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where can i buy travel insurance for schengen visa

by Fidel Zulauf MD Published 2 years ago Updated 2 years ago
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You can get travel health insurance for your trip to Europe in one of the following ways:

  • Through medical insurance companies. You can buy a policy online and print out the certificate you need for the Schengen visa application. ...
  • Through your travel agency. If you are travelling to Europe via an organized tour, your travel agency could include a travel coverage plan along with the tour package. ...

Full Answer

Which countries can I travel to on a Schengen visa?

  • Albania,
  • Armenia,
  • Azerbaijan,
  • Belarus,
  • Bosnia & Herzegovina,
  • Macedonia,
  • Moldova,
  • Montenegro,
  • Serbia,
  • Ukraine.

Who needs a travel insurance to the Schengen Area?

Travel insurance to enter the Schengen area soil is therefore compulsory for anyone needing to apply for a Schengen visa. However, even if you are planning to visit the Schengen zone for less than 90 days and therefore do not need to apply for travel insurance as a legal requirement, we strongly advise you to do so.

What are the requirements for a Schengen visa?

The required documents to apply for a Schengen visa are the following:

  • Valid passport. ...
  • Schengen Visa application form. ...
  • Photography that meets Schengen guidelines. ...
  • Proof of paid Schengen visa fees. ...
  • Travel Medical Insurance for your entire stay in Europe . ...
  • Biometric Data. ...
  • Copies of previous visas. ...
  • Flight Itinerary. ...
  • A Schengen visa cover letter. ...
  • Proof of financial status. ...

More items...

Can I visit Switzerland if I have a Schengen visa?

Yes of course you can travel to swiss/ Italy with French Schengen visa. There is no need to contact the embassies of any schengen countries. http://www.frenchvisaservices.co.uk/business-visa-requirements.htm Report inappropriate content Hambagahle Canton of Valais... Destination Expert for Switzerland Level Contributor 55,897 posts 235 reviews

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Which insurance company is best for Schengen visa?

We recommend buying Schengen visa insurance from Europ Assistance or AXA. All these companies are accepted by European Embassies and Consulates worldwide.

Is AXA insurance good for Schengen visa?

Another insurer, AXA, offers coverage of medical expenses up to 100,000 Euros (roughly $118,600) for up to 180 days. It's valid in Schengen countries and non-Schengen countries in the European Union, along with Great Britain, Liechtenstein, San Marin, Andorra, Monaco and Vatican City.

What is AXA Schengen?

AXA can help by providing you with Low Cost Schengen Area travel insurance that meets your visa requirements when traveling to the Schengen Area from as little as €0.99 per day - a fee that will cover you for medical expenses up to €30,000 in all Schengen countries - a price that isn't too hard on your wallet ahead of ...

Who is the best travel insurance provider?

Best Travel Insurance Companies of 2022Best Overall: Travelex.Runner-Up, Best Overall: Allianz Travel Insurance.Best Value: InsureMyTrip.Most Comprehensive Coverage: World Nomads.Best for Seniors: HTH Travel Insurance.Best for Cruises: Nationwide.Best for Medical Coverage: GeoBlue.

How much does Schengen insurance cost?

The travel insurance for Schengen visa coverage value must be a minimum of 30,000 euros. However, Tata AIG provides a coverage amount up to approximate 4,31,000 euros at premium prices as less as ₹40.82 per day.

Is Covid insurance required for Schengen visa?

Do Pakistan Citizens Need Schengen Travel Insurance to Visit Europe? Yes, they do.

Is AXA good for travel insurance?

AXA Assistance has an A+ rating from the Better Business Bureau. Coverage: AXA offers three plans (gold, silver, platinum). It offers an additional "cancel for any reason" policy, which will cover up to 75 percent of your pre-paid non-refundable trip costs.

Do visa credit cards have travel insurance?

Yes, the Visa credit card travel insurance is pretty good. It covers all Visa credit card users for damage or theft of rental cars. Some cards also provide coverage for accidents while traveling, trip cancellation and lost luggage. Plus, Visa credit card travel insurance never costs extra.

How do I claim AXA Schengen insurance?

