You can buy prepaid cards at retail locations (such as grocery stores and drug stores), online, over the phone, or from some banks and credit unions. If you buy the card online, you may then be issued a virtual card, or you may receive a physical card in the mail at a later time.
Full Answer
How do you add money to a prepaid Visa card?
You may be able to:
- Arrange for a paycheck or other regular payment to be directly deposited onto the card
- Transfer money from a checking account or another prepaid card
- Buy a “reload pack” to add a certain amount to your card
- Add funds at certain retail locations or at the financial institution that provides the card
What banks have prepaid debit cards?
excella® Visa® Prepaid Debit Card; smiONE™ Visa® Prepaid Card; Unlimited Cash Back Bank Account by Green Dot; Insight Visa® Prepaid Debit Card; Coopera Prepaid Reloadable Visa® Card; MileagePlus® GO Visa® Prepaid Card; Community Financial Resources Prepaid Debit Card; Bank of American CashPay Card
What stores sell prepaid debit cards?
What Stores Sell Prepaid Debit Cards?
- Gas Stations. May gas stations sell prepaid debit cards.
- Big-Box Retailers
- Drugstores
- Dollar Stores
- Banks
- Other Options
- Tips on Obtaining Selecting Prepaid Debit Cards. Prepaid debit cards are easy to get. ...
- Purchasing a Prepaid Debit Card. ...
Where can you buy Visa gift cards?
Visa gift cards are sold at major retailers like Walmart, Amazon and other stores with gift card displays — grocery stores, convenience stores, drug stores, etc. Some banks, including U.S. Bank , also sell Visa gift cards to their customers.
Where can you get a prepaid Visa card?
You can buy prepaid cards at retail locations (such as grocery stores and drug stores), online, over the phone, or from some banks and credit unions. If you buy the card online, you may then be issued a virtual card, or you may receive a physical card in the mail at a later time.
Can I get a prepaid Visa card at my bank?
You can buy a prepaid debit card from a retailer, bank, credit card company or other financial services provider.
Does Walmart have a prepaid Visa card?
About the Walmart MoneyCard The Walmart MoneyCard is a reloadable prepaid debit card that you can use to make electronic purchases everywhere MasterCard or Visa debit cards are accepted.
How much does it cost to buy a prepaid Mastercard?
The PayPal Prepaid Mastercard® can cost up to $4.95 to purchase the card ($0 if you get the card online) and charges you $4.95 a month to use the card. You may also incur ATM withdrawal fees of $2.50, check deposit fees ranging from $0 to 5% of the total check amount and a 4% fee on purchases made outside the U.S.
What banks offer prepaid cards?
Unlike traditional credit cards, these cards require that cardholders load funds onto the card before using.Brinks Prepaid Mastercard. ... PayPal Prepaid Mastercard® ... NetSpend® Visa® Prepaid Card. ... Playcard Prepaid Mastercard. ... NetSpend® Visa® Prepaid Card. ... Bluebird® American Express® Prepaid Debit Account.More items...•
How much money can you put on a prepaid Visa card?
Most Visa prepaid card options will allow you to load up to $15,000 into the card account. If you're accessing a reloadable prepaid card, you can continue to add money to your account when you spend some of your current balance. In either scenario, though, you cannot surpass the $15,000 account balance limit.
What prepaid card has no monthly fee?
The NetSpend Visa Prepaid Card is one of the best no-fee prepaid cards. With this card, you will not have to worry about overdraft fees, activation fees, credit checks, or minimum balances.
How do I get a reloadable card?
Prepaid cards are sold at retail stores (usually for a fee) and some can be ordered online. There's no credit check, and they're often available even if you can't get a bank account because of a bad banking history. Unlike with a credit card, you load funds onto prepaid cards before use.
Is Green Dot a prepaid card?
The Green Dot card is an FDIC-insured, reoladable prepaid debit card that can be used to make payments and purchases and withdraw cash. Green Dot cards are sold at retailers such as CVS, Rite-Aid and Wal-Mart.
Do you need ID to buy a prepaid Visa?
The prepaid card issuer is required by law to verify your identity for most types of prepaid accounts. You may be asked to provide your full name, street address (no P.O. boxes), date of birth, and Social Security number, taxpayer identification number, or another identification number.
What prepaid cards can be loaded with a credit card?
You can buy a prepaid card with a credit card, but you can't load it with a credit card. Some prepaid cards, such as the Amex Bluebird Card, for example, allow you to sign up for a card for free online, so there's nothing to buy upfront. But if you buy a prepaid card in a store, it may cost you some money.
