How to use your Prepaid Reloadable Visa Card Simply present your Card in stores. Depending on the type of terminal in the store, you will be required to insert the Card into the terminal to enter your PIN, or sign your name on a sales receipt.
Can you buy online with a prepaid Visa card?
After purchasing a prepaid Visa card or receiving one as a gift, you will be needed to register the card before being able to use it to make any purchases online or in-store. The act of registering the card is referred to as “activating” the card in most circles. Can I use prepaid card for online shopping?
Can I use my prepaid Visa card in-store?
However, the processes for using your card are the same, regardless of the issuer. Any money available on your prepaid Visa card can be used to make in-store and online purchases. If you don't have enough money on your prepaid Visa to pay for your entire in-store purchase, the cashier will ask for another form of payment to cover the balance.
What is the all-purpose Visa prepaid card?
The all-purpose Visa Prepaid card is a reloadable card you can use in-person and online to: 1 Pay bills 2 Add funds 3 Make purchases anywhere Visa Debit cards are accepted More ...
How to use a prepaid Visa card at an ATM?
Make use of your prepaid card at an ATM that is operated by the bank that issued the card when you visit an accredited ATM. You can also use your card at any ATM that displays one of the network brands that are printed on the back of your card. Complete your purchase by inputting your PIN number. Can I withdraw money from prepaid Visa card?
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Can you use a prepaid Visa card in store?
Access your money anytime with ease A reloadable Visa Prepaid card is the quick, easy and secure way to pay online or in person. The all-purpose Visa Prepaid card is a prepaid card that you can use to withdraw cash, pay bills or make purchases anywhere Visa Debit cards are accepted, in-person or online.
How do you use a Visa gift card at a store?
Using your Visa Gift card in stores and online In a store, you'll just slide or insert your Visa card to pay. For an online checkout, you'll enter your Visa gift card's 16-digit number, expiration date and CVV in the appropriate form field.
How do I use a prepaid Visa at checkout?
You simply type the gift card or egift card number into the website's shopping cart and complete the transaction.
Where is the PIN on a Visa gift card?
Gift cards issued by department stores typically have a PIN. It is usually found on the back of the card underneath an area that must be scratched off to view.
Why is my Visa gift card being declined?
There are a number of possible reasons why a purchase could be declined: You don't have enough money left on your card. You haven't activated or registered your card. The address you gave to make an online or phone purchase is different from the address you have on file with your prepaid card provider.
Is my prepaid Visa card activated?
Many prepaid Visa cards are automatically activated upon purchase of the card. Review the instructions provided with the card. If activation is required, the phone number and/or website for activation are provided.
Where are Visa prepaid gift cards accepted?
Visa PREPAID CARDS A prepaid Visa can be spent in any of the 25 million stores worldwide and online – wherever Visa is accepted. They are a great alternative to cash and cheques and preferred over store cards. Prepaid Visa cards are uniquely designed and can be customised.
How do prepaid cards work?
A prepaid card is a card you can use to pay for things. You buy a card with money loaded on it. Then you can use the card to spend up to that amount. A prepaid card is also called a prepaid debit card, or a stored-value card.
What name do I put for a visa gift card?
Use Real Name and Current Address. When registering the gift card, enter your first and last name, just as you would on a credit card. Enter current address information as well.
Which stores accept prepaid Visa cards?
Most prepaid cards have a network logo (Visa, MasterCard, American Express, or Discover) and can be used anywhere that brand is accepted. Some examples include grocery stores, department stores, gas stations, hotels, and for online shopping.
How can I get cash from a Visa gift card?
In general, the answer is no. You cannot get cash off of a Visa or Mastercard gift card. Even when a PIN is present and you select “Debit” at checkout, gift card issuers specifically prohibit the “cash back” option.
What happens if you don't have enough money on a prepaid Visa card?