How to Make a Claim with AXA Schengen Insurance? You can make a Claim with AXA Schengen Insurance online (via your account) or by calling the company directly at the call centre. Make sure you have your insurance policy number with you, and that you contact them as soon as possible.

How do I choose travel insurance?

Before you purchase travel insurance, do a little research. Find out what's covered by your homeowner's insurance, credit card provider or your existing health insurance policy. Homeowner's insurance might cover lost or stolen luggage, but it won't cover other travel-related incidents such as trip cancellation.

Can you add travel insurance after booking flight?

The short answer is: It's not too late! You absolutely can buy travel insurance after booking your trip. However, it's always best to purchase insurance as early in the process as possible. If you procrastinate, you may miss out on certain benefits.

How much is travel health insurance?

Fortunately, travel medical insurance is typically very affordable. Policies average between $40 and $80. Keep in mind that higher coverage limits and longer coverage terms typically increase the cost of the policy.

Is AXA good for travel insurance?

AXA Assistance has an A+ rating from the Better Business Bureau. Coverage: AXA offers three plans (gold, silver, platinum). It offers an additional "cancel for any reason" policy, which will cover up to 75 percent of your pre-paid non-refundable trip costs.

How do I claim AXA Schengen insurance?

How to Make a Claim with AXA Schengen Insurance? You can make a Claim with AXA Schengen Insurance online (via your account) or by calling the company directly at the call centre. Make sure you have your insurance policy number with you, and that you contact them as soon as possible.

How do I contact AXA Schengen?

+32 2 552 53 98FAQ.WHAT IS SCHENGEN VISA.ABOUT US.CONTACT US.CONFLICT OF INTEREST.

How good is AXA car insurance?

How good is AXA car insurance? The AXA Direct Car Insurance policy is rated as five star by Defaqto. Its Car Plus policy got a four-star rating and its standard policy three stars. Note: Not all Defaqto products with the same star ratings have the same covers and terms.

Schengen Visa Insurance Is A Must

Extract from “Regulation (EC) No 810/2009 of the European Parliament and of the Council of 13 July 2009”, which entered into force on April 5 of 2010:

Who Must Purchase Schengen Travel Insurance For Europe?

Anyone travelling temporarily to Europe from a country that is subject to visa requirements, be it an individual visitors or group visitors, touris...

Who Provides Schengen Travel Insurance?

First and foremost, the health insurance policy that one already possesses through the employment contract might cover international medical emerge...

Helpful Tips About Europe Visa Insurance

As aforementioned, before purchasing another travel insurance policy for your upcoming travel to Europe make sure that the one you already have doe...

What Does Europe Visa Travel Insurance usually Cover?

1. Medical emergency (accident or sickness) while in the Schengen Area 2. Emergency evacuation 3. Repatriation of remains 4. Return of a minor 5. T...

What Is Presumably Excluded Or Optional in A Common Schengen Travel Insurance Policy?

Every travel insurance company is different; however, there are ones that offer to cover additional costs if necessary. If not, additional insuranc...

What Is Travel Health Insurance?

The concept of travel health insurance relates to covering up medical expenses in case an injury or unexpected sickness arises during one’s trip. I...

What Are The Common Restrictions and Limitations?

1. As previously mentioned there are insurance companies that don’t provide coverage for a preexisting condition in an international domain. In cas...

How do I book Schengen travel visa insurance from the USA or UK?

If you are applying for a Schengen visa in the USA or UK, you can book travel insurance online directly from MondialCare, Europ Assistance or AXA.

What insurance is required for a Schengen visa?

Travel insurance companies AXA, MondialCare and Europ Assistance provide the mandatory insurance certificate required when applying for a Schengen visa. Even though travel health insurance is worth having for all travellers to Europe, not everyone is required to have it. A travel insurance policy is a mandatory requirement only for travellers who ...

How To Find Cheap Travel Visa Insurance for Europe?

Finding the right cheap travel visa insurance for Europe calls for individual and more in-depth research. This means having to search online on your own for the appropriate travel insurance policy. It is recommended that you make a comparison of products and companies before you decide which company has the cheapest and the best travel insurance for the Schengen visa.

Who Must Purchase Travel Health Insurance for Europe?

Anyone travelling temporarily to Europe from a country that is subject to visa requirements, be it individual visitors or group visitors, tourists, or business travellers.

