECURED CARD” OR “SECURED CARD”)

Is it easy to get a Amazon credit card?

The Amazon.com Store Card credit score requirement is at least 640; this means that you need at least fair credit to get Amazon.com Store Card. The better your credit score is, the higher your approval odds will be.

What credit score do you need for a Amazon card?

The Amazon.com Store Card credit score requirement is at least 640; this means that you need at least fair credit to get Amazon.com Store Card. The better your credit score is, the higher your approval odds will be.

What bank owns Amazon Visa?

Chase BankCustomer Service for Financial InstitutionsCardIssuing BankPhone NumberAmazon Rewards Visa Signature CardChase Bank1-888-247-4080Amazon.com Business Rewards Visa CardChase Bank1-800-346-5538Amazon.com Store CardSynchrony Bank866-634-8379Amazon Secured CardSynchrony Bank1-855-597-48913 more rows

Can I use my Amazon credit card for gas?

Pay for Gas the smart way Swiping your card and remembering your billing zip code is so last year. Now, with Amazon Pay, it's all stored safely in your Amazon account so you don't have to worry about it!

How many credit cards are too many?

Owning more than two or three credit cards can become unmanageable for many people. However, your credit needs and financial situation are unique, so there's no hard and fast rule about how many credit cards are too many. The important thing is to make sure that you use your credit cards responsibly.

Is the Amazon store card free?

The Amazon Prime Store Card is designed for consumers who do much of their online shopping at Amazon.com, already have an Amazon Prime membership, and want to earn cash back for their Amazon purchases. This card is issued by Synchrony Bank and charges a $0 annual fee.

Who can apply for Amazon credit card?

You need a credit score of at least 700 to get approved for the Amazon.com Credit Card. This means you need at least good credit to get this card. You must be at least 18 years old. You need to have a valid U.S. Social Security Number and a U.S. physical address.

Does applying for Amazon store card hurt credit?

Yes, applying for an Amazon card does hurt your credit score by a small amount. When you apply for either the Amazon.com Credit Card or the Amazon.com Store Card, you must authorize a hard pull of your credit, which will temporarily drop your credit score by 5 to 10 points.

Does Amazon have their own credit card?

Yes, Amazon does have its own credit card. Amazon.com actually offers several different credit cards for customers to choose from, including a Visa rewards card, a store credit card, credit cards for small business owners, and a secured card for people with less-than-good credit.

What is Amazon Rewards Visa Signature Card?

The Amazon Rewards Visa Signature Card is nearly identical to the card designed for Prime members. However, cardholders only receive a 3% rebate on purchases.

How much back does Amazon Signature Visa give?

When you open an Amazon Signature Visa credit card, you will receive 5% back everywhere you shop on up to $2,500 in purchases for the first three months of owning the card if you have a Prime account. 4  If you tend to buy your groceries at Whole Foods and frequently shop online at Amazon as a Prime member, this card could provide substantial rewards and rebates.

What Kind of Credit is Required for the Amazon Prime Rewards Signature Visa Card?

Unlike the Amazon store card, which only requires fair credit, the Amazon Rewards Signature Visa cards (Prime member or non-member) both require a higher credit score because they are Visa credit cards.

How much does Amazon Prime cost?

The card does not have an annual fee attached, but if you want the Amazon Prime Rewards Signature Visa, you will have to pay to be an Amazon Prime member, which costs $119 per year. You must be age 18 or older to apply for the card, and credit limits are based on the applicant's credit.

What is Amazon virtual store?

Amazon.com is the virtual store that has everything— and at low prices. Order it today; have it as soon as tomorrow. Not only does it offer a wide variety of goods, but the company also offers a co-branded visa card, especially for its Prime members.

How many points are worth $20 on Amazon?

Let’s say you bought an item on Amazon for $20. You would earn a 3% rebate (60 cents), which would become 60 points. Every 100 points are worth $1. Your points are available as soon as they are processed as a discount at checkout.

Is Amazon Visa card only for Prime members?

Although the card is only available to Prime members, the rewards structure of either Amazon Visa card might make it useful even for people who only shop at Amazon infrequently. The APR is still higher than most non-retail cards, but this card's terms are attractive in the retail space.

What is Amazon Rewards Visa?

Amazon Rewards Visa Card is a straightforward cash back card, which earns users a rebate on all their purchases. Cardholders get 3% back for purchases made at Amazon.com, 2% cash back at gas stations, restaurants and drugstores, and 1% back on all other purchases.

Who is the issuer of Amazon credit cards?

Chase is the issuer of the Amazon credit card. Chase collects all the revenues on the card (interest, interchange, late fees, etc…). Chase has an agreement with Amazon, whereby Chase then pays Amazon some type of share of the revenues collected. That may mean Amazon gets a % of $ spent on the card, a bounty for each new card originated or some type of profit share.

What is the white card?

Fondly called the White Card, the Stratus Rewards Visa is often seen as the definitive card for jet-setters. To get it, you need a referral from an existing cardmember or a Stratus Rewards partner company before you’re even considered for an exclusive invitation.

How much back does Amazon give?

It's a pretty standard rewards card, giving you essentially 1% back on all purchases and 2% on some categories (e.g restaurants). The Amazon-specific twists are:

How to maximize rewards?

The best way to maximize rewards is to use a combination of credit cards for specific categories. Here are the credit cards that I carry on a daily basis, and my uses for them. I have yet to find better options except in certain cases where AMEX is not accepted. None of these have annual fees.

Is Amazon a bad credit card?

It's not a bad credit card. You usually get a sign up bonus for signing up. I've seen it anywhere from $30 to $70. A nice perk. Then you earn 3% cash back on Amazon.com purchases. 2% at drugstores, and restaurants. And 1% everywhere else.

Does Discover pay back Amazon?

I recommend the discover card. It offers 5% cash back at Amazon.com from now until The end of the year. Plus they offer price protection. (If you find the same item for a lower price within 90 days, discover will pay the difference if you submit a claim).

What is Amazon Prime Rewards Visa Signature Card?

The Amazon Prime Rewards Visa Signature Card * is one of two Amazon consumer cards, available only to those with an Amazon Prime membership.

What is Amazon Business American Express?

The Amazon Business American Express Card * is the small business credit card that offers elevated rewards on Amazon spending, but without the Prime membership requirement.

How many Amazon credit cards are there?

There are four Amazon credit cards to consider: two consumer cards and two small business cards. Each card comes with its own set of benefits and potential drawbacks. Is one of them right for you? Let’s take a closer look at each card to help you decide.

How much does Amazon Business Prime cost?

A Business Prime membership starts at $69 annual for one user and goes all the way up to $10,999 a year for over 100 users.

Is Amazon Prime membership required?

There’s no Amazon Prime membership required but the earnings rate on Amazon stuff is lower with this card. Otherwise this card has all the same bells and whistles as its Prime sibling. The question to ask yourself if debating whether or not to get this card is how much you’ll actually spend on Amazon purchases and/or Whole Foods spending vs the areas that only earn 1% on this card. If you think you’ll spend more overall in the 1% categories, a better choice would be a card that earns a flat 2% cash back on every purchase.

Is Amazon Rewards a good credit card?

Of course if you rarely shop with Amazon, it doesn’t make sense to get either consumer version of the card as you can find cards offering 2% on everything you buy, not just a handful of categories.

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