If you don't have enough money on your prepaid Visa to pay for your entire in-store purchase, the cashier will ask for another form of payment to cover the balance. This is a benefit you won't get with regular debit or credit card transactions, which will simply decline if you don't have the available balance to cover a purchase.
What to do if you lose your credit card?
If you suspect your account has been used fraudulently, or if you lose your card, contact your card issuer immediately . If you still have the card in your possession, call the number on the back of your card to file your report.
Reloadable Visa Prepaid Cards
The all-purpose Visa Prepaid card is a reloadable card you can use in-person and online to:
Choose a card to fit your needs
Pay quickly and conveniently online and in stores — plus get your payday funds faster with direct deposit.
Visa Payroll and Healthcare cards
Your employer may offer you a payroll or healthcare prepaid card so you can manage your payday funds more easily — and enjoy many of the advantages of Visa.
Additional Resources
Get your Child Tax Credit payment fast when it’s directly deposited to a Visa Prepaid card.
What are some examples of prepaid cards?
Some examples include grocery stores, department stores, gas stations, hotels, and for online shopping.
Can I share my PII with my employer?
Yes. No. Additional comment (optional) Please do not share any personally identifiable information (PII), including, but not limited to: your name, address, phone number, email address, Social Security number, account information, or any other information of a sensitive nature.
What is a prepaid Visa debit card?
A prepaid Visa debit card is a card that is preloaded with a set amount of money. You can use it to pay bills, withdraw cash or make purchases. Prepaid Visa debit cards aren’t linked to a checking account like a traditional debit card — you can only spend the balance connected to the card.
Where do prepaid debit cards come from?
Prepaid Visa debit cards come from a variety of issuers, ranging from financial technology companies like Green Dot and Netspend to traditional banks and credit unions. These issuers handle the money that’s loaded onto your card.
How to reload a prepaid debit card?
There are several ways you can choose to reload a prepaid debit card with more money — online, by direct deposit, with mobile check deposit or at certain retail locations or bank branches. Again, some cards may charge fees depending on how you choose to add money, so be sure to check with your provider to find the best way.
Can you overspend on a prepaid debit card?
Harder to overdraft or run up a balance — With a prepaid debit card, you can only spend the money you put on your card balance. In most cases, you can’t overspend and incur an overdraft fee, and you’re not racking up debt as you can with a credit card.
Is a prepaid card more expensive than a bank account?
Prepaid cards can be a useful tool, but the fees involved can make them much more expensive than a traditional bank account. Even if you don’t have a rock-solid credit history, you have some alternatives if you’re currently unbanked.
Does MyVanilla have a monthly fee?
MyVanilla Prepaid Visa Card® — This card doesn’t charge a monthly fee and allows you to have your paycheck direct deposited into your balance.
Is a Visa prepaid debit card safe?
Like other prepaid debit cards, Visa prepaid debit cards are generally considered secure. But there are some scams associated with them. For example, fraudsters may ask for you to send them money on a prepaid card to settle an account or make a payment.
What is prepaid card?
Prepaid cards that feature a network brand (like Visa, MasterCard, American Express, or Discover) can be used at any location that accepts that network brand. Other types of cards are good only at a specific store or group of stores, or on your public transportation system.
When will prepaid cards be required to be disclosed?
The Bureau’s rule requiring these fee disclosures came into effect April 1, 2019, although it may take some time before you start seeing the required disclosures on card packages in retail stores due to phase-in rules. ...
What is initial load on a credit card?
When you buy the card, you pay the initial amount that you want to load onto the card, often termed the “initial load”, plus the cost of the card.
Can I share my PII with my employer?
Yes. No. Additional comment (optional) Please do not share any personally identifiable information (PII), including, but not limited to: your name, address, phone number, email address, Social Security number, account information, or any other information of a sensitive nature.
Do you have to pay for a prepaid card online?
When you buy a prepaid card, you’ll have to pay the initial amount that you want to load onto the card, often termed the “initial load”, plus the cost of the card. Some cards require a minimum initial load.