How Much Does Schengen Insurance Cost?

The cost of Schengen travel insurance varies from company to company. Here are the premiums from AXA Schengen.

What Does Europe Travel Health Insurance Policy Usually Cover?

A good travel insurance policy for Europe should cover the following costs:

What Is Presumably Excluded or Optional In a Common Schengen Insurance Policy?

Every travel insurance company is different; however, there are ones that offer to cover additional costs if necessary. If not, additional insurance must be purchased to cover explicit costs like:

How long can you stay in the Schengen area?

If you are traveling to the Schengen Area and require a short-stay visa - allowing you to visit for up to 90 days - then you will need travel insurance that meets the minimum requirements needed to obtain a Schengen Visa.

What is AXA travel insurance?

As the number one brand for Schengen Visa travel insurance, AXA also offers other options and tailor-made products. For instance, there’s the Europe Travel insurance, costing €1.50 per day. It’s perfect for those traveling with family as it covers children under the age of 18 or for those planning more adventurous activities during their trip, as it covers expenses up to €100,000. With this type of policy, you may also be covered for loss of documents or important items, as well as other problems you might encounter, such as search and rescue or needing to make emergency communications.

What insurance can I buy online from AXA?

AXA’s Schengen insurance is only available to buy online via our website, where you can find out everything you know about our policies, how to book, as well as information on traveling to the Schengen Area and obtaining your visa - wherever you are applying from.

What is AXA policy?

AXA provides three main policy options for those traveling to the Schengen Area - Low Cost, Europe Travel, and Multi Trip. They all meet the minimum requirements for obtaining a Schengen Visa and may also go beyond in providing additional coverage to those who want or need it.

How much does AXA cover?

The policy will cover you for medical expenses up to €30,000 in all Schengen countries and offer you coverage in case of repatriation. This policy is valid for trips of up to 180 consecutive days.

What happens if you get refused a visa from AXA?

If your visa is refused, AXA will refund your insurance fees in most circumstances but you will need documentation from officials showing why your application was turned down.

Does AXA offer Schengen insurance?

No. AXA’s Schengen insurance is only available from our website.

Who needs Schengen visa insurance?

If you are applying for a Uniform Schengen Visa (USV), you will need to purchase international travel medical insurance and submit proof of coverage with your application. This insurance is meant to provide you with coverage in the event that you experience medically related repatriation, medical care, and/or hospitalization or death while you are in the Schengen area on a Schengen visa. Therefore, if you experience a medical issue while you are abroad that requires you to go to the hospital, your travel medical insurance will pay for the cost of your treatment, rather than your host country.

Who is exempt from the medical insurance requirement for a Schengen visa?

Certain types of applicants may be exempt from the general requirement to purchase Schengen visa medical insurance, including the following: People who have a diplomatic passport. Seafarers. As medical insurance is not available for purchase at an external border, people who are applying for a Schengen visa at an external border ...

Where to buy travel medical insurance?

Ideally, you should purchase Schengen visa insurance in the country where you are currently living. If you are unable to do this for whatever reason, you should attempt to take out insurance in whatever country you are able.

How much does travel medical insurance cost?

Schengen visa medical insurance costs vary based on a number of factors, including your age, general health, duration of your trip, and level of coverage.

What is medical travel insurance?

Medical travel insurance covers accidents, illness, and other medical events requiring hospitalization for treatment arising while you are abroad. Some of the most common medical events covered by medical insurance include the following: The cost of repatriating a body back in the event that someone dies abroad.

How long does insurance cover in Schengen?

Your coverage must be valid throughout the duration of your intended stay in the Schengen area, as proved by your flight reservation (plane ticket) submitted as a supplemental document in your Schengen visa application. Please note, your insurance must be valid from the day of your intended entry to the Schengen area to the day you leave; failure to receive coverage for that entire period (even by just one day) will likely result in your visa application being denied. Please note, coverage that extends beyond your intended day of departure is acceptable, so long as it covers at minimum the period from arrival to departure from the Schengen area.

What happens when you submit proof of coverage?

When you submit proof of coverage, the requisite consular authorities will examine whether it is sufficient and valid relative to your profession and income. If your insurance coverage is at a level befitting the nature of your profession and income, it will be judged sufficient and valid. If you are on a Limited Territorial Visa, your coverage ...