What banks offer free Visa gift cards?
Visa Gift Cards Without Activation FeesNavy Federal Credit Union. Navy Federal Credit Union offers Visa gift cards to their members. ... TD Bank. The TD Bank Visa Gift Card is offered to account holders and can be used anywhere Visa cards are accepted. ... Bank of the Ozarks. ... Republic Bank.
Do banks sell Visa gift cards?
3. Visa Gift Cards are Sold in Some Banks. Another place to buy Visa gift cards is from your bank. Not all banks sell them, but those that do typically sell cards to existing customers at a competitive rate–around $4 for any load value.
How do I get a prepaid card to my bank account?
You can typically transfer money from your prepaid card to your bank account online, by logging in to prepaid card's app or website. If your prepaid card does not allow transfers to bank accounts, you can use a third party service like MoneyGram to make the transfer.
Where can I purchase a Visa gift card without a fee?
Visa Gift Cards Without Activation FeesNavy Federal Credit Union. Navy Federal Credit Union offers Visa gift cards to their members. ... TD Bank. The TD Bank Visa Gift Card is offered to account holders and can be used anywhere Visa cards are accepted. ... Bank of the Ozarks. ... Republic Bank.
How do you put money on a prepaid card?
You may be able to:Arrange for a paycheck or other regular payment to be directly deposited onto the card.Transfer money from a checking account or another prepaid card.Buy a “reload pack” to add a certain amount to your card.Add funds at certain retail locations or at the financial institution that provides the card.
Reloadable Visa Prepaid Cards
The all-purpose Visa Prepaid card is a reloadable card you can use in-person and online to:
Choose a card to fit your needs
Pay quickly and conveniently online and in stores — plus get your payday funds faster with direct deposit.
Visa Payroll and Healthcare cards
Your employer may offer you a payroll or healthcare prepaid card so you can manage your payday funds more easily — and enjoy many of the advantages of Visa.
Additional Resources
Get your Child Tax Credit payment fast when it’s directly deposited to a Visa Prepaid card.
How to get a Visa prepaid card?
Step 1: Activate and load. Getting started with your Visa Prepaid card is easy. All you need to do is: Activate it online or by phone. Load it online or in-person. Set up direct deposit. Watch video.
How to load money into a Visa Prepaid card?
The best option is to direct deposit all or some of your paycheck, government checks or even your tax refund directly to your Visa Prepaid card. You may also be able to load cash at ATMs, bank branches, and retail locations, or add money from checks by using the mobile check deposit feature on your card issuer’s mobile app. Check with your card issuer to confirm which of these features are offered.
What is an all purpose prepaid card?
The all-purpose Visa Prepaid card is a reloadable prepaid card that you can use to withdraw cash, pay bills, or make purchases at participating retailers and service providers, in-person or online. You can fund the reloadable Visa Prepaid card through a variety of ways, such as through direct deposit or with cash at a participating retail location.
What is a reloadable Visa card?
A reloadable Visa Prepaid card is the quick, easy and secure way to pay online or in person. The all-purpose Visa Prepaid card is a prepaid card that you can use to withdraw cash, pay bills or make purchases anywhere Visa Debit cards are accepted, in-person or online.
What is the difference between a prepaid card and a credit card?
credit cards: When you use a credit card you are borrowing money and building up a balance of debt you owe. With prepaid cards, you’re spending money that has already been loaded onto the card. Unlike credit cards, prepaid cards don’t incur interest charges and don’t require a credit check to obtain.
Can you spend more money on a prepaid card?
Then each purchase you make is deducted from that balance. In most cases, you can’t spend more money than you have already loaded onto your prepaid card. Overspending or overdrafts can occur in some cases where a prepaid card may be linked with a checking.
Is a prepaid card linked to a checking account?
A prepaid card is not linked to a checking account. Instead, it is pre-loaded with a balance of funds. Then each purchase you make is deducted from that balance.
How to contact Mastercard for insurance benefits?
MASTERCARD BENEFIT INQUIRIES. Within the U.S.: 1-800-Mastercard (1-800-627-8372) | Outside the U.S.: Mastercard Global Service Phone Numbers.
How to report a lost Mastercard card?
1. Card registration required. Certain restrictions apply. Contact the issuer of your card immediately to report your lost or stolen card. You can use the customer service toll-free number listed on the back of the card. Be sure to keep a record of the Mastercard card number. Your issuer may need this information to cancel the card and issue a replacement. You can also contact Emergency Services for additional assistance. In the event your card is lost or stolen, your card issuer will not hold you responsible for unauthorized purchases made on your card. Terms and Conditions.
