Amazon accepts prepaid Visa, Mastercard, and American Express cards on Amazon.com and the Amazon app. It’s a great way to purchase millions of items on Amazon, similar to how the site accepts all credit and debit cards. Want to learn about all the ways you can use prepaid cards on Amazon, including what you can buy and what the restrictions are?
Full Answer
Can I use a prepaid Visa card in any store?
A2A Any store that accepts Visa cards should accept your Visa prepaid card. When the card is swiped, it will accept or reject your card. It will accept it if there is enough money in the account and reject the card if the amount on the card is less than your purchase. What merchants accept Visa prepaid cards?
Where can I pick up a Visa prepaid card?
Or you can pick up a Visa Prepaid card in person from one of the thousands of retail locations or bank branches that offer Visa Prepaid cards. Simply use the Visa Prepaid card locator tool to search for a location near you. What if I lose my card?
Where can I use my Visa gift card online?
Shop Anywhere. The Visa debit gift card can be used at any location accepting Visa debit cards. It can be used in stores, gas stations, restaurants, doctor’s offices and online sites… nearly everywhere. There are literally millions of merchants worldwide who will accept the Visa debit card.
What is an all-purpose Visa prepaid card?
Visa Prepaid card is the quick, easy, and secure way to pay online or in-person—24 hours a day, 7 days a week. The all-purpose Visa Prepaid card is a reloadable prepaid card that you can use to withdraw cash, pay bills, or make purchases at participating retailers and service providers, in-person or online.
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Where can I use a prepaid Visa card online?
Most prepaid cards have a network logo (Visa, MasterCard, American Express, or Discover) and can be used anywhere that brand is accepted. Some examples include grocery stores, department stores, gas stations, hotels, and for online shopping. Prepaid cards can also usually be used for purchases over the phone.
Can prepaid Visa be used for online purchases?
A reloadable Visa Prepaid card is the quick, easy and secure way to pay online or in person. The all-purpose Visa Prepaid card is a prepaid card that you can use to withdraw cash, pay bills or make purchases anywhere Visa Debit cards are accepted, in-person or online.
What online stores can you use Visa gift cards for?
This is because your Visa gift card is a pre-paid card that can be used anywhere Visa is accepted, not a gift card specific to that retailer.
Why cant I use my prepaid Visa online?
There are a number of possible reasons why a purchase could be declined: You don't have enough money left on your card. You haven't activated or registered your card. The address you gave to make an online or phone purchase is different from the address you have on file with your prepaid card provider.
How do I pay online with a prepaid card?
You simply type the gift card or egift card number into the website's shopping cart and complete the transaction. Whether the gift card is plastic or electronic, using it online is especially easy if you have a store gift card, also known as a closed loop gift card.
What app accepts Visa gift cards?
Venmo can hook up to multiple cards, and this does include some prepaid cards — Venmo accepts prepaid or gift cards from American Express, Discover, MasterCard, and Visa.
Can I add Visa gift card to PayPal?
Yes. Anywhere in the U.S. where PayPal is accepted you can use prepaid gift cards that have a Visa®, MasterCard®, American Express®, or Discover® logo on it.
Does Visa gift card work on Amazon?
You can use a prepaid Visa gift card to make purchases on Amazon, but you have to work around the system to make it happen. Amazon will not allow split payments between gift cards loaded onto an account and other payment methods, so you have to line up the price of your purchases with your gift card balance.
Can you use a Visa Prepaid card on Amazon?
Amazon.com lets you use prepaid cards for the majority of purchases, but certain restrictions apply. The following restrictions apply to prepaid Visa, MasterCard, and American Express cards: They can't be combined with credit cards on a single order.
Why is my Visa gift card being declined when I have money?
Is the Gift Card Balance More than the Purchase Amount? Visa gift cards are linked to bank accounts that cannot be overdrawn. If the purchase is greater than the funds available, the card may be declined. To use a Visa gift card for partial payment, ask the cashier to split the purchase into two transactions.
Can Visa gift card be used on Amazon?
You can use a prepaid Visa gift card to make purchases on Amazon, but you have to work around the system to make it happen. Amazon will not allow split payments between gift cards loaded onto an account and other payment methods, so you have to line up the price of your purchases with your gift card balance.
Reloadable Visa Prepaid Cards
The all-purpose Visa Prepaid card is a reloadable card you can use in-person and online to:
Choose a card to fit your needs
Pay quickly and conveniently online and in stores — plus get your payday funds faster with direct deposit.
Visa Payroll and Healthcare cards
Your employer may offer you a payroll or healthcare prepaid card so you can manage your payday funds more easily — and enjoy many of the advantages of Visa.
Additional Resources
Get your Child Tax Credit payment fast when it’s directly deposited to a Visa Prepaid card.
What Is a Prepaid Visa Card?
A prepaid Visa card is different from a Visa gift card or a secured credit card in many ways. Unlike a gift card, your prepaid Visa card will link to an online account that allows you to continually add money that you can spend using your card.
How Does a Prepaid Card Work?
This may include visiting a partnered convenience store or grocery store where you can hand money to the cashier and have it instantly added to your card account.
Can a prepaid card help your credit score?
Visa prepaid cards are not tied to a credit account, so they cannot help you build or rebuild your credit score. While a prepaid card is a useful financial tool, it is not one that affects your credit history.
Is a prepaid card a credit card?
But a prepaid card is not a credit card. It is not connected to a revolving line of credit, and you cannot spend more than the amount of money you have loaded into your card account.