What is Schengen travel insurance?

Schengen Travel Insurance FAQ´s 1 One of the most commonly issued categories of the Schengen Visa is the short stay visa (category C) which is for the purposes of tourism, business, family or private visit. It is mandatory to have the travel insurance for this category. 2 The airport transit visa is required for the travelers who are going from one country to another while transiting through the territories of the Schengen states. This category of Visa does not require travel insurance

Where to present health insurance policy for Schengen visa?

The health insurance policy document should be presented at the Consulate from which you are applying for a Schengen visa along with other Visa documents and should also be carried along on the trip to the Schengen countries.

Does Schengen require travel insurance?

All the above 26 countries mandatorily require Schengen travel insurance, without which it is not possible to obtain a Schengen visa. Hence, anyone who is planning to travel to any country in the Schengen zone is needed to buy suitable Schengen travel visa insurance also known as Schengen visa insurance or Schengen visa health insurance.

Is travel insurance accepted in the Schengen area?

Make sure the insurance company you choose for your Travel insurance is licensed and accepted in the Schengen Area. Not every insurance provider is accepted by the embassy or consulate.

Does Schengen travel insurance cover everything?

Although the Schengen travel insurance insures you for most likely situations, not everything is covered in a Schengen travel insurance policy. Below are some of the exclusions-. Any kind of pre-existing medical conditions unless it’s a life-threatening condition.

Can you extend your Schengen visa?

Yes, with the some of the insurance companies, the Schengen Visa Travel Insurance can be easily extended if your travel dates are changed due to any reason or your holidays are extended. This would not be possible with all insurance companies, so please clarify this option before you purchase an insurance cover.

Do you need travel insurance for a Schengen transit visa?

This category of Visa does not require travel insurance.

How can I get travel health insurance for my Schengen Visa?

When obtaining travel and medical insurance you should purchase it from a trusted provider of Schengen Visa travel and health insurance. AXA is the number one brand in Europe. This is important as it will ensure your policy meets all the specifications required to obtain a Schengen Visa. Upon purchasing your insurance, you will also receive a certificate, which can be instantly downloaded, to provide to visa officials.

What kind of health insurance do I need for a Schengen Visa?

Those who need a short-stay Schengen Visa need health insurance that covers every Schengen Area nation (even countries you have no plans to visit) and will reimburse you for the costs of accidents, illnesses, and emergency treatment, and repatriation in case of death, for costs up to a minimum of €30,000.

Why choose AXA’s Schengen visa travel insurance?

This can cover you for up to 180 days and will cover you for medical emergencies and illness, as well as repatriation, should it be required.

What are the different types of AXA Schengen medical insurances and how much do they cost?

AXA offers different types of travel insurance for the Schengen area with different levels of warranty and limits on claims. All cover the basic requirements to travel to the Schengen area. Your choice will depend on your budget, how often you travel, if you are travelling with your family and what coverage you would like.

What is a travel health insurance certificate?

A travel health insurance certificate (or medical insurance for Schengen visa certificate) is a MANDATORY document which proves that you have subscribed to a health insurance accepted by the authorities of the Schengen country you are about to visit.

Why is medical insurance mandatory to obtain a Schengen visa?

Travel health insurance covers the medical expenses you may have during your travels to the Schengen area. It guarantees that you will have no trouble paying for medical costs or even emergency repatriation. Even if it is an obligation, it is first and foremost a guarantee for you not to end up in a complicated situation, financial or other, giving you peace of mind during your trip whether it be for business or pleasure.

What are the mandatory requirements of a medical insurance for Schengen visa?

Otherwise your Schengen visa will not be granted.

How To Buy Schengen Visa Insurance?

To purchase one, visit the company website, look for the “Get a Quote” or “Start Now” button, and:

What is Schengen travel insurance?

Schengen travel insurance is designed to cover your medical costs while you are visiting the European countries included in the Schengen Zone. Depending on the policy you choose, travel insurance can also protect you from losses due to trip disruptions, such as a delayed flight, if you need to cut the trip short, or personal liability.

What Does Schengen Insurance Not Cover?

In most cases, you will not have travel insurance coverage in the following situations:

What Are the Companies Offering the Best Schengen Visa Insurance?