What is a prepaid card?
A prepaid card, also called a pay-as-you-go card, is a product that only lets you spend money you’ve loaded onto it in advance. Instead of borrowing money from a bank that you must pay back later (as with a credit card), you are spending your own preloaded money. One of the conveniences of prepaid cards is that they are available almost anywhere, from grocery stores to gas stations, and you can use them anywhere their payment network (such as Visa or Mastercard) is accepted.
Why do people use prepaid cards?
Prepaid cards are best fit for someone looking for a convenient way to pay without opening a credit account. Though a credit account allows for more opportunities, consumers typically choose prepaid cards to control spending, control fees or make purchases.
What is Netspend Prepaid?
The Netspend® Prepaid Mastercard® – Proud Partner of MLB® offers all the benefits of other Netspend Prepaid cards, including quick direct deposit payments and Payback Rewards on eligible purchases, on a card that features the branding of your favorite baseball team. Cardholders can also take advantage of Netspend® Mobile App, which allows for easy money management while on the move.
What is the credit card range?
CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
What happens if you don't pay attention to your credit card?
If you don’t pay attention to how much money you have on your card, you can wind up unable to pay at the counter. Fewer protections. “Prepaid cards do not offer as many legal protections to consumers as traditional debit or credit cards,” says Monica Eaton-Cardone, co-founder and COO of Chargebacks911.
Does WWE have a prepaid card?
Fans of the WWE can now express their loyalty with the Netspend® Prepaid Mastercard®, now a WWE partner®, which provides accessible financial services to help you manage your money in a convenient way. This card features all of the benefits of other Netspend Prepaid cards like quick direct deposit payments (sometimes processed up to two days faster than many banks), Payback Rewards on eligible purchases and access to the Netspend® Mobile App.
How much is the annual percentage on Visa?
Why we picked it: This option from Visa allows for up to 6% Annual Percentage Yield on your account, so you can watch your balance grow. There’s also no credit check, activation fee or minimum balance required.
What to consider when considering a prepaid travel card?
When considering one of these prepaid travel cards, it’s also important to consider things like maximum ATM withdrawal amounts, maximum load and reload balance amounts and other spending restrictions. There are advantages and disadvantages to each card type, so you should always do your research carefully.
Why do people use prepaid cards?
Prepaid cards have long been a favorite among budget-minded folks and those who want to gain more control over their finances. Surveys show travelers – especially those who travel abroad – are using prepaid travel cards more frequently during their journeys.
Is a prepaid card safe?
The advantages of prepaid cards are obvious: they ’re safer than cash, easy to get, universally accepted and convenient to use. Some prepaid cards can even save you on exchange fees if you pre-load them with the local currency before you leave home.
Is Cardrates free?
Along with key review factors, this compensation may impact how and where products appear across the site (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.
Do Americans use prepaid cards?
While travelers from Europe, Asia and the Middle East have been using prepaid travel cards for years, they are a relatively new phenome non for American travelers . As such, there are fewer prepaid card choices available for Americans traveling abroad.
How to withdraw money from a prepaid card?
Once you have your PIN, you can insert your prepaid card into a compatible ATM, enter the PIN, and withdraw an amount up to either the balance on your card or the maximum daily limit imposed by the card issuer or ATM owner , whichever is less.
How Much Cash Can I Withdraw From a Prepaid Card?
Typically, issuers of prepaid debit cards limit balances, but the maximum balance may be as high as $15,000 to $20,000.
What are the benefits of debit cards?
One of the benefits of debit cards is the ability to get cash back when you make an in-store purchase. This store sets the maximum amount it will allow you to withdraw through this method.
Is MetaBank a Visa prepaid card?
The similarity of this card to the Netspend cards is not surprising, as all are Visa prepaid card offering s issued from MetaBank®, and all offer cash withdrawals at Netspend Reload Network locations across the country.
Do debit cards have overdraft protection?
Prepaid debit cards at least avoid overdraft fees. However, some cards offer optional overdraft protection that may be subject to overdraft fees if the shortfall isn’t quickly corrected.
Do prepaid debit cards charge a fee?
After all, you already pay a monthly or per-use transaction fee, and many prepaid debit cards charge you when you load money. Unfortunately, charging customer fees to add money and to withdraw it is standard procedure in the prepaid card market.
Is a Visa gift card reloadable?
We are limiting our scope to prepaid debit cards issued under the Visa brand. This excludes gift cards (including the Visa gift card) which, while prepaid, are not reloadable and are difficult to convert into cash. We also omitted other types of debit cards, including a stimulus debit card or an EIP card.