Do prepaid Visa cards tie to credit?
In many ways, a Visa prepaid card allows you to maintain a bank account without dealing with a bank. And since these cards do not tie to a credit account, you won’t have to worry about a credit check that uses your credit history or credit score against you.
Do prepaid gift cards expire?
On the other hand, a prepaid gift card is typically a one-use product that expires once you’ve spent the money loaded into the card account.
Does a credit card charge a monthly fee?
Your card may charge a monthly fee or a per-transaction fee to pay for your account maintenance, though some card issuers will reduce or waive this fee if you meet specific guidelines outlined in your cardholder agreement .
How to get a Visa prepaid card?
Step 1: Activate and load. Getting started with your Visa Prepaid card is easy. All you need to do is: Activate it online or by phone. Load it online or in-person. Set up direct deposit. Watch video.
What is an all purpose prepaid card?
The all-purpose Visa Prepaid card is a reloadable prepaid card that you can use to withdraw cash, pay bills, or make purchases at participating retailers and service providers, in-person or online. You can fund the reloadable Visa Prepaid card through a variety of ways, such as through direct deposit or with cash at a participating retail location.
How to load money into a Visa Prepaid card?
The best option is to direct deposit all or some of your paycheck, government checks or even your tax refund directly to your Visa Prepaid card. You may also be able to load cash at ATMs, bank branches, and retail locations, or add money from checks by using the mobile check deposit feature on your card issuer’s mobile app. Check with your card issuer to confirm which of these features are offered.
What is a reloadable Visa card?
A reloadable Visa Prepaid card is the quick, easy and secure way to pay online or in person. The all-purpose Visa Prepaid card is a prepaid card that you can use to withdraw cash, pay bills or make purchases anywhere Visa Debit cards are accepted, in-person or online.
What is the difference between a prepaid card and a credit card?
credit cards: When you use a credit card you are borrowing money and building up a balance of debt you owe. With prepaid cards, you’re spending money that has already been loaded onto the card. Unlike credit cards, prepaid cards don’t incur interest charges and don’t require a credit check to obtain.
Does Visa have zero liability?
Visa’s Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use and for additional details.
Can you spend more money on a prepaid card?
Then each purchase you make is deducted from that balance. In most cases, you can’t spend more money than you have already loaded onto your prepaid card. Overspending or overdrafts can occur in some cases where a prepaid card may be linked with a checking.
What to do if your Visa gift card is lost?
If you are prompted for a PIN at checkout when using the Visa debit gift card, the merchant has incorrectly entered the type of card. Request that he run the card as a credit card thus eliminating the PIN request. If the card is lost or stolen, call 1-877-944-3822 and provide as much detailed information as possible.
How to activate a gift card?
You must activate the card prior to use. To do this, check the website at Giftcards.com (see Resources) or call the toll-free number on the back of the card. You must provide the 16-digit card number shown on the front and the three-digit Card Verification Number on the back of the card. Finally, you must enter the activation code. This number should be provided to you by the person or company that gave you the card. You cannot activate the card without this number, and for security reasons, neither the website nor phone operators will provide it.
How long does a credit card last?
The card expires 24 months after its purchase date , and any remaining balance can be transferred to a new card upon expiration (if the balance is greater than $25) or refunded to the card holder as a check upon written request. As fees are incurred, it’s wise to use the entire balance prior to expiration.
What to do if my credit card is stolen?
If the card is lost or stolen, call 1-877-944-3822 and provide as much detailed information as possible. Any unused funds can be transferred to a new card and issued to you. There is a $5 fee for this service.
What happens if you swipe a Visa gift card?
During this authorization check, the system will place a “hold” on the funds needed for the purchase. If the transaction is cancelled or later declined, then the pending amount (or “hold”) is released. If the transaction is completed, then the pending amount is finalized (or “cleared”) and the card balance is reduced by the dollar amount of the final purchase.
Why do gift cards have a waiting period?
Because thieves sometimes use stolen credit cards to buy gift cards, the waiting period gives banks, stores and victims a moment to detect and report compromised cards. If the theft is reported before the gift cards are used, the gift cards can be cancelled before the funds are depleted.
Why are my Visa gift cards declining?
At Giftcards.com, the most common reason online transactions decline is that the card does not have enough money on it to cover the purchase. Though people generally understand this concept, online shopping is a little different than in-store shopping. If you handed a Visa gift card to a cashier and knew it did not cover the full amount of the purchase, you could expect the system to use the card balance and then have the cashier ask you for a second form of payment. Since most websites cannot handle a split tender transaction as described above, the gift card is simply declined.
Do Visa gift cards work online?
What you need to know about Virtual Visa egift cards. Though Visa, Mastercard and other bank-issued gift cards work online quite well, there are certainly a few things to know that can make for a more positive experience. 1. How to Use a Visa Gift Card Online.
Do you have to enter credit card into shopping cart?
Most online shopping carts do not have this many ways to make a payment, but nearly all have a place to enter a credit card (on the left, circled in red) that is different from the area in which you would enter a gift card (on the right, circled in blue).
Do you have to register a gift card?
Registration usually involves linking a name and billing address to the prepaid card. Though you generally are not required to register a gift card in order to use it in stores or restaurants, the process is fairly important if you intend to use the gift card online.
Do you have to activate a gift card before you can use it?
For security measures, some gift card sellers require the recipient to activate the card before it can be used. Though stores often activate gift cards at the cash register, online gift card sellers generally require the recipient to activate the card once it is received in the mail or via email.