Here is a list of companies offering the best travel insurance for Schengen Visa:

How Exactly Does Travel Medical Insurance Work?

Travel health insurance protects you from financial losses as a result of medical emergencies while you are visiting Europe. If you have a valid insurance policy during your trip, then when you seek medical attention, the insurance company will take over the costs. There are two ways it usually works:

How Much Does Schengen Medical Travel Insurance Cost?

There are three main factors which affect the price of your travel insurance policy:

Does Schengen Medical Insurance Cover me for Countries That Are Not Part of the Schengen Area?

Usually, Schengen insurance is aimed only at the countries within the Schengen Area. However, if you plan to travel somewhere outside the Schengen Zone, you can get an international travel insurance plan or an additional insurance plan aimed specifically at those countries.

What insurance is best for a Schengen visa?

Which travel insurance is best for Schengen visa? The answer to this question depends on the type of trip you plan on having. If plan on traveling to Schengen region countries regularly throughout the year, then you might go for the ‘Annual frequent traveler’ plan for the best deal. Alternatively if it’s a single, one-off trip, then our ‘Travel Protection’ package will provide you the best value travel health insurance.

What conditions are not covered under Schengen Visa insurance?

Durations outside your stay in the Schengen Region: Safe Trip covers the period of time purchased. An incident that occurs while you are still abroad, but beyond the time frame purchased, is not covered. Travelling in multiple countries is covered as long as it is within the purchased duration.

What conditions may I have to get covered with additional insurance?

Depending on the inclusions of your specific travel insurance company , you may have to get extra coverage for the following conditions – if insuring with us, feel free to call us to discuss on: 1.800.732.5309

What happens if you don't have travel insurance for Schengen?

If you fail to have the correct travel health insurance, this could result in your Schengen Visa being declined. You may even experience some unanticipated expenses when traveling to Schengen region countries.

How many days of coverage per trip per year?

Annual Frequent Traveler: For those who travel multiple times a year. You get upto 90 days coverage per trip per year.

Does Schengen cover pre-existing conditions?

Pre-existing Conditions: As stated earlier, pre-existing conditions are not covered under your Schengen Visa Insurance . The only way you can get issues arising from your pre-existing condition covered while in the Schengen region is if your doctor declared you fit for travel prior to taking your trip. SafeTrip covers controlled pre-existing, managed with medication and without change for the past 180 days.

Does Schengen travel insurance cover Denmark?

Now you’re ready to purchase your Schengen travel insurance for a safe trip in a Schengen country. Once purchased this travel insurance policy will cover all Schengen area member states: Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden and Switzerland.

Where Can I Find Cheap Schengen Visa Insurance?

Many insurance companies offer Schengen insurance plans which meet the minimum requirements for the Schengen visa application (meaning it must have €30,000 worth of coverage) and not much else. These types of plans are usually not expensive, ranging at €20.00 for one week.

How to Buy Schengen Travel Insurance Online?

Many travel health insurance companies now operate mostly online, making the process of obtaining an insurance policy very easy and accessible. You simply have to:

Where Do I Get Europe Travel Visa Insurance?

You can get travel health insurance for your trip to Europe in one of the following ways:

How Can I Get a Schengen Visa Insurance Certificate?

If you buy a travel health insurance plan online through DR-WALTER, MondialCare and AXA Schengen, then you can simply download the Insurance Certificate/Letter, print it out, and attach it to the rest of the documents. The Embassy/Consulate will accept this as valid confirmation.

Can I Take A Multiple-Plan EU Insurance Trip?

If you travel to the EU member states frequently, you can buy an annual travel insurance plan. This means that within a year, you will always have travel medical insurance when you visit any member country of the Schengen zone, and you do not need to take out a new plan every time.

Can I Extend My Europe Travel Health Insurance Policy?

If you have not travelled yet to Europe, then it is possible to adjust the dates on your policy and pay a higher fee. If nothing, you can simply cancel your existing plan and get another one.

Do I Have Coverage in All Schengen Countries?

Yes, the travel insurance plan should cover all the Schengen countries. That’s because the Schengen Area countries have an agreement which allows free movement of people within its borders, and this applies to visa holders and travel insurance as well.

